Form 8-K

8-K — Lument Finance Trust, Inc.

Accession: 0001104659-26-073553

Filed: 2026-06-12

Period: 2026-06-10

CIK: 0001547546

SIC: 6798 (REAL ESTATE INVESTMENT TRUSTS)

Item: Submission of Matters to a Vote of Security Holders

Item: Regulation FD Disclosure

Item: Financial Statements and Exhibits

Documents

8-K — tm2617865d1_8k.htm (Primary)

EX-99.1 — EXHIBIT 99.1 (tm2617865d1_ex99-1.htm)

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities

Exchange Act of 1934

Date of Report (Date of earliest event

reported): June 10, 2026

LUMENT FINANCE TRUST, INC.

(Exact name of registrant as specified in its charter)

Maryland

001-35845

45-4966519

(State or other jurisdiction of

incorporation)

(Commission File Number)

(IRS Employer Identification No.)

230 Park Avenue, 20th

Floor

New York, New York 10169

(Address of principal executive offices)

(212) 317-5700

(Registrant’s telephone number, including

area code)

Not Applicable

(Former name or former address, if changed since

last report)

Check the appropriate box below if the Form 8-K filing is intended

to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities

Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange

Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under

the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under

the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b)

of the Act:

Title of each class

Trading Symbol(s)

Name

of each exchange on which

registered

Common Stock, $0.01 par value per share

LFT

New York Stock Exchange

7.875% Series A Cumulative Redeemable Preferred Stock, $0.01 par value per share

LFTPrA

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth

company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange

Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant

has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant

to Section 13(a) of the Exchange Act. ¨

Item 5.07

Submission of Matters to a Vote of Security Holders.

The annual meeting of stockholders

(the “Annual Meeting”) of Lument Finance Trust, Inc. (the “Company” or “LFT”) was held on June 10,

2026. At the Annual Meeting, LFT stockholders voted to (i) re-elect James P. Flynn, James C. Hunt, Neil A. Cummins, William A. Houlihan,

Walter C. Keenan and Marie D. Reynolds to the Board of Directors to serve until the next annual meeting of stockholders or until

their respective successors are duly elected, (ii) approve, on an advisory basis, the compensation of the named executive officers of

LFT, as described in the proxy statement for the Annual Meeting and (iii) ratify the appointment of KPMG, LLP as LFT’s independent

registered public accounting firm for the fiscal year ending December 31, 2026. The voting results with respect to each of

these matters are set forth below:

1. The voting results for each of the nominees for director were

as follows:

Nominee

Shares For

Shares Withheld

Broker Non-Votes

James P. Flynn

33,309,017

1,611,812

8,856,686

James C. Hunt

33,257,918

1,662,911

8,856,686

Neil A. Cummins

30,701,317

4,219,512

8,856,686

William A. Houlihan

31,498,256

3,422,573

8,856,686

Walter C. Keenan

31,469,825

3,451,004

8,856,686

Marie D. Reynolds

33,297,004

1,623,825

8,856,686

2. The voting results of the proposal to approve, on an advisory

basis, the compensation of the named executive officers of LFT, as described in the proxy statement for the Annual Meeting, were as follows:

Shares For

Shares Against

Abstentions

Broker Non-Votes

30,819,599

3,781,895

319,335

8,856,686

3. The voting results of the proposal to ratify the appointment

of KPMG, LLP as LFT’s independent registered public accounting firm for the fiscal year ending December 31, 2026, were as

follows:

Shares For

Shares Against

Abstentions

Broker Non-Votes

42,151,558

1,302,421

323,536

N/A

Item 7.01

Regulation FD Disclosure.

On June 10, 2026, the Company issued a press release

announcing the declaration of a cash dividend of $0.04 per share of common stock, as further described in the dividend press release.

LFT also announced a cash dividend of $0.4921875 per share of 7.875% Cumulative Redeemable Series A Preferred Stock, as further described

in the dividend press release. A copy of the dividend press release is furnished herewith as Exhibit 99.1 to this Form 8-K.

The information disclosed under this Item 7.01,

including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Exchange Act or otherwise subject to

the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act or the Exchange

Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01

Exhibits.

(d) Exhibits.

99.1 Press Release of Lument Finance Trust, Inc., dated June 10, 2026.

104 Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE

Pursuant to the requirements of the Securities

Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

LUMENT Finance Trust, Inc.

Date: June 12, 2026

By:

/s/ James A. Briggs

James A. Briggs

Chief Financial Officer

EX-99.1 — EXHIBIT 99.1

EX-99.1

Filename: tm2617865d1_ex99-1.htm · Sequence: 2

Exhibit 99.1

Lument Finance Trust,

Inc. Declares Quarterly Cash Dividends for its Common and Preferred Stock

New York, NY, June

10, 2026/PRNewswire – Lument Finance Trust, Inc. (NYSE: LFT) (“LFT” or the “Company”)

announced the declaration of a cash dividend of $0.04 per share of common stock with respect to the second quarter of 2026. The dividend

is payable on July 15, 2026, to common stockholders of record as of the close of business on June 30, 2026.

The Company also announced

the declaration of a cash dividend of $0.4921875 per share of 7.875% Cumulative Redeemable Series A Preferred Stock. The dividend is payable

on July 15, 2026, to preferred stockholders of record as of the close of business July 1, 2026.

About LFT

LFT is a Maryland corporation focused

on investing in, financing and managing a portfolio of commercial real estate debt investments. The Company primarily invests in

transitional floating rate commercial mortgage loans with an emphasis on middle-market multi-family assets. LFT is externally managed

and advised by Lument Investment Management, LLC, a Delaware limited liability company.

Additional Information and Where to Find It

Investors, security holders and other interested

persons may find additional information regarding the Company at the SEC’s Internet site at http://www.sec.gov/, the Company

website www.lumentfinancetrust.com, or by directing requests to: Lument Finance Trust, 230 Park Avenue, 20th Floor, New York, NY 10169,

Attention: Investor Relations.

Forward Looking Statements

Certain statements included in this press release constitute forward-looking statements intended to qualify for the safe harbor contained

in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act, as amended. Forward-looking

statements are subject to risks and uncertainties. You can identify forward-looking statements by use of words such as "believe,"

"expect," "anticipate," "project," "estimate," "plan," "continue," "intend,"

"should," "may," "will," "seek," "would," "could," or similar expressions

or other comparable terms, or by discussions of strategy, plans or intentions. Forward-looking statements are based on the Company's

beliefs, assumptions and expectations of its future performance, taking into account all information currently available to the Company

on the date of this press release or the date on which such statements are first made. Actual results may differ from expectations, estimates

and projections. You are cautioned not to place undue reliance on forward-looking statements in this press release and should consider

carefully the factors described in Part I, Item IA "Risk Factors" in the Company's Annual Report on Form 10-K for the year

ended December 31, 2025, which is available on the SEC’s website at www.sec.gov, and in the Company’s other

current or periodic filings with the SEC, when evaluating these forward-looking statements. Forward-looking statements are subject to

substantial risks and uncertainties, many of which are difficult to predict and are generally beyond the Company's control. Except

as required by applicable law, the Company disclaims any intention or obligation to update or revise any forward-looking statements,

whether as a result of new information, future events or otherwise.

Investor Relations

Contact:

James Briggs

Chief Financial Officer

(212) 521-6323

james.briggs@lument.com

Media Contact:

Tyler Howard

Associate Director

(513) 403-1911

tyler.howard@lument.com

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