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Form 8-K

sec.gov

8-K — PRICESMART INC

Accession: 0001041803-26-000030

Filed: 2026-07-08

Period: 2026-07-08

CIK: 0001041803

SIC: 5331 (RETAIL-VARIETY STORES)

Item: Results of Operations and Financial Condition

Item: Financial Statements and Exhibits

Documents

8-K — psmt-20260708.htm (Primary)

EX-99.1 (psmt-20260531xexx991.htm)

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8-K

8-K (Primary)

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0001041803FALSE00010418032026-07-082026-07-08

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 8, 2026

PriceSmart, Inc.

(Exact name of registrant as specified in its charter)

Delaware 000-22793 33-0628530

(State or Other Jurisdiction of

Incorporation)

(Commission File Number)

(I.R.S. Employer

Identification No.)

9797 Aero Drive, Suite 100

San Diego, CA 92123

(Address of principal executive offices and zip code)

Registrant's telephone number, including area code: (858) 404-8800

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2)(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, $0.0001 par value PSMT NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  o

Item 2.02. Results of Operations and Financial Condition.

On July 8, 2026, PriceSmart, Inc. issued a press release regarding the results of operations for its third quarter ended May 31, 2026. A copy of the press release is furnished herewith as Exhibit 99.1. Pursuant to the rules and regulations of the Securities and Exchange Commission, such exhibit and the information set forth therein and herein shall be deemed “furnished” and not “filed” for purpose of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liability under that section.

Item 9.01. Exhibits.

(d)The following exhibit is furnished herewith:

Exhibit

Number Description

99.1

Press Release of PriceSmart, Inc. dated July 8, 2026.

104 The cover page from this Current report on Form 8-K, formatted in Inline XBRL.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: July 8, 2026

/s/ GUALBERTO HERNANDEZ

Gualberto Hernandez

Executive Vice President and Chief Financial Officer

(Principal Financial Officer and Principal Accounting Officer)

EXHIBIT INDEX

Exhibit

Number Description

99.1

Press Release of PriceSmart, Inc. dated July 8, 2026.

104 The cover page from this Current report on Form 8-K, formatted in Inline XBRL.

EX-99.1

EX-99.1

Filename: psmt-20260531xexx991.htm · Sequence: 2

Document

PRICESMART ANNOUNCES FISCAL 2026 THIRD QUARTER OPERATING RESULTS; PLANS FOR FIRST CLUB IN CHILE; ELEVENTH CLUB IN COSTA RICA

NET MERCHANDISE SALES GREW 12.5%

COMPARABLE NET MERCHANDISE SALES INCREASED 10.7%

$1.28 EARNINGS PER DILUTED SHARE

San Diego, CA (July 8, 2026) - PriceSmart, Inc. ("PriceSmart" or the "Company") (NASDAQ: PSMT), operator of 57 warehouse clubs in 12 countries and one U.S. territory, today announced results for the fiscal third quarter of 2026, which ended on May 31, 2026.

Third Quarter Financial Results

Total revenues for the third quarter of fiscal year 2026 increased 12.5% to $1.48 billion compared to $1.32 billion in the comparable period of the prior year. For the third quarter of fiscal year 2026, net merchandise sales increased 12.5% to $1.45 billion from $1.29 billion in the third quarter of fiscal year 2025. Net merchandise sales - constant currency increased 8.5% over the comparable prior-year period. Foreign currency exchange rate fluctuations impacted net merchandise sales positively by $50.6 million, or 4.0%, versus the same period in the prior year.

The Company had 57 warehouse clubs in operation as of May 31, 2026 compared to 55 warehouse clubs in operation as of May 31, 2025.

Comparable net merchandise sales for the 54 warehouse clubs that have been open for greater than 13 ½ calendar months increased 10.7% for the 13-week period ended May 31, 2026 compared to the comparable 13-week period of the prior year. Comparable net merchandise sales - constant currency for the 13 weeks ended May 31, 2026 increased 6.9%. Foreign currency exchange rate fluctuations impacted comparable net merchandise sales positively by 3.8% versus the same period in the prior year.

The Company recorded operating income during the fiscal third quarter of $65.6 million compared to operating income of $56.2 million in the prior-year period. Net income increased 12.9% to $39.7 million, or $1.28 per diluted share, in the third quarter of fiscal year 2026 compared to $35.2 million, or $1.14 per diluted share, in the third quarter of fiscal year 2025.

Adjusted EBITDA for the third quarter of fiscal year 2026 was $90.4 million compared to $79.0 million in the same period last year.

Year-to-Date Financial Results

Total revenues for the nine months ended May 31, 2026 increased 10.7% to $4.36 billion compared to $3.94 billion in the comparable period of the prior year. For the first nine months of fiscal year 2026, net merchandise sales increased 11.0% to $4.27 billion from $3.85 billion in the comparable prior-year period. Net merchandise sales - constant currency increased 8.6% over the comparable prior-year period. Foreign currency exchange rate fluctuations impacted net merchandise sales positively by $92.1 million, or 2.4%, versus the same period in the prior year.

Comparable net merchandise sales for the 54 warehouse clubs that have been open for greater than 13 ½ calendar months increased 8.8% for the 39-week period ended May 31, 2026 compared to the comparable 39-week period of the prior year. Comparable net merchandise sales - constant currency for the 39 weeks ended May 31, 2026 increased 6.4%. Foreign currency exchange rate fluctuations impacted comparable net merchandise sales positively by 2.4% versus the same period in the prior year.

The Company recorded operating income during the first nine months of fiscal year 2026 of $204.0 million compared to operating income of $179.8 million in the prior-year period. Net income increased 10.8% to $128.9 million, or $4.18 per diluted share, in the first nine months of fiscal year 2026 compared to $116.3 million, or $3.80 per diluted share, in the first nine months of fiscal year 2025.

Adjusted EBITDA for the first nine months of fiscal year 2026 was $277.0 million compared to $245.1 million in the same period last year.

New Market Growth - Chile

The Company has executed a lease and plans to open its first warehouse club in Chile, located in Comuna Las Condes, Santiago. The club will be located within Mallplaza Los Dominicos shopping center and is anticipated to open in spring 2027.

“We are excited to announce our planned entry into Chile with our first location in the Las Condes corridor, which will also be our first warehouse club located within a mall setting. This site aligns well with our membership model and long-term growth strategy. It offers strong demographics, excellent accessibility, and a retail environment that resonates with the quality and value focused Members we will serve in Chile. We anticipate a spring 2027 opening. More importantly, this club establishes the foundation for what we believe can become a meaningful multi-club market over time,” said David Price, Chief Executive Officer of PriceSmart.

Existing Market Expansion

The Company has purchased land and plans to open its eleventh warehouse club in Costa Rica, located in Santo Tomas de Santo Domingo (Heredia), approximately four miles east from the nearest club in Heredia. The club will be built on a six-acre property and is anticipated to open in the spring of 2027.

Once these two clubs and four other previously announced clubs are open, the Company will operate 63 warehouse clubs.

Note Regarding Non-GAAP (Generally Accepted Accounting Principles) Financial Measures

The foregoing discussion of the Company’s operating results includes references to Adjusted EBITDA, net merchandise sales - constant currency and comparable net merchandise sales - constant currency, which are non-GAAP financial measures. We believe these supplemental measures are useful to investors and analysts because they exclude items that we do not believe are indicative of our core operating performance. These non-GAAP financial measures are defined and reconciled to the most comparable GAAP measures later in this document.

Conference Call Information

PriceSmart management will host a conference call at 12:00 p.m. Eastern time (9:00 a.m. Pacific time) on Thursday, July 9, 2026, to discuss the financial results. Individuals interested in participating in the conference call may do so by dialing toll free (800) 715-9871 for domestic callers or +1 (646) 307-1963 for international callers and asking to join the PriceSmart earnings call. A digital replay will be available shortly following the conclusion of the call through Thursday, July 16, 2026, by dialing +1 (800) 770-2030 for domestic callers or +1 (647) 362-9199 for international callers and entering replay passcode 5898084#.

About PriceSmart

PriceSmart, headquartered in San Diego, owns and operates U.S.-style membership shopping warehouse clubs in Latin America and the Caribbean, selling high quality merchandise and providing services at low prices to PriceSmart Members. PriceSmart operates 57 warehouse clubs in 12 countries and one U.S. territory (ten in Colombia; nine in Costa Rica; seven each in Panama and Guatemala; six in Dominican Republic; four each in Trinidad and El Salvador; three in Honduras; two each in Nicaragua and Jamaica; and one each in Aruba, Barbados and the United States Virgin Islands). In addition, the Company plans to open one warehouse club in each of Ciudad Quesada and Santo Tomas de Santo Domingo (Heredia), Costa Rica in August 2026 and in the spring of 2027, respectively, one new warehouse club in each of Montego Bay and South Camp Road (Kingston), Jamaica in the fall of 2026 and winter of 2026-27, respectively, one warehouse club in Villa Nueva, Guatemala in the winter of 2027, and one warehouse club in Comuna Las Condes, Santiago, Chile in the spring of 2027. Once these six new clubs are open, the Company will operate 63 warehouse clubs.

This press release may contain forward-looking statements concerning PriceSmart, Inc.'s ("PriceSmart", the "Company" or "we") anticipated future revenues and earnings, adequacy of future cash flows, future dividends, omni-channel initiatives, proposed warehouse club and distribution center openings, the Company's performance relative to competitors and related matters. These forward-looking statements include, but are not limited to, statements containing the words "expect," "believe," "will," "may," "should," "project," "estimate," "anticipated," "scheduled," "intend," and like expressions, and the negative thereof. These statements are subject to risks and uncertainties that could cause actual results to differ materially including, but not limited to: various political, economic and compliance risks associated with our international operations, including the effects of tariffs and/or international trade wars and disruptions to remittances, adverse changes in economic conditions in our markets, natural disasters, volatility in currency exchange rates and illiquidity of certain local currencies in our markets, competition, consumer and small business spending patterns, political instability, increased costs associated with the integration of online commerce with our traditional business, whether the Company can successfully execute strategic initiatives, including the timely opening of our announced warehouse clubs, our reliance on third party service providers, including those who support transaction and payment processing, data security and other technology services, cybersecurity breaches that could cause disruptions in our systems or jeopardize the security of Member, employee or business information, cost increases from product and service providers, interruption of supply chains, exposure to product liability claims and product recalls, recoverability of moneys owed to PriceSmart from governments, and other important factors discussed in the Risk Factors section of the Company's most recent Annual Report on Form 10-K, and other factors discussed from time to time in other filings with the SEC, which are accessible on the SEC's website at www.sec.gov, including Quarterly Reports on Form 10-Q and Current Reports on Form 8-K. Forward-looking statements speak only as of the date that they are made, and the Company does not undertake to update them, except as required by law. In addition, these risks are not the only risks that the Company faces. The Company could also be affected by additional factors that apply to all companies operating globally and in the U.S., as well as other risks that are not presently known to the Company or that the Company considers to be immaterial.

For further information, please contact Investor Relations (858) 404-8826 or send an email to ir@pricesmart.com.

PRICESMART, INC.

CONSOLIDATED STATEMENTS OF INCOME

(UNAUDITED—AMOUNTS IN THOUSANDS, EXCEPT PER SHARE DATA)

Three Months Ended Nine Months Ended

May 31,

2026 May 31,

2025 May 31,

2026 May 31,

2025

Revenues:

Net merchandise sales $ 1,450,698  $ 1,289,997  $ 4,271,024  $ 3,848,411

Export sales 637  990  1,123  14,595

Membership income 25,709  21,857  73,588  62,971

Other revenue and income 4,749  4,445  14,315  13,142

Total revenues 1,481,793  1,317,289  4,360,050  3,939,119

Operating expenses:

Cost of goods sold:

Net merchandise sales 1,218,984  1,086,680  3,587,294  3,242,892

Export sales 590  957  1,079  13,770

Selling, general and administrative:

Warehouse club and other operations 144,302  125,745  415,581  367,832

General and administrative 51,405  47,070  150,455  132,669

Pre-opening expenses 579  302  626  617

Loss on disposal of assets 292  305  1,027  1,579

Total operating expenses 1,416,152  1,261,059  4,156,062  3,759,359

Operating income 65,641  56,230  203,988  179,760

Other income (expense):

Interest income 3,259  2,486  9,840  7,441

Interest expense (3,850) (2,762) (12,229) (7,995)

Other expense, net (9,913) (6,888) (24,079) (19,050)

Total other expense (10,504) (7,164) (26,468) (19,604)

Income before provision for income taxes and income (loss) of unconsolidated affiliates 55,137  49,066  177,520  160,156

Provision for income taxes (15,446) (13,917) (48,572) (43,797)

Income (loss) of unconsolidated affiliates —  9  —  (13)

Net income $ 39,691  $ 35,158  $ 128,948  $ 116,346

Net income per share available for distribution:

Basic $ 1.28  $ 1.14  $ 4.19  $ 3.80

Diluted $ 1.28  $ 1.14  $ 4.18  $ 3.80

Shares used in per share computations:

Basic 30,241 30,070 30,213 30,050

Diluted 30,270 30,078 30,232 30,055

PRICESMART, INC.

CONSOLIDATED BALANCE SHEETS

(AMOUNTS IN THOUSANDS, EXCEPT SHARE DATA)

May 31,

2026

(Unaudited) August 31,

2025

ASSETS

Current Assets:

Cash and cash equivalents $ 208,443  $ 241,024

Short-term restricted cash 10,355  11,061

Short-term investments 113,748  73,186

Receivables, net of allowance for credit losses of $0 and $2 as of May 31, 2026 and August 31, 2025, respectively

19,837  17,400

Merchandise inventories 623,052  560,730

Prepaid expenses and other current assets (includes $860 and $0 as of May 31, 2026 and August 31, 2025, respectively, for the fair value of derivative instruments)

88,287  71,059

Total current assets 1,063,722  974,460

Long-term restricted cash 35,824  33,206

Property and equipment, net 1,112,996  996,281

Operating lease right-of-use assets, net 125,382  113,479

Goodwill 43,293  43,238

Deferred tax assets 44,516  41,229

Other non-current assets (includes $469 and $701 as of May 31, 2026 and August 31, 2025, respectively, for the fair value of derivative instruments)

93,470  60,375

Investment in unconsolidated affiliates —  6,889

Total Assets $ 2,519,203  $ 2,269,157

LIABILITIES AND EQUITY

Current Liabilities:

Short-term borrowings $ 3,445  $ 12,286

Accounts payable 556,665  506,949

Accrued salaries and benefits 58,159  52,478

Deferred income 50,500  43,061

Income taxes payable 1,402  7,265

Other accrued expenses and other current liabilities (includes $7,227 and $551 as of May 31, 2026 and August 31, 2025, respectively, for the fair value of derivative instruments)

67,937  57,627

Operating lease liabilities, current portion 7,888  7,930

Dividends payable 21,683  —

Long-term debt, current portion 65,335  38,675

Total current liabilities 833,014  726,271

Deferred tax liability 738  1,100

Long-term income taxes payable, net of current portion 4,551  4,424

Long-term operating lease liabilities 134,421  122,244

Long-term debt, net of current portion 114,365  147,922

Other long-term liabilities (includes $2,613 and $6,196 for the fair value of derivative instruments and $14,745 and $13,628 for post-employment plans as of May 31, 2026 and August 31, 2025, respectively) 39,706  19,824

Total Liabilities 1,126,795  1,021,785

Stockholders' Equity:

Common stock $0.0001 par value, 45,000,000 shares authorized; 32,817,994 and 32,688,047 shares issued and 30,860,524 and 30,745,833 shares outstanding (net of treasury shares) as of May 31, 2026 and August 31, 2025, respectively

3  3

Additional paid-in capital 542,116  529,354

Accumulated other comprehensive loss (109,267) (161,439)

Retained earnings 1,085,064  999,426

Less: treasury stock at cost, 1,957,470 shares as of May 31, 2026 and 1,942,214 shares as of August 31, 2025

(125,508) (119,972)

Total Stockholders' Equity 1,392,408  1,247,372

Total Liabilities and Equity $ 2,519,203  $ 2,269,157

Non–GAAP (Generally Accepted Accounting Principles) Financial Measures

The accompanying Consolidated Financial Statements are presented in accordance with U.S. GAAP (Generally Accepted Accounting Principles). In addition to relevant GAAP measures, we also provide non-GAAP measures including Adjusted EBITDA, net merchandise sales - constant currency and comparable net merchandise sales - constant currency because management believes these metrics are useful to investors and analysts by excluding items that we do not believe are indicative of our core operating performance. These measures are customary for our industry and commonly used by competitors. However, these non-GAAP financial measures should not be reviewed in isolation or considered as an alternative to any other performance measure derived in accordance with GAAP and may not be comparable to similarly titled measures used by other companies in our industry or across different industries.

Adjusted EBITDA

Adjusted EBITDA is defined as net income before interest expense, provision for income taxes and depreciation and amortization, adjusted for the impact of certain other items, including interest income and other income (expense), net. The following is a reconciliation of our Net income to Adjusted EBITDA for the periods presented:

Three Months Ended Nine Months Ended

(Amounts in thousands) May 31,

2026 May 31,

2025 May 31,

2026 May 31,

2025

Net income as reported

$ 39,691  $ 35,158  $ 128,948  $ 116,346

Adjustments:

Interest expense 3,850  2,762  12,229  7,995

Provision for income taxes 15,446  13,917  48,572  43,797

Depreciation and amortization 24,778  22,757  73,027  65,386

Interest income (3,259) (2,486) (9,840) (7,441)

Other expense, net (1)

9,913  6,888  24,079  19,050

Adjusted EBITDA $ 90,419  $ 78,996  $ 277,015  $ 245,133

(1)    Primarily consists of transaction costs of converting the local currencies into available tradable currencies in some of our countries with liquidity issues and foreign currency losses or gains due to the revaluation of monetary assets and liabilities (primarily U.S. dollars) for the three and nine months ended May 31, 2026 and 2025.

Net Merchandise Sales - Constant Currency and Comparable Net Merchandise Sales – Constant Currency

As a multinational enterprise, we are exposed to changes in foreign currency exchange rates. The translation of the operations of our foreign-based entities from their local currencies into U.S. dollars is sensitive to changes in foreign currency exchange rates and can have a significant impact on our reported financial results. We believe that constant currency is a useful measure, indicating the actual growth of our operations. When we use the term "net merchandise sales – constant currency," it means that we have translated current year net merchandise sales at prior year monthly average exchange rates. Net merchandise sales - constant currency results exclude the effects of foreign currency translation. Similarly, when we use the term "comparable net merchandise sales – constant currency," it means that we have translated current year comparable net merchandise sales at prior year monthly average exchange rates. Comparable net merchandise sales – constant currency results exclude the effects of foreign currency translation. Refer to “Management’s Discussion & Analysis – Net Merchandise Sales” and “Management’s Discussion & Analysis – Comparable Net Merchandise Sales” in our Quarterly Report on Form 10-Q for the period ended May 31, 2026 for our quantitative analysis and discussion. Reconciliations between net merchandise sales – constant currency and comparable net merchandise sales - constant currency and the most directly comparable GAAP measures are included below.

Net merchandise sales growth rate on a net merchandise sales - constant currency basis is calculated as follows:

May 31, 2026

Three Months Ended Nine Months Ended

(Amounts in thousands, except % growth) Net merchandise sales % Growth Net merchandise sales % Growth

Net merchandise sales $ 1,450,698  12.5  % $ 4,271,024  11.0  %

Favorable impact of foreign currency exchange 50,562  4.0  % 92,097  2.4  %

Net merchandise sales on a constant-currency basis $ 1,400,136  8.5  % $ 4,178,927  8.6  %

Comparable net merchandise sales growth rate on a net merchandise sales - constant currency basis is calculated as follows:

May 31, 2026

Thirteen Weeks

Ended Thirty-Nine Weeks Ended

% Growth % Growth

Comparable net merchandise sales

10.7  % 8.8  %

Favorable impact of foreign currency exchange 3.8  % 2.4  %

Comparable net merchandise sales on a constant-currency basis

6.9  % 6.4  %

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

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