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Form 8-K

sec.gov

8-K — CITIZENS FINANCIAL GROUP INC/RI

Accession: 0000759944-26-000073

Filed: 2026-04-24

Period: 2026-04-23

CIK: 0000759944

SIC: 6022 (STATE COMMERCIAL BANKS)

Item: Submission of Matters to a Vote of Security Holders

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8-K

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CITIZENS FINANCIAL GROUP INC/RI0000759944false00007599442026-04-232026-04-230000759944us-gaap:CommonStockMember2026-04-232026-04-230000759944us-gaap:SeriesEPreferredStockMember2026-04-232026-04-230000759944us-gaap:SeriesHPreferredStockMember2026-04-232026-04-230000759944cfg:SeriesIPreferredStockMember2026-04-232026-04-23

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): April 23, 2026

(Exact name of the registrant as specified in its charter)

Delaware 001-36636 05-0412693

(State or Other Jurisdiction of

Incorporation) (Commission File Number) (I.R.S. Employer

Identification Number)

One Citizens Plaza

Providence, RI 02903

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (203) 900-6715

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading symbol(s) Name of each exchange on which registered

Common stock, $0.01 par value per share CFG New York Stock Exchange

Depositary Shares, each representing a 1/40th interest in a share of 5.000% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series E CFG PrE New York Stock Exchange

Depositary Shares, each representing a 1/40th interest in a share of 7.375% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series H CFG PrH New York Stock Exchange

Depositary Shares, each representing a 1/40th interest in a share of 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series I CFG PrI New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 under the Securities Act (17 CFR 230.405) or Rule 12b-2 under the Exchange Act (17 CFR 240.12b-2).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Item 5.07. Submission of Matters to a Vote of Security Holders.

Citizens Financial Group, Inc. (the “Company”) held its 2026 Annual Meeting of Stockholders (the “Annual Meeting”) on April 23, 2026. At the Annual Meeting, the stockholders (i) elected all of the Company’s nominees for director for a one-year term expiring at the 2027 Annual Meeting of Stockholders or until their successors are duly elected and qualified, (ii) approved the advisory vote on executive compensation, (iii) ratified the appointment of Deloitte & Touche LLP as the Company’s registered independent public accounting firm for 2026, and (iv) did not approve the shareholder proposal for adoption of a majority vote standard.

The following sets forth the number of votes cast for and against each director nominee and each other matter voted upon at the Annual Meeting. In addition, the following sets forth the number of abstentions with respect to each director nominee and each other matter. There were 26,316,510 broker non-votes for each of proposals 1, 2 and 4 and no broker non-votes for proposal 3.

1.Election of Directors:

Shares For Shares Against Shares Abstain

Lee Alexander 356,581,869    1,397,934  949,881

Tracy A. Atkinson 352,761,116  5,224,645  943,923

Christine M. Cumming 353,100,151  4,894,501  935,032

Kevin Cummings 357,462,701  514,226  952,757

Edward J. Kelly III 341,968,640  16,011,559  949,485

Robert G. Leary 356,532,640  1,445,734  951,310

Terrance J. Lillis 357,515,328  463,818  950,538

Michele N. Siekerka 351,292,272  6,490,745  1,146,667

Christopher J. Swift 348,810,251  9,169,674  949,759

Bruce Van Saun 336,685,763  20,362,054  1,881,867

Claude E. Wade 357,540,427  437,507  951,750

Marita Zuraitis 346,407,354  11,579,895  942,435

2.Advisory Vote on Executive Compensation:

For 327,158,449

Against 30,630,016

Abstain 1,141,219

3.Ratification of Deloitte & Touche LLP as Registered Independent Public Accounting Firm for 2026:

For 355,450,674

Against 29,398,633

Abstain 396,887

4.Shareholder proposal for the adoption of a majority voting standard:

For 36,243,037

Against 321,379,352

Abstain 1,307,295

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

CITIZENS FINANCIAL GROUP, INC.

By:   /s/ Robin S. Elkowitz

Robin S. Elkowitz

Executive Vice President, Deputy General Counsel and Secretary

Date:  April 24, 2026

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Document and Entity Information Document

Apr. 23, 2026

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Document Type

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Document Period End Date

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Entity Incorporation, State or Country Code

DE

Entity File Number

001-36636

Entity Tax Identification Number

05-0412693

Entity Address, Address Line One

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Entity Address, City or Town

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RI

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Document and Entity Information [Line Items]

Title of 12(b) Security

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Trading Symbol

CFG PrE

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NYSE

Series H Preferred Stock

Document and Entity Information [Line Items]

Title of 12(b) Security

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Trading Symbol

CFG PrH

Security Exchange Name

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Series I Preferred Stock

Document and Entity Information [Line Items]

Title of 12(b) Security

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