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Phishing Drove 73.2% of Global Fraud Incidents in 2025, According to New Fraud Beat Report from 360 Fraud Protection by AppGate

businesswire.com
APG The article discusses AppGate's 'Fraud Beat 2026' report, which highlights trends in digital fraud. While the report provides valuable insights into the fraud landscape, it does not directly offer a bullish or bearish outlook for AppGate itself, making the sentiment neutral. MSFT Microsoft is mentioned as a source of intelligence for the Fraud Beat 2026 report through its Digital Defense Report. This is a factual mention and does not imply a positive or negative sentiment towards Microsoft's stock.

Phishing Drove 73.2% of Global Fraud Incidents in 2025, According to New Fraud Beat Report from 360 Fraud Protection by AppGate NEW YORK--( BUSINESS WIRE)-- 360 Fraud Protection by AppGate, a leader in end-to-end digital fraud prevention, today released Fraud Beat 2026: The Industrialization of Digital Fraud — From Social Exposure to Cash-Out, revealing that phishing accounted for 73.2% of global fraud incidents in 2025, according to intelligence from AppGate’s Guardian Fusion Center.

“Fraud is no longer a series of isolated events—it is an industrialized system operating across the entire digital journey."

The report finds that fraud has evolved beyond isolated attacks into a coordinated, scalable operating model—one that begins with external exposure and social engineering, progresses through credential compromise and account takeover, and ends in increasingly efficient cash-out.

Drawing on intelligence from AppGate’s Guardian Fusion Center, the Anti-Phishing Working Group (APWG), Verizon’s Data Breach Investigations Report, Microsoft’s Digital Defense Report, Juniper Research, and Alloy, the report shows how social-first scams, impersonation attacks, and automation are driving a new era of industrialized fraud.

As part of the report, 360 Fraud Protection introduces the Fraud Industrialization Stack, a new framework that organizes fraud into four interconnected layers:

The framework highlights why siloed, point-based defenses are increasingly ineffective against attackers operating across the full fraud chain.

“Fraud is no longer a series of isolated events—it is an industrialized system operating across the entire digital journey,” said Mike Lopez, SVP of Fraud Solutions at 360 Fraud Protection by AppGate. “With Fraud Beat 2026, we’re giving fraud, risk and security leaders a common language—and a measurable framework—to align defenses with how attackers actually operate, reducing losses without adding unnecessary customer friction.”

Key Findings from Fraud Beat 2026

The report identifies several major trends reshaping the fraud landscape:

“Organizations succeeding against industrialized fraud are not simply layering more tools,” Lopez added. “They are building control systems that disrupt attacks earlier, assess risk continuously, apply friction only when necessary, and automate response at scale. That is the design philosophy behind 360 Fraud Protection.”

360 Fraud Protection by AppGate delivers this model through a unified platform combining 360 Brand Guardian, 360 Risk Control, and 360 Adaptive Authentication. By correlating external threat intelligence with real-time session and transaction risk, the platform helps organizations reduce brand abuse, prevent account takeover, and stop cash-out—while preserving approval rates and customer experience.

Fraud Beat 2026, which includes regional analysis, threat data, and recommendations for CROs, CISOs, fraud leaders and digital experience teams, is available now. Download the report here.

About 360 Fraud Protection

360 Fraud Protection by AppGate provides end-to-end fraud protection in a unified platform. The solution includes 360 Brand Guardian, 360 Risk Control, and 360 Adaptive Authentication. Together they provide comprehensive threat management, brand protection and fraud prevention, safeguarding financial institutions and enterprises worldwide. Learn more at 360fraud.ai.