Form 8-K
8-K — Ally Financial Inc.
Accession: 0001193125-26-231197
Filed: 2026-05-20
Period: 2026-05-19
CIK: 0000040729
SIC: 6022 (STATE COMMERCIAL BANKS)
Item: Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
Item: Financial Statements and Exhibits
Documents
8-K — d227924d8k.htm (Primary)
EX-3.1 (d227924dex31.htm)
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8-K
8-K (Primary)
Filename: d227924d8k.htm · Sequence: 1
8-K
--12-31 0000040729 false 0000040729 2026-05-19 2026-05-19
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
May 19, 2026
(Date of report; date of earliest event reported)
Commission file number: 1-3754
Ally Financial Inc.
(Exact name of registrant as specified in its charter)
Delaware
38-0572512
(State or other jurisdiction
of incorporation or organization)
(I.R.S. Employer
Identification No.)
Ally Detroit Center
500 Woodward Avenue, Floor 10
Detroit, Michigan 48226
(Address of principal executive offices) (Zip Code)
(866) 710-4623
(Registrant’s telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading
symbols
Name of each exchange
on which registered
Common Stock, par value $0.01 per share
ALLY
NYSE
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.
On May 19, 2026, Ally Financial Inc. filed a Certificate of Elimination to its Amended and Restated Certificate of Incorporation with the Secretary of State of the State of Delaware which, effective upon filing, eliminated from the Amended and Restated Certificate of Incorporation all matters set forth in the Certificate of Designations with respect to its 4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (the “Series B Preferred Stock”). All outstanding shares of the Series B Preferred Stock were redeemed on May 15, 2026. A copy of the Certificate of Elimination relating to the Series B Preferred Stock is listed as Exhibit 3.1 to this Current Report on Form 8-K and is incorporated herein by reference.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits
The following exhibits are filed as part of this Current Report on Form 8-K:
3.1
Certificate of Elimination relating to the Series B Preferred Stock.
104
The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Ally Financial Inc.
(Registrant)
Date: May 19, 2026
By:
/s/ Austin T. McGrath
Austin T. McGrath
Vice President, Controller, and Chief Accounting Officer
EX-3.1
EX-3.1
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EX-3.1
Exhibit 3.1
CERTIFICATE OF ELIMINATION
OF
4.700% FIXED-RATE
RESET
NON-CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES B
OF
ALLY FINANCIAL INC.
(Pursuant to Section 151(g)
of the General Corporation Law
of
the State of Delaware)
Ally Financial Inc., a corporation organized and existing under the laws of the State of Delaware (the
“Corporation”), hereby certifies in accordance with the provisions of Section 151(g) of the General Corporation Law of the State of Delaware that the following resolutions included in the unanimous written consent dated May 4,
2026 of the Pricing Committee (the “Committee”) of the board of directors of the Corporation (the “Board”), in accordance with the resolutions of the Board dated March 6, 2026, with respect to the Corporation’s
4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (the “Series B Preferred Stock”) and the Certificate of Designations relating to the Series B Preferred Stock as
filed with the Secretary of State of the State of Delaware on April 21, 2021, were duly adopted upon the completion of the redemption of all outstanding shares of the Corporation’s Series B Preferred Stock:
RESOLVED, that pursuant to Section 151 of the General Corporation Law of the State of Delaware and in accordance
with the resolutions duly adopted by the Board of Directors of the Corporation (the “Board”) on February 23, 2021, the provisions of the Amended and Restated Certificate of Incorporation of the Corporation and the Amended and
Restated By-Laws of the Corporation and applicable law, a Pricing Committee of the Board, by resolutions duly adopted on April 19, 2021, authorized the creation and issuance of 1,350,000 shares of 4.700%
Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (the “Series B Preferred Stock”), of the Corporation, and established the designation, voting rights, preferences,
redemption rights, qualifications, privileges, limitations, restrictions and special or relative rights thereof, and authorized the filing of the Certificate of Designations with respect to the Series B Preferred Stock (the “Series B
Certificate of Designations”) with the Secretary of State of the State of Delaware; and it is further
RESOLVED, as of the date hereof, no shares of the Series B Preferred Stock are outstanding and no shares of the
Series B Preferred Stock will be issued subject to the Series B Certificate of Designations; and it is further
RESOLVED, that when a certificate setting forth this resolution becomes effective, it shall have the effect of
eliminating from the Amended and Restated Certificate of Incorporation all matters set forth in the Series B Certificate of Designations with respect to the Series B Preferred Stock; and it is further
RESOLVED, that any officer of the Corporation with the title of Chief
Executive Officer, Chief Financial Officer, Chief Legal and Corporate Affairs Officer, Senior Executive Vice President, Executive Vice President, Vice President, Secretary, Assistant Secretary, Treasurer or Assistant Treasurer is hereby authorized,
in the name and on behalf of the Corporation, to prepare, execute and file with the Secretary of State of the State of Delaware a Certificate of Elimination relating to the Series B Preferred Stock.
[Signature page follows]
IN WITNESS WHEREOF, the Corporation has caused this Certificate of Elimination to be signed
by Jeffrey A. Belisle, its Assistant Secretary, on this 19th day of May, 2026.
ALLY FINANCIAL INC.
By:
/s/ Jeffrey A. Belisle
Name:
Jeffrey A. Belisle
Title:
Assistant Secretary
[Signature Page to Certificate of Elimination]
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May 19, 2026
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Entity File Number
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Entity Registrant Name
Ally Financial Inc.
Entity Incorporation State Country Code
DE
Entity Tax Identification Number
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Entity Address Address Line 1
500 Woodward Avenue
Entity Address Address Line 2
Floor 10
Entity Address City Or Town
Detroit
Entity Address Address Description
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Entity Address State Or Province
MI
Entity Address Postal Zip Code
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City Area Code
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Local Phone Number
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