Form 8-K

8-K — COGNIZANT TECHNOLOGY SOLUTIONS CORP

Accession: 0001058290-26-000039

Filed: 2026-10-29

Period: 2026-10-29

CIK: 0001058290

SIC: 7371 (SERVICES-COMPUTER PROGRAMMING SERVICES)

Item: Results of Operations and Financial Condition

Item: Regulation FD Disclosure

Item: Financial Statements and Exhibits

Documents

8-K — ctsh-20261029.htm (Primary)

EX-99.1 (exhibit9919302026.htm)

EX-99.2 (exhibit9929302026.htm)

EX-99.3 (exhibit9939302026.htm)

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8-K

8-K (Primary)

Filename: ctsh-20261029.htm · Sequence: 1

ctsh-20261029

0001058290False00010582902026-10-292026-10-29

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): October 29, 2026

Cognizant Technology Solutions Corporation

(Exact Name of Registrant as Specified in Charter)

Delaware 0-24429 13-3728359

(State or Other Jurisdiction

of Incorporation)

(Commission

File Number)

(IRS Employer

Identification No.)

300 Frank W. Burr Blvd., Suite 36, 6th Floor

Teaneck, New Jersey 07666

(Address of Principal Executive Offices) (Zip Code)

(201) 801-0233

(Registrant’s telephone number, including area code)

N/A

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425).

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12).

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)).

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)).

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered

Class A Common Stock,

$0.01 par value per share

CTSH The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02.     Results of Operations and Financial Condition.

On October 29, 2026, Cognizant Technology Solutions Corporation (the “Company”), issued a press release to report the Company’s financial results for the quarter ended September 30, 2026. The full text of the press release and the infographic embedded in and part of such press release are attached to this current report on Form 8-K as Exhibits 99.1 and 99.2, respectively.*

Item 7.01.    Regulation FD Disclosure.

The Company’s investor presentation containing additional financial information for the quarter ended September 30, 2026 is attached to this current report on Form 8-K as Exhibit 99.3.*

Item 9.01.    Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.

Description

99.1

Press Release of Cognizant Technology Solutions Corporation, dated October 29, 2026.

99.2

Investor Infographic, dated October 29, 2026.

99.3

Investor Presentation, dated October 29, 2026.

104 Cover Page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document).

* The information in Item 2.02, Item 7.01, Exhibit 99.1, Exhibit 99.2 and Exhibit 99.3 of this current report on Form 8-K shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act, except as expressly set forth by specific reference in such a filing.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

COGNIZANT TECHNOLOGY SOLUTIONS CORPORATION

By:

/s/ Jatin Dalal

Name:

Jatin Dalal

Title:

Chief Financial Officer

Date: October 29, 2026

EX-99.1

EX-99.1

Filename: exhibit9919302026.htm · Sequence: 2

Document

Exhibit 99.1

Cognizant Reports Third Quarter 2026 Results

12% year-over-year revenue growth in Financial Services; strong EPS growth, adjusted operating margin expansion, and free cash flow generation

•Revenue of $5.7 billion increased 4.6% year-over-year or 4.8% in constant currency1

•Operating margin of 15.4% decreased 60 basis points year-over-year; Adjusted Operating Margin1 of 16.3% increased 30 basis points year-over-year

•GAAP EPS2 of $1.39 increased 148% year-over-year; Adjusted EPS1 of $1.49 increased 7.2% year-over-year

•Trailing 12-month bookings of $28.7 billion increased 4% year-over-year

•2026 constant currency revenue growth guidance is revised to 4.0% to 4.4% year-over-year growth

•2026 Adjusted Operating Margin guidance is now approximately 16.1%, year-over-year expansion of 30 basis points

•2026 Adjusted Diluted EPS guidance revised to $5.72 to $5.79, year-over-year growth of 8% to 10%

TEANECK, N.J., October 29, 2026 - Cognizant (Nasdaq: CTSH), a leading AI builder and technology services provider, today announced its third quarter 2026 financial results.

“We delivered third-quarter revenue above the midpoint of our guidance range, including another quarter of double-digit growth in Financial Services and our seventh consecutive quarter of year-over-year adjusted operating margin expansion,” said Ravi Kumar S, Chief Executive Officer. “The AI market is moving from capability to value realization, requiring enterprises to reimagine how work gets done, build AI into the fabric of the enterprise and create new sources of value. We are making that transition alongside our clients, with over 50% of our code now AI-assisted, over 95,000 frontier AI badges and certifications earned by our associates and continued improvement in revenue and adjusted operating income per employee. What we learn as we apply AI across Cognizant strengthens how we partner with clients through our AI Builder strategy, helping them make AI a new production function that creates enterprise value at scale.”

$ in millions, except per share data Q3 2026 Q3 2025

Revenue $5,664  $5,415

Y/Y Change 4.6 % 7.4 %

Y/Y Change CC1

4.8 % 6.5 %

GAAP Operating Margin 15.4 % 16.0 %

Adjusted Operating Margin1

16.3 % 16.0 %

GAAP Diluted EPS2

$1.39  $0.56

Adjusted Diluted EPS1

$1.49  $1.39

YTD 2026 YTD 2025

Operating cash flow $1,836  $2,025

Free cash flow1

$1,582  $1,884

See "Revenue by Business Segment and Geography" section for additional revenue details and drivers of growth.

1 Constant currency ("CC") revenue growth, Adjusted Operating Margin, Adjusted Diluted Earnings Per Share ("Adjusted Diluted EPS" or "Adjusted EPS") and free cash flow are not measures of financial performance prepared in accordance with U.S. generally accepted accounting principles ("GAAP"). A full reconciliation of Adjusted Operating Margin guidance to the corresponding GAAP measure on a forward-looking basis cannot be provided without unreasonable efforts. See “About Non-GAAP Financial Measures and Performance Metrics” for more information and a partial reconciliation to the most directly comparable GAAP financial measure at the end of this release.

2 GAAP Diluted EPS includes a one-time non-cash income tax charge that negatively impacted Q3 2025 by $0.80.

“Our third-quarter performance reflects the strength of our operating model and disciplined approach to capital allocation,” said Jatin Dalal, Chief Financial Officer. “Adjusted EPS grew 7%, exceeding revenue growth both in the quarter and year-to-date. Through the first nine months of 2026, we have expanded adjusted operating margin by 30 basis points, generated $1.6 billion of free cash flow and deployed $2.3 billion on share repurchases and dividends. We achieved these results while investing in strategic partnerships and AI skilling initiatives, and integrating recently completed acquisitions. We believe this balanced approach supports sustainable growth and long-term value creation.”

Bookings

On a trailing-twelve-month basis, bookings increased 4% year-over-year to $28.7 billion, which represented a book-to-bill of approximately 1.3x. Bookings in the third quarter declined 7% year-over-year. Third quarter bookings included three large deals, which are deals with total contract value of $100 million or greater.

Employee Metrics

On a trailing-twelve months basis, Voluntary Attrition - Tech Services was 12.6% for the period ended September 30, 2026, as compared to 13.0% and 12.6% for the periods ended June 30, 2026 and September 30, 2025, respectively. Total headcount as of September 30, 2026 was 359,900, an increase of 3,200 from June 30, 2026 and an increase of 10,100 from September 30, 2025.

Capital Allocation

The Company repurchased 4.9 million shares for $258 million during the third quarter under its share repurchase program. As of September 30, 2026, there was $2.1 billion remaining under the share repurchase authorization. In October 2026, the Company declared a quarterly cash dividend of $0.33 per share for shareholders of record on November 13, 2026. This dividend will be payable on November 25, 2026.

Project Leap

In the second quarter of 2026, we introduced Project Leap, a program designed to accelerate our transformation to the operating model of the future by funding investments in our integrated offerings, AI capabilities and partnerships, reshaping productivity through competitive offerings and upskilling our workforce. During the third quarter of 2026, we revised our estimates related to Project Leap. We now expect to record total costs of $180 million to $250 million, with $140 million to $160 million of costs expected to be incurred in 2026 and the remainder to be incurred through the first quarter of 2027. Cash payments related to the costs are expected to be made primarily over the same period. This consists of $150 million to $200 million of employee severance and other personnel related costs and $30 million to $50 million of other charges. This program is expected to generate in-year savings of approximately $200 million in 2026, which are and will continue to be used primarily to fund investments as described above.

Fourth Quarter and Full-Year 2026 Guidance3

(all growth rates year-over-year)

•Fourth quarter revenue is expected to be $5.49 to $5.57 billion, growth of 3.0% to 4.5%, or 3.2% to 4.7% in constant currency.

•Full-year 2026 revenue is expected to be $22.05 to $22.14 billion, growth of 4.5% to 4.9%, or 4.0% to 4.4% in constant currency.

•Full-year 2026 Adjusted Operating Margin4 is now expected to be approximately 16.1%, or 30 basis points of expansion.

•Full-year 2026 Adjusted Diluted EPS4 is expected to be in the range of $5.72 to $5.79, growth of 8% to 10%.

3 Guidance as of October 29, 2026

4 A full reconciliation of Adjusted Operating Margin and Adjusted Diluted EPS guidance to the corresponding GAAP measures on a forward-looking basis cannot be provided without unreasonable efforts. See “About Non-GAAP Financial Measures and Performance Metrics” for more information and a partial reconciliation to the most directly comparable GAAP financial measures at the end of this release.

Select Company, Client and Partnership Announcements

Cognizant is building a portfolio of capabilities combined with deep domain expertise to harness and advance an AI-led future. Cognizant’s progress has been accelerated through client agreements, platform enhancements, partnerships, and investments in AI skilling. Recent announcements include:

Client Announcements

•Announced a five-year extension of its work with Gilead Sciences, a biopharmaceutical company. Under the agreement, Cognizant will support Gilead's continued development of DevOps capabilities and the responsible application of agentic AI tools across selected technology programs. The agreement follows more than a decade of work in which Cognizant has supported elements of Gilead's global IT infrastructure, platforms, applications and advanced analytics.

•Selected by the European Bank for Reconstruction and Development (EBRD) to support its Tech Blueprint, the Bank’s technology transformation program, which focuses on driving efficiency, effectiveness and innovation through digitally enabled processes powered by AI, data, and intelligent automation. Under the five-year framework, Cognizant aims to deliver critical technology services across two complementary service models: outcome-led managed services and fixed-capacity services, spanning digital and workplace management, cloud infrastructure, data and security, software engineering, automation and AI.

•Announced the next phase of its strategic partnership with Travelport, an intelligent infrastructure travel provider, marking a new phase focused on embedding AI across the platforms, products and operations that power the travel industry. Since announcing their AI transformation in May 2026 alongside Anthropic, Cognizant and Travelport have completed the first phase of the initiative, establishing the foundational platforms, architecture and modern engineering practices required for AI-enabled delivery.

•Selected by SITA, a leading specialist in air transport technology, as the implementation and transformation partner for SITA's SKY program. The groupwide, finance-led initiative will help SITA implement a modern cloud platform across finance, procurement and supply chain processes.

•Announced production results from autonomous AI engineering work at Odyssey Logistics, a global logistics provider, along with an expanded set of collaborative offerings built on Cognition's AI software engineer, Devin. Odyssey is working to launch its OdysseyONE platform, intended to support order intake, execution, visibility and lifecycle management across its network. Odyssey set out to consolidate its order intake and full shipment lifecycle onto that platform. A seven-person Cognizant team used Devin to handle the legacy conversion. Delivery throughput rose by roughly a third and Odyssey recorded a 37 percent net cost saving against the conventional approach.

•Announced the successful implementation and go-live of Cognizant's Application Management Services (AMS) at Axis Bank, one of the largest private sector banks in India, for the bank's AMS 2.0 initiative. AMS 2.0 is a structured program designed to strengthen delivery governance, improve operational consistency and accelerate the adoption of automation across application support services.

•Selected to partner with Benchling, a leading AI platform for biotech R&D, to accelerate R&D at research sites for Kyowa Kirin, a Japan-based global specialty pharmaceutical company. Benchling gives scientists a single place to capture structured data, run AI models and agents and automate the workflows that move discovery and development forward. Through Cognizant's implementation support, researchers in the Research Division of Kyowa Kirin will be able to efficiently and seamlessly conduct a range of research activities, from experiment planning and execution to data collection and use of AI, within a single environment.

•Chosen by Ingenico, a global provider of in-person commerce solutions and services, to help simplify and modernize Ingenico's global technology operations. Under the five-year agreement, Cognizant has been tasked with embedding AI across Ingenico's infrastructure and operations, security and data to support the modernization of Ingenico's technology operations, including infrastructure, security, business and corporate applications and data systems, while providing managed services across end-user services, service desk, application support and engineering.

Platform Enhancements and Partnerships

•Announced the general availability of Workflow Agentic Processing and Enterprise Model Context Protocol (MCP) Servers for the TriZetto Facets® and QNXT™ core administration platforms. The Workflow Agentic Processing capability lets AI agents carry out a health plan's standard operating procedures to automate processing of eligible routine pending claims, while denials, exceptions and complex cases are routed to human reviewers when additional judgment is needed.

•Expanded its partnership with Google Cloud by establishing a new Gemini Frontier Capability Group backed by 18,000 dedicated Cognizant associates. The new group pairs Google's full-stack, enterprise-ready AI platform with Cognizant's domain, industry and engineering expertise as an AI Builder.

•Announced an expanded collaboration with CrowdStrike, a global cybersecurity company, to introduce Cognizant Cybersecurity for Operational Technology, an Operational Technology (OT) security service powered by CrowdStrike Falcon® for XIoT. The service combines Cognizant's industrial engineering expertise and managed security operations with CrowdStrike's unified visibility and protection across XIoT and IT environments designed to help protect mission-critical assets.

Select Company Announcements and Recognition

•Entered into a definitive agreement to acquire DyFlex Solutions, a leading SAP transformation firm. Headquartered in Australia, DyFlex is a multi-award-winning SAP Platinum Partner delivering advisory, consulting, implementation and managed services across the SAP ecosystem in Australia and New Zealand. The proposed transaction is expected to strengthen Cognizant's enterprise platform, AI and SAP capabilities in the region, and its domain expertise in mining and resources, energy and utilities, manufacturing, logistics, the public sector and the mid-market sector.

•Announced the launch of Cognizant AI Nexus, a modular, multi-model operating layer designed to help enterprises more quickly turn AI investment into proven business value by metering AI spend, governing AI quality and documenting results across every team. Cognizant AI Nexus is designed to help enterprises build compounding value from their most effective processes. It distills proven practices into reusable assets that teams can share and AI specialists can apply, and each workflow run adds to the knowledge behind the next.

•Launched Cognizant Activate, a new business unit designed to help emerging enterprises harness AI and accelerate transformation. Cognizant Activate is expected to deliver platform-aligned, pre-configured solution kits spanning data and AI, cybersecurity, enterprise applications, cloud modernization and managed services.

•Detailed its expanded commitment to America's workforce. Cognizant plans to hire 1,500 U.S. college graduates and scale a new Frontier Certified Engineer and Frontier Business Operator workforce to 15,000 people, backed by annual direct hiring from universities. The company's position is that AI should expand opportunity for American workers, not shrink it.

•Completed its Americas Codex hackathon, a hybrid event held with OpenAI in which more than 2,600 associates built solutions using OpenAI Codex. The event is a step forward in Cognizant's frontier-certified workforce skilling strategy and its broader investment in American AI-era jobs. The event followed Cognizant’s 10,000-participant flagship Codex Hackathon in India in late July.

•Launched its Talent Accelerator program with 489 newly hired graduates from 58 business schools across 37 cities in India. The program is a two-week immersive onboarding held simultaneously across Cognizant's facilities in Chennai, Bengaluru, Hyderabad and Pune, designed to help new hires learn about the company and its values. It also combines functional, sales and marketing training, alongside direct interaction with Cognizant's business and leadership teams.

•Recognized as a Leader by Everest Group in:

◦BFS Agentic Business Operations PEAK Matrix® Assessment 2026

◦Global Capability Center (GCC) Transformation Capabilities in India – PEAK Matrix® Assessment 2026

◦Life and Annuity (L&A) Insurance IT Services PEAK Matrix® Assessment 2026

◦Financial Crime and Compliance (FCC) Operations Services PEAK Matrix® Assessment 2026

◦Fraud Management Operations Services PEAK Matrix® Assessment 2026

◦Pharmaceutical R&D IT Services PEAK Matrix® Assessment 2026

◦Application Management Services PEAK Matrix® Assessment 2026

◦Insurance Intermediaries Operations PEAK Matrix® Assessment 2026

◦Insurance Claims Operations PEAK Matrix® Assessment 2026

◦Retail Digital Services PEAK Matrix® Assessment 2026

◦Digital Workplace Services (DWS) PEAK Matrix® Assessment 2026 – NA & EU

◦Cybersecurity Services PEAK Matrix® Assessment 2026 - Global

◦Global Capability Center (GCC) Setup Capabilities in India - PEAK Matrix® Assessment 2026

◦Microsoft Azure Services PEAK Matrix® Assessment 2026

◦Product Lifecycle Management Services PEAK Matrix® Assessment 2026

◦Quality Engineering (QE) Services for AI Applications and Systems PEAK Matrix® Assessment 2026

•A Leader in IDC MarketScape:

◦Worldwide AI-Enabled Adobe Professional Services 2026 Vendor Assessment, doc #US54114626, October 2026

◦Worldwide Cloud Professional Services in the AI Era 2026 Vendor Assessment, doc # US54117426, September 2026

◦Worldwide Digital Workplace Services 2026 Vendor Assessment, doc # US54119026, September 2026

◦Worldwide Oracle Implementation Services 2026 Vendor Assessment, doc # US54124626, August 2026

◦Worldwide ServiceNow Implementation Services 2026, doc # US54126726, August 2026

•Leadership in ISG Provider Lens™:

◦Telecom, Media and Entertainment AI-Native Transformation Services 2026 - Global

◦Future of Work Services 2026 – US

•Leadership in Avasant’s RadarView:

◦Application Management Services, 2026

◦Capital Markets Business Process Transformation, 2026

◦Digital Workplace Services, 2026

◦Mexico Digital Services, 2026

◦Quality Engineering Services, 2026

◦Retail Digital Services, 2026

◦United Kingdom Digital Services, 2026

◦Marketing and Sales Business Process Transformation, 2026

◦Digital Masters – Process Transformation, 2026

◦Digital Masters – Technology Transformation, 2026

◦Freight & Logistics Digital Services, 2026

◦Salesforce Services, 2026

◦Travel, Transportation, and Hospitality Digital Services, 2026

◦Utilities Digital Services, 2026

◦Guidewire Services, 2026

◦Data Management and Advanced Analytics Services, 2026

◦Healthcare Payor Digital Services, 2026

◦State and Local Government Digital Services, 2026

Conference Call

Cognizant will host a conference call on October 29, 2026, at 8:30 a.m. (Eastern) to discuss the Company’s third quarter 2026 results. To listen to the conference call, please dial (877) 810-9510 (domestic) or +1 (201) 493-6778 (international) and provide the following conference passcode: “Cognizant Call.”

The conference call will also be available live on the Investor Relations section of the Cognizant website at http://investors.cognizant.com. An earnings supplement will also be available on the Cognizant website at the time of the conference call. For those who cannot access the live broadcast, a replay will be available. To listen to the replay, please dial (877) 660-6853 (domestically) or +1 (201) 612-7415 (internationally) and enter 13762450 beginning two hours after the end of the call until 11:59 p.m. (Eastern) on Wednesday, November 12, 2026. The replay will also be available at Cognizant’s website www.cognizant.com for 60 days following the call.

About Cognizant

Cognizant (Nasdaq: CTSH) is an AI builder and technology services provider, building the bridge between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization's unique context into technology systems that amplify human potential, realize tangible returns and keep global enterprises ahead in a fast-changing world. See how at www.cognizant.ai or @cognizant.

Forward-Looking Statements

This press release includes statements that may constitute forward-looking statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995, the accuracy of which is necessarily subject to risks, uncertainties and assumptions as to future events that may not prove to be accurate. These statements include, but are not limited to, express or implied forward-looking statements relating to our strategy, strategic partnerships and collaborations, competitive position and opportunities in the marketplace, investment in and growth of our business, the pace and magnitude of change and client needs related to AI, the effectiveness of and plans related to our recruiting and talent efforts and related costs, labor market trends, the anticipated amount of capital to be returned to shareholders, our anticipated financial performance, matters related to Project Leap, expected benefits resulting from our recent acquisitions, and other statements regarding matters that are not historical facts. These statements are neither promises nor guarantees, but are subject to a variety of risks and uncertainties, many of which are beyond our control, which could cause actual results to differ materially from those contemplated in these forward-looking statements. Existing and prospective investors are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. Factors that could cause actual results to differ materially from those expressed or implied include general economic conditions; the competitive and rapidly changing nature of the markets we compete in; our ability to successfully use AI-based technologies and the impact those technologies may have on the demand and terms for our services; the competitive marketplace for talent and its impact on employee recruitment and retention; our ability to successfully implement Project Leap and the amount of costs, timing of incurring costs, and benefits of such project; legal, reputational and financial risks resulting from cyberattacks; changes in the regulatory environment, including with respect to immigration, trade and taxes; and the other factors discussed in our most recent Annual Report on Form 10-K, our Quarterly Reports on Form 10-Q, and other filings with the Securities and Exchange Commission. Cognizant undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, except as may be required under applicable securities law.

About Non-GAAP Financial Measures and Performance Metrics

Non-GAAP Financial Measures

To supplement our financial results presented in accordance with GAAP, this press release includes references to the following measures defined by the Securities and Exchange Commission as non-GAAP financial measures: Adjusted Operating Margin, Adjusted Income from Operations, Adjusted Net Income, Adjusted Diluted EPS (or Adjusted EPS), free cash flow and constant currency revenue growth. These non-GAAP financial measures are not based on any comprehensive set of accounting rules or principles and should not be considered a substitute for, or superior to, financial measures calculated in accordance with GAAP, and may be different from non-GAAP financial measures used by other companies. In addition, these non-GAAP financial measures should be read in conjunction with our financial statements prepared in accordance with GAAP. The reconciliations of our non-GAAP financial measures to the corresponding GAAP measures should be carefully evaluated.

Our non-GAAP financial measures Adjusted Operating Margin and Adjusted Income from Operations exclude unusual items, such as Project Leap charges and the partial reversal of the India Defined Contribution Obligation in 2026 and the gain on sale of property and equipment in 2025. Our non-GAAP financial measures Adjusted Net Income and Adjusted Diluted EPS exclude unusual items, such as Project Leap charges, the partial reversal of the India Defined Contribution Obligation, the gain on sale of property and equipment and the gain on sale of property and equipment and the one-time income tax expense related to the enactment of the OBBBA, net non-operating foreign currency exchange gains or losses and the tax impact of all the applicable adjustments. The income tax impact of each item excluded from Adjusted Net Income and Adjusted Diluted EPS is calculated by applying the statutory rate and local tax regulations in the jurisdiction in which the item was incurred. Free cash flow is defined as cash flows from operating activities plus proceeds from sale of property and equipment, net of purchases of property and equipment. Constant currency revenue growth is defined as revenues for a given period restated at the comparative period’s foreign currency exchange rates measured against the comparative period's reported revenues.

Management believes providing investors with an operating view consistent with how we manage the Company provides enhanced transparency into our operating results. For our internal management reporting and budgeting purposes, we use various GAAP and non-GAAP financial measures for financial and operational decision-making, to evaluate period-to-period comparisons, to determine portions of the compensation for our executive officers and for making comparisons of our operating results to those of our competitors. Accordingly, we believe that the presentation of our non-GAAP measures, which exclude certain costs, when read in conjunction with our reported GAAP results, can provide useful supplemental information to our management and investors regarding financial and business trends relating to our financial condition and results of operations.

A limitation of using non-GAAP financial measures versus financial measures calculated in accordance with GAAP is that non-GAAP financial measures do not reflect all of the amounts associated with our operating results as determined in accordance with GAAP and may exclude costs that are recurring such as our net non-operating foreign currency exchange gains or losses. In addition, other companies may calculate non-GAAP financial measures differently than us, thereby limiting the usefulness of these non-GAAP financial measures as a comparative tool. We compensate for these limitations by providing specific information regarding the GAAP amounts excluded from our non-GAAP financial measures to allow investors to evaluate such non-GAAP financial measures.

Performance Metrics

Bookings are defined as total contract value (or TCV) of new contracts, including new contract sales as well as renewals and expansions of existing contracts. Bookings can vary significantly quarter to quarter depending in part on the timing of the signing of a small number of large contracts. Our book-to-bill ratio is defined as bookings for the trailing twelve months divided by revenue for the same period. Measuring bookings involves the use of estimates and judgments and there are no independent standards or requirements governing the calculation of bookings. The extent and timing of conversion of bookings to revenues may be impacted by, among other factors, the types of services and solutions sold, contract duration, the pace of client spending, actual volumes of services delivered as compared to the volumes anticipated at the time of sale, and contract modifications, including terminations, over the lifetime of a contract. The majority of our contracts are terminable by the client on short notice often without penalty, and some without notice. We do not update our bookings for subsequent terminations, reductions or foreign currency exchange rate fluctuations. Information regarding our bookings is not comparable to, nor should it be substituted for, an analysis of our reported revenues. However, management believes that it is a key indicator of potential future revenues and provides a useful indicator of the volume of our business over time. Large deals and mega deals are defined as deals with a total contract value of $100 million or greater and $500 million or greater, respectively.

Investor Relations Contact: Media Contact:

Tyler Scott Jeff DeMarrais

SVP, Investor Relations

SVP, Corporate Communications

+1 551-220-8246  +1 475-223-2298

Tyler.Scott@cognizant.com Jeff.DeMarrais@cognizant.com

- tables to follow -

COGNIZANT TECHNOLOGY SOLUTIONS CORPORATION

CONSOLIDATED STATEMENTS OF OPERATIONS

(Unaudited)

(in millions, except per share data) Three Months Ended

September 30, Nine Months Ended

September 30,

2026 2025 2026 2025

Revenues $ 5,664  $ 5,415  $ 16,558  $ 15,775

Operating expenses:

Cost of revenues (exclusive of depreciation and amortization expense shown separately below) 3,751  3,581  11,041  10,457

Selling, general and administrative expenses 841  833  2,360  2,434

Restructuring charges 51  —  135  —

Depreciation and amortization expense 149  135  433  410

(Gain) on sale of property and equipment —  —  —  (62)

Income from operations 872  866  2,589  2,536

Other income (expense), net:

Interest income 16  25  56  78

Interest expense (19) (8) (39) (29)

Foreign currency exchange gains (losses), net 2  4  27  13

Other, net (8) —  (28) 3

Total other income (expense), net (9) 21  16  65

Income before provision for income taxes 863  887  2,605  2,601

Provision for income taxes (237) (613) (676) (1,023)

Income (loss) from equity method investments 1  —  (4) 4

Net income $ 627  $ 274  $ 1,925  $ 1,582

Basic earnings per share $ 1.39  $ 0.56  $ 4.15  $ 3.22

Diluted earnings per share $ 1.39  $ 0.56  $ 4.14  $ 3.22

Weighted average number of common shares outstanding - Basic 450  486  464  491

Dilutive effect of shares issuable under stock-based compensation plans —  1  1  —

Weighted average number of common shares outstanding - Diluted 450  487  465  491

COGNIZANT TECHNOLOGY SOLUTIONS CORPORATION

CONSOLIDATED STATEMENTS OF FINANCIAL POSITION

(Unaudited)

(in millions, except par values)

September 30,

2026 December 31,

2025

Assets

Current assets:

Cash and cash equivalents $ 1,515  $ 1,901

Short-term investments 37  13

Trade accounts receivable, net 4,850  4,439

Other current assets 1,688  1,465

Total current assets 8,090  7,818

Property and equipment, net 980  933

Operating lease assets, net 601  573

Goodwill 8,076  7,106

Intangible assets, net 1,608  1,417

Deferred income tax assets, net 735  967

Long-term investments 107  111

Other noncurrent assets 1,129  1,767

Total assets $ 21,326  $ 20,692

Liabilities and Stockholders’ Equity

Current liabilities:

Accounts payable $ 366  $ 308

Deferred revenue 415  501

Short-term debt —  33

Operating lease liabilities 156  153

Accrued expenses and other current liabilities 2,701  2,664

Total current liabilities 3,638  3,659

Deferred revenue, noncurrent 29  37

Operating lease liabilities, noncurrent 424  423

Deferred income tax liabilities, net 162  168

Long-term debt 1,552  543

Other noncurrent liabilities 795  847

Total liabilities 6,600  5,677

Stockholders’ equity:

Preferred stock, $0.10 par value, 15 shares authorized, none issued —  —

Class A common stock, $0.01 par value, 1,000 shares authorized, 448 and 479 shares issued and outstanding as of September 30, 2026 and December 31, 2025, respectively

4  5

Additional paid-in capital 11  12

Retained earnings 14,915  15,158

Accumulated other comprehensive income (loss) (204) (160)

Total stockholders’ equity 14,726  15,015

Total liabilities and stockholders’ equity $ 21,326  $ 20,692

COGNIZANT TECHNOLOGY SOLUTIONS CORPORATION

Reconciliations of Non-GAAP Financial Measures

(Unaudited)

(dollars in millions, except per share amounts) Three Months Ended

September 30, Nine Months Ended

September 30, Guidance

2026 2025 2026 2025

Full Year 2026 (1)

GAAP income from operations $ 872  $ 866  $ 2,589  $ 2,536

Project Leap charges(a)

51  —  135  —  $140 - $160

India Defined Contribution Obligation(b)

—  —  (81) —  $(81)

(Gain) on sale of property and equipment(c)

—  —  —  (62) —

Adjusted Income From Operations $ 923  $ 866  $ 2,643  $ 2,474

GAAP operating margin 15.4  % 16.0  % 15.6  % 16.1  %

Project Leap charges(a)

0.9  —  0.8  —  0.6% - 0.7%

India Defined Contribution Obligation(b)

—  —  (0.4) —  (0.4)%

(Gain) on sale of property and equipment(c)

—  —  —  (0.4) —

Adjusted Operating Margin

16.3  % 16.0  % 16.0  % 15.7  %

~16.1%

GAAP net income

$ 627  $ 274  $ 1,925  $ 1,582

Effect of adjustments to income from operations, pre-tax

51  —  54  (62)

Non-operating foreign currency exchange (gains) losses, pre-tax(d)

(2) (4) (27) (13)

Tax effect of above adjustments(e)

(6) 15  23  34

One-time income tax expense related to the enactment of the OBBBA(f)

—  390  —  390

Adjusted Net Income

$ 670  $ 675  $ 1,975  $ 1,931

GAAP diluted earnings per share $ 1.39  $ 0.56  $ 4.14  $ 3.22

Effect of adjustments to income from operations, pre-tax 0.11  —  0.12  (0.13) (a)(b)(c)

Non-operating foreign currency exchange (gains) losses, pre-tax(d)

—  (0.01) (0.06) (0.03) (d)

Tax effect of above adjustments(e)

(0.01) 0.04  0.05  0.08  (d)

One-time income tax expense related to the enactment of the OBBBA(f)

—  0.80  —  0.79  —

Adjusted Diluted Earnings Per Share $ 1.49  $ 1.39  $ 4.25  $ 3.93

$5.72 - $5.79

(1) A full reconciliation of Adjusted Operating Margin and Adjusted Diluted Earnings Per Share guidance to the corresponding GAAP measures on a forward-looking basis cannot be provided without unreasonable efforts, as we are unable to provide reconciling information with respect to unusual items, net non-operating foreign currency exchange gains or losses and the tax effects of these adjustments, and such adjustments may be significant.

Notes:

(a)Project Leap charges for the three months ended September 30, 2026 were $51 million and included $46 million of employee separation costs and $5 million of other costs. Project Leap charges for the nine months ended September 30, 2026 were $135 million and included $102 million of employee separation costs and $33 million of other costs. We now expect to incur costs of $180 million to $250 million in connection with Project Leap, with $140 million to $160 million of costs expected to be incurred in 2026 and the remainder to be incurred through the first quarter of 2027. The total costs related to Project Leap are reported in "Restructuring charges" in our unaudited consolidated statements of operations. Our guidance anticipates pre-tax charges of approximately $0.30 to $0.35 per diluted share for the full year 2026. The tax benefit of these charges is expected to be approximately ($0.08) to ($0.09) per diluted share for the full year 2026.

(b)On February 28, 2019, a ruling of the Supreme Court of India ("SCI") interpreting certain statutory defined contribution obligations of employees and employers (the “India Defined Contribution Obligation”) altered historical understandings of the obligation under the Employees’ Provident Fund and Miscellaneous Provision Act, 1952, extending it to cover additional portions of the employee’s income. As a result, the ongoing contributions of our affected employees and the Company were required to be increased. In the first quarter of 2019, we accrued $117 million with respect to prior periods,

assuming retroactive application of the SCI’s ruling, in "Selling, general and administrative expenses" in our unaudited consolidated statement of operations.

Labor law reforms implemented by the Government of India effective November 21, 2025, including the Code on Social Security, 2020, were designed to repeal and replace the Employees’ Provident Fund and Miscellaneous Provisions Act, 1952, subject to the issuance of applicable rules. The Social Security Rules were published by the government of India in May 2026. Additionally, the government of India notified the Employees Provident Fund Scheme of 2026 in June 2026. As a result of these developments, management concluded that the liability relating to periods where no proceedings had been initiated by the government is no longer required. Thus, in the second quarter of 2026, management recorded a benefit of $81 million in "Selling, general and administrative expenses" in our unaudited consolidated statement of operations. Our guidance anticipates a pre-tax benefit of approximately ($0.18) per diluted share with a corresponding tax expense of approximately $0.05 per diluted share for the full year 2026.

(c)During the three months ended March 31, 2025, we realized a gain on the sale of an office complex in India, which was reported in "(Gain) on sale of property and equipment" on our unaudited consolidated statement of operations.

(d)Non-operating foreign currency exchange gains and losses, inclusive of gains and losses related to foreign exchange forward contracts not designated as hedging instruments for accounting purposes, are reported in "Foreign currency exchange gains (losses), net" in our unaudited consolidated statements of operations. Non-operating foreign currency exchange gains and losses are subject to high variability and low visibility and therefore cannot be provided on a forward-looking basis without unreasonable efforts.

(e)Presented below are the tax impacts of our non-GAAP adjustment to pre-tax income for the:

(in millions) Three Months Ended September 30, Nine Months Ended September 30,

2026 2025 2026 2025

Non-GAAP income tax benefit (expense) related to:

Project Leap charges 14  —  36  —

India Defined Contribution Obligation —  —  (21) —

Gain on sale of property and equipment —  —  —  (9)

Foreign currency exchange gains and losses (8) (15) (38) (25)

The effective tax rate related to non-operating foreign currency exchange gains and losses varies depending on the jurisdictions in which such income and expenses are generated and the statutory rates applicable in those jurisdictions. As such, the income tax effect of non-operating foreign currency exchange gains and losses shown in the above table may not appear proportionate to the net pre-tax foreign currency exchange gains and losses reported in our unaudited consolidated statements of operations.

(f)In July 2025, the One Big Beautiful Bill Act ("OBBBA") was enacted in the United States, which, among other provisions, repealed the requirement to capitalize U.S. research and experimental ("R&E") costs. As a result, we concluded that it is not more likely than not that we will realize our deferred tax asset of $390 million related to R&E costs capitalized outside the United States. These amounts would have otherwise been available to offset certain future U.S. taxes on our non-U.S. earnings, which, as a result of this repeal, we no longer project to be applicable to us. Therefore, in the third quarter of 2025, we recorded a one-time, non-cash income tax expense of $390 million.

The above tables serve to reconcile the Non-GAAP financial measures to the most directly comparable GAAP measures. Refer to the “About Non-GAAP Financial Measures and Performance Metrics” section of our press release for further information on the use of these Non-GAAP measures.

COGNIZANT TECHNOLOGY SOLUTIONS CORPORATION

Revenue by Business Segment and Geography

(Unaudited)

(dollars in millions) Three Months Ended September 30, 2026

Year over Year

$  % of total  % Change

Constant Currency % Change (a)

Revenues by Segment:

Health Sciences $ 1,587  28.0  % (1.1) % (0.9) %

Financial Services 1,767  31.2  % 12.0  % 12.3  %

Products and Resources 1,371  24.2  % (0.9) % (0.8) %

Communications, Media and Technology 939  16.6  % 10.5  % 10.7  %

Total Revenues (b)(c)

$ 5,664  4.6  % 4.8  %

Revenues by Geography:

North America $ 4,258  75.2  % 5.7  % 5.8  %

United Kingdom 532  9.4  % 5.8  % 6.2  %

Continental Europe 525  9.3  % (2.6) % (1.5) %

Europe - Total

1,057  18.7  % 1.4  % 2.2  %

Rest of World 349  6.1  % 1.2  % 1.4  %

Total Revenues (b)(c)

$ 5,664  4.6  % 4.8  %

Nine Months Ended September 30, 2026

Year over Year

$  % of total  % Change

Constant Currency % Change (a)

Revenues by Segment:

Health Sciences $ 4,738  28.6  % 0.3  % (0.3) %

Financial Services 5,144  31.1  % 12.1  % 11.4  %

Products and Resources 4,014  24.2  % 1.2  % 0.3  %

Communications, Media and Technology 2,662  16.1  % 6.7  % 6.2  %

Total Revenues (b)(c)

$ 16,558  5.0  % 4.3  %

Revenues by Geography:

North America $ 12,437  75.1  % 5.5  % 5.4  %

United Kingdom 1,533  9.3  % 6.3  % 4.1  %

Continental Europe 1,590  9.6  % 2.4  % (1.5) %

Europe - Total

3,123  18.9  % 4.3  % 1.2  %

Rest of World 998  6.0  % 1.1  % 0.4  %

Total Revenues (b)(c)

$ 16,558  5.0  % 4.3  %

Notes:

(a)Constant currency revenue growth is not a measure of financial performance prepared in accordance with GAAP. See “About Non-GAAP Financial Measures and Performance Metrics” section of our press release for further information.

(b)For the three months ended September 30, 2026, revenues from our recently completed acquisitions contributed approximately 210 basis points to overall growth, primarily in our Communications, Media and Technology segment and our North America region, where the contribution was 875 basis points and 250 basis points, respectively. For the nine months ended September 30, 2026, revenues from our recently completed acquisitions contributed approximately 140 basis points to overall growth, primarily in North America, including 400 basis points to our Communications, Media and Technology segment and 125 basis points to our Financial Services segment.

(c)For the quarter ended September 30, 2026, the sale of third-party products in connection with our integrated offerings strategy contributed approximately 190 basis points to overall revenue growth. These sales contributed 200 basis points and

425 basis points of growth to our North America and United Kingdom regions, respectively and 600 basis points and 400 basis points of growth to our Communications, Media and Technology and Financial Services segments, respectively. For the nine months ended September 30, 2026, the sale of third-party products, primarily in North America and Europe, in connection with our integrated offerings strategy, contributed approximately 170 basis points to overall revenue growth. These sales contributed 650 basis points and 300 basis points of growth to our Communications, Media and Technology and Financial Services segments, respectively, while negatively impacting our Health Sciences segment by 100 basis points due to lower sales of third-party products in 2026 as compared to 2025.

COGNIZANT TECHNOLOGY SOLUTIONS CORPORATION

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS

(Unaudited)

(in millions)

Three Months Ended

September 30, Nine Months Ended

September 30,

2026 2025 2026 2025

Cash flows from operating activities:

Net income $ 627  $ 274  $ 1,925  $ 1,582

Adjustments for non-cash income and expenses 213  600  729  897

Changes in operating assets and liabilities, net of effects of businesses acquired

164  353  (818) (454)

Net cash provided by operating activities 1,004  1,227  1,836  2,025

Cash flows from investing activities:

Purchases of property and equipment (79) (67) (254) (211)

Proceeds from sale of property and equipment —  —  —  70

Net (purchases) maturities of investments (50) 1  (50) (14)

Payments for business combinations, net of cash acquired 21  —  (1,313) —

Net cash (used in) investing activities (108) (66) (1,617) (155)

Cash flows from financing activities:

Issuance of common stock under stock-based compensation plans 12  13  41  46

Repurchases of common stock (270) (463) (1,877) (1,040)

Repayment of Term Loan borrowings and finance lease obligations (11) (11) (34) (32)

Proceeds from borrowing under the revolving credit facility

—  —  1,000  —

Repayment of notes outstanding under the revolving credit facility

—  —  —  (300)

Dividends paid (149) (151) (465) (459)

Net cash (used in) financing activities (418) (612) (1,335) (1,785)

Effect of exchange rate changes on cash, cash equivalents and restricted cash (1) (4) (3) 25

Increase (decrease) in cash, cash equivalents and restricted cash 477  545  (1,119) 110

Cash, cash equivalents and restricted cash, beginning of period 1,038  1,796  2,634  2,231

Cash and cash equivalents, end of period $ 1,515  $ 2,341  $ 1,515  $ 2,341

SUPPLEMENTAL CASH FLOW INFORMATION

(in millions) Three Months Ended

September 30,

Stock Repurchases under Board of Directors' authorized stock repurchase program: 2026 2025

Number of shares repurchased 4.9  6.3

Remaining authorized balance as of September 30, 2026

$ 2,080

Reconciliation of Free Cash Flow Non-GAAP Financial Measure

(in millions)

Three Months Ended

September 30, Nine Months Ended

September 30,

2026 2025 2026 2025

Net cash provided by operating activities $ 1,004  $ 1,227  $ 1,836  $ 2,025

Purchases of property and equipment

(79) (67) (254) (211)

Proceeds from sale of property and equipment —  —  —  70

Free cash flow $ 925  $ 1,160  $ 1,582  $ 1,884

EX-99.2

EX-99.2

Filename: exhibit9929302026.htm · Sequence: 3

exhibit9929302026

GAAP Operating Margin | 15.4% GAAP EPS | $1.39 Adjusted Diluted EPS | $1.49 We delivered third-quarter revenue above the midpoint of our guidance range, including another quarter of double-digit growth in Financial Services and our seventh consecutive quarter of year-over-year adjusted operating margin expansion. The AI market is moving from capability to value realization, requiring enterprises to reimagine how work gets done, build AI into the fabric of the enterprise and create new sources of value. We are making that transition alongside our clients, with over 50% of our code now AI-assisted, over 95,000 frontier AI badges and certifications earned by our associates and continued improvement in revenue and adjusted operating income per employee. What we learn as we apply AI across Cognizant strengthens how we partner with clients through our AI Builder strategy, helping them make AI a new production function that creates enterprise value at scale. Q3 2026 Ravi Kumar S | Chief Executive Officer ” Revenue $5.7 billion Reported YoY é 4.6% Constant Currency YoY é 4.8% GAAP Diluted EPS | $1.39 $4.3 $1.1 $0.3 Rest of World 1.2% Revenue by Geography ($ In billions) Reported YoY | Constant Currency YoY Q3 2026 Cash Flow Cash Flow From Operations $1,004M Free Cash Flow $925M Q3 2026 Capital Return Dividends $149M Share Repurchases $270M $0.33/share Revenue by Segment ($ In billions) Reported YoY | Constant Currency YoY Europe North America 1.4% $1.8 $0.9$1.4 $1.6 Products & Resources Health Sciences Financial Services Communications, Media & Technology 1.4% 2.2% 5.7% 5.8% 10.5% 10.7%0.9% 0.8% 12.0% 12.3%1.1% 0.9% Total Employees 359,900 ” +3,200 QoQ +10,100 YoY Voluntary Attrition - Tech Services (Trailing 12-Month) 12.6% é é é é é é é é é é é Adjusted Diluted EPS | $1.49 Employee Metrics Adjusted Operating Margin | 16.3% é é é For additional details on revenue and growth drivers and non-GAAP financial reconciliations refer to Cognizant's 2026 third quarter earnings release issued on October 29, 2026, which accompanies this presentation and is available at investors.cognizant.com. é Company Recognition Exhibit 99.2

EX-99.3

EX-99.3

Filename: exhibit9939302026.htm · Sequence: 4

exhibit9939302026

Exhibit 99.3 Third Quarter 2026 Financial Results and Highlights © 2026 Cognizant October 29, 2026

© 2026 Cognizant 1 Forward-looking statements This earnings supplement includes statements that may constitute forward-looking statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995, the accuracy of which is necessarily subject to risks, uncertainties and assumptions as to future events that may not prove to be accurate. These statements include, but are not limited to, express or implied forward-looking statements relating to our strategy, competitive position and opportunities in the marketplace, investment in and growth of our business, the pace and magnitude of change and client needs related to AI, the effectiveness of and plans related to our recruiting and talent efforts and related costs, labor market trends, the anticipated amount of capital to be returned to shareholders, our anticipated financial performance, matters related to Project Leap, expected benefits resulting from our recent acquisitions, and other statements regarding matters that are not historical facts. These statements are neither promises nor guarantees, but are subject to a variety of risks and uncertainties, many of which are beyond our control, which could cause actual results to differ materially from those contemplated in these forward-looking statements. Existing and prospective investors are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. Factors that could cause actual results to differ materially from those expressed or implied include general economic conditions; the competitive and rapidly changing nature of the markets we compete in; our ability to successfully use AI-based technologies and the impact those technologies may have on the demand and terms for our services; the competitive marketplace for talent and its impact on employee recruitment and retention; our ability to successfully implement Project Leap and the amount of costs, timing of incurring costs, and benefits of such project; legal, reputational and financial risks resulting from cyberattacks; changes in the regulatory environment, including with respect to immigration, trade and taxes; and the other factors discussed in our most recent Annual Report on Form 10-K, our Quarterly Reports on Form 10-Q, and other filings with the Securities and Exchange Commission. Cognizant undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, except as may be required under applicable securities law.

© 2026 Cognizant 2 $1,227M $1,004M Q3 '25 Q3 '26 Results Summary: Q3 2026 1 See “About Non-GAAP Financial Measures and Performance Metrics” at the end of this earnings supplement for more information and reconciliations to the most directly comparable GAAP financial measures, as applicable. 2 Revenue from our recently completed acquisitions contributed approximately 210 basis points to year-over-year growth. 3 Q3 2025 GAAP Diluted EPS reflects the $0.80 impact from a one-time, non-cash income tax expense. See “About Non-GAAP Financial Measures and Performance Metrics” at the end of this earnings supplement for more information. Revenue Increase of 4.6% Y/Y as reported, and an increase of 4.8% Y/Y in constant currency1 2 GAAP and Adjusted Operating Margin1 Cash Flow $5,415M $5,664M Q3 '25 Q3 '26 16.0% 15.4% Q3 '25 Q3 '26 16.0% 16.3% Q3 '25 Q3 '26 $1,160M $925M Q3 '25 Q3 '26 $0.56 $1.39 Q3 '25 Q3 '26 $1.39 $1.49 Q3 '25 Q3 '26 Adjusted Operating Margin1 GAAP Diluted EPS3 Adjusted Diluted EPS1 Operating Cash Flow Free Cash Flow1 GAAP Operating Margin Adjusted Operating Margin1 Diluted Earnings Per Share (EPS)

© 2026 Cognizant 3 Q3 2026 highlights Adjusted Operating Margin1 1 Large deals are defined as deals with a total contract value of $100 million or greater. New/Expansion bookings now >60% of mix on TTM basis, up >10% points versus prior year Over $2.3 billion deployed on share repurchases and dividends year-to-date 4% trailing twelve months (TTM) bookings growth 9% growth in TTM of large deal bookings1 GAAP operating margin contraction of 60 bps year-over-year Adjusted operating margin expansion of 30 bps year-over-year Third consecutive quarter of double-digit revenue growth in Financial Services 95,000+ frontier AI badges and certifications

© 2026 Cognizant 4 Full-year 2026 and Q4 2026 Guidance1 1 Guidance is as of October 29, 2026 2 A full reconciliation of Adjusted Operating Margin, Adjusted Diluted EPS and Adjusted effective tax rate guidance to the corresponding GAAP measures on a forward-looking basis cannot be provided without unreasonable efforts as we are unable to provide reconciling information with respect to unusual items, net non-operating foreign currency exchange gains or losses, and the tax effects of these adjustments. See “About Non-GAAP Financial Measures and Performance Metrics” for more information, the definition of Adjusted effective tax rate as well as a partial reconciliation to the most directly comparable GAAP financial measures at the end of this earnings supplement. Q4 2026 Guidance Revenue ~$5.49B to ~$5.57B 3.0% to 4.5% Y/Y or 3.2% to 4.7% Y/Y CC Includes ~200 bps of inorganic contribution 2026 Guidance Assumptions Revenue ~$22.05B to ~$22.14B 4.5% to 4.9% Y/Y or 4.0% to 4.4% Y/Y CC Includes ~150 bps of inorganic contribution Adjusted Operating Margin2 ~16.1% 30 basis points Y/Y expansion Adjusted effective tax rate2 ~25% Share Count 460M Adjusted Diluted EPS2 $5.72 to $5.79 8% to 10% Y/Y

© 2026 Cognizant 5 $5,115 $5,245 $5,415 $5,333 $5,413 $5,481 $5,664 $1.23 $1.31 $1.39 $1.35 $1.40 $1.37 $1.49 Revenue Adjusted Diluted EPS Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 $ in millions except per share amounts Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Revenue Y/Y1 7.5% 8.1% 7.4% 4.9% 5.8% 4.5% 4.6% Revenue Y/Y CC1 8.2% 7.2% 6.5% 3.8% 3.9% 4.1% 4.8% GAAP Operating Margin 16.7% 15.6% 16.0% 16.0% 15.6% 15.9% 15.4% Adjusted Operating Margin 15.5% 15.6% 16.0% 16.0% 15.6% 16.0% 16.3% GAAP Diluted EPS2 $1.34 $1.31 $0.56 $1.34 $1.39 $1.36 $1.39 Adjusted Diluted EPS $1.23 $1.31 $1.39 $1.35 $1.40 $1.37 $1.49 Revenue, Operating Margin and EPS 1 1 Revenue from our acquisitions of Belcan and Thirdera contributed approximately 400 basis points to YoY growth in Q1 2025. Revenue from Belcan contributed approximately 400 basis points and 250 basis points to YoY growth in Q2 and Q3 2025, respectively. Revenue from our acquisition of 3Cloud contributed approximately 90 basis points to YoY growth in Q1 2026. Revenue from our acquisitions of 3Cloud and Astreya contributed approximately 100 basis points and 210 basis points to YoY growth in Q2 and Q3 2026, respectively. 2 Q3 2025 GAAP Diluted EPS reflects the $0.80 impact from a one-time, non-cash income tax expense. See “About Non-GAAP Financial Measures and Performance Metrics” at the end of this earnings supplement for more information.

© 2026 Cognizant 6 $4,258 $1,057 $349 $1,767 $939 $1,371 $1,587 Revenue Performance: Q3 2026 Products & Resources Communications, Media & Technology Health Sciences Financial Services North America Europe Rest of World Segments $ in millions Geography $ in millions +10.5% Y/Y +10.7% Y/Y CC (0.9%) Y/Y (0.8%) Y/Y CC (1.1%) Y/Y (0.9%) Y/Y CC +12.0% Y/Y +12.3% Y/Y CC +1.4% Y/Y +2.2% Y/Y CC +1.2% Y/Y +1.4% Y/Y CC +5.7% Y/Y +5.8% Y/Y CC The sale of third-party products in connection with our integrated offerings strategy contributed approximately 190 basis points to overall revenue growth. These sales contributed 200 basis points of growth to our North America region and 425 basis points to our United Kingdom region. Additionally, these sales contributed 600 basis points of growth to our Communications Media and Technology segment and 400 basis points of growth to our Financial Services segment.

© 2026 Cognizant 7 $1,319 $228 $40 Health Sciences North America Europe Rest of World (7.0%) Y/Y (7.6%) Y/Y CC (0.9%) Y/Y +0.2% Y/Y CC (0.9%) Y/Y and Y/Y CC Revenue $ in millions Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Y/Y 10.9% 6.2% 5.9% 5.2% 0.5% 1.4% (1.1%) Y/Y CC 11.4% 5.3% 5.1% 4.2% (0.9%) 1.0% (0.9%) $1,571 $1,551 $1,604 $1,621 $1,579 $1,572 $1,587 Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Change in Revenue $ in millions Q3 2026 Geography

© 2026 Cognizant 8 $1,279 $340 $148 Financial Services North America Europe Rest of World Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Y/Y 5.6% 6.9% 6.2% 10.5% 12.4% 12.0% 12.0% Y/Y CC 6.5% 6.0% 5.4% 9.3% 10.2% 11.7% 12.3% +11.3% Y/Y +12.4% Y/Y CC +3.0% Y/Y +3.8% Y/Y CC Revenue Change in Revenue $ in millions $ in millions Q3 2026 Geography +14.7% Y/Y +14.9% Y/Y CC $1,462 $1,547 $1,578 $1,586 $1,644 $1,733 $1,767 Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26

© 2026 Cognizant 9 $961 $322 $88 North America Europe Products & Resources (1.7%) Y/Y and Y/Y CC (0.3%) Y/Y +0.2% Y/Y CC +7.3% Y/Y +6.2% Y/Y CC Rest of World Revenue $ in millions Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Y/Y 12.8% 16.0% 12.6% 1.8% 3.4% 1.2% (0.9%) Y/Y CC 13.6% 14.7% 11.4% 0.3% 1.1% 0.7% (0.8%) $1,278 $1,306 $1,383 $1,318 $1,321 $1,322 $1,371 Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Change in Revenue1 $ in millions Q3 2026 Geography 1 Revenue from recently completed acquisitions contributed 15, 16 and 9 percentage points to year-over-year revenue growth in Q1 2025, Q2 2025 and Q3 2025, respectively.

© 2026 Cognizant 10 +15.7% Y/Y and Y/Y CC $804 $841 $850 $808 $869 $854 $939 Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 $699 $167 $73 Communications, Media & Technology North America Rest of World (16.1%) Y/Y (15.6%) Y/Y CC +5.0% Y/Y +5.8% Y/Y CC Europe Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Y/Y (2.7%) 3.1% 4.2% (0.4%) 8.1% 1.5% 10.5% Y/Y CC (1.9%) 2.2% 3.6% (1.2%) 6.5% 1.4% 10.7% Change in Revenue1 Revenue $ in millions $ in millions Q3 2026 Geography 1 Revenue from recently completed acquisitions contributed 9 percentage points to year-over-year revenue growth in Q3 2026.

© 2026 Cognizant 11 $27.5 $28.4 $29.6 $29.1 $28.7 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Trailing Twelve Month Bookings1 Trailing twelve month bookings of $28.7 billion increased 4% year-over-year and represented a book-to-bill of 1.3x Q3 2026 bookings decreased 7% year-over-year $ in billions 1 See “About Non-GAAP Financial Measures and Performance Metrics” at the end of this earnings supplement for more information.

© 2026 Cognizant 12 Employee Metrics 336.3 343.8 349.8 351.6 357.6 356.7 359.9 Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Trailing 12-Month Voluntary Attrition - Tech Services 12.0% 12.6% 12.6% 12.3% 12.3% 13.0% 12.6% Additional Employee Metrics Q1 '25 Q2 '25 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Blended Utilization, Excluding Trainees 85% 85% 85% 83% 85% 85% 86% Utilization Headcount in thousands

© 2026 Cognizant 13 $600 $610 $616 $1,615 $1,313 $605 $1,378 $2,215 FY 2024 FY 2025 Trailing 12 Months Acquisitions Share Repurchases $151 $151 $159 $157 $149 $730 $604$463 $338 $444 $1,163 $270 Q3 '25 Q4 '25 Q1 '26 Q2 '26 Q3 '26 Cash Flow, Balance Sheet & Capital Allocation Q3 '25 Q4 '251 Q1 '26 Q2 '26 Q3 '26 Operating Cash Flow $1,227 $858 $274 $558 $1,004 Free Cash Flow $1,160 $781 $198 $459 $925 Cash and Short-Term Investments $2,354 $1,914 $1,517 $1,051 $1,552 Total Debt $584 $576 $568 $1,560 $1,552 Annual Quarterly Dividends $ in millions $ in millions 1 Q4 2025 Cash and Short-Term Investments excludes $733 million of restricted cash related to our acquisition of 3Cloud.

APPENDIX: About Non-GAAP Financial Measures and Performance Metrics

© 2026 Cognizant 15 Non-GAAP Financial Measures To supplement our financial results presented in accordance with GAAP, this earnings supplement includes references to the following measures defined by the Securities and Exchange Commission as non-GAAP financial measures: Adjusted Operating Margin, Adjusted Diluted EPS, free cash flow, constant currency revenue growth and Adjusted effective tax rate. These non- GAAP financial measures are not based on any comprehensive set of accounting rules or principles and should not be considered a substitute for, or superior to, financial measures calculated in accordance with GAAP, and may be different from non-GAAP financial measures used by other companies. In addition, these non-GAAP financial measures should be read in conjunction with our financial statements prepared in accordance with GAAP. The reconciliations of our non-GAAP financial measures to the corresponding GAAP measures should be carefully evaluated. Our non-GAAP financial measures Adjusted Operating Margin and Adjusted Income from Operations exclude unusual items, such as Project Leap charges and the partial reversal of the India Defined Contribution Obligation in 2026 and the gain on sale of property and equipment in 2025. Our non-GAAP financial measure Adjusted Diluted EPS excludes unusual items, such as Project Leap charges, the partial reversal of the India Defined Contribution Obligation, the one-time income tax expense related to the enactment of the OBBBA and the gain on sale of property and equipment, and net non-operating foreign currency exchange gains or losses and the tax impact of all the applicable adjustments. The income tax impact of each item excluded from Adjusted Diluted EPS is calculated by applying the statutory rate and local tax regulations in the jurisdiction in which the item was incurred. Free cash flow is defined as cash flows from operating activities plus proceeds from sale of property and equipment, net of purchases of property and equipment. Constant currency revenue growth is defined as revenues for a given period restated at the comparative period’s foreign currency exchange rates measured against the comparative period's reported revenues. Adjusted effective tax rate reflects a tax rate commensurate with our non-GAAP Adjusted EPS. Management believes providing investors with an operating view consistent with how we manage the Company provides enhanced transparency into our operating results. For our internal management reporting and budgeting purposes, we use various GAAP and non-GAAP financial measures for financial and operational decision-making, to evaluate period-to-period comparisons, to determine portions of the compensation for our executive officers and for making comparisons of our operating results to those of our competitors. Accordingly, we believe that the presentation of our non-GAAP measures, which exclude certain costs, when read in conjunction with our reported GAAP results, can provide useful supplemental information to our management and investors regarding financial and business trends relating to our financial condition and results of operations. A limitation of using non-GAAP financial measures versus financial measures calculated in accordance with GAAP is that non-GAAP financial measures do not reflect all of the amounts associated with our operating results as determined in accordance with GAAP and may exclude costs that are recurring such as our net non-operating foreign currency exchange gains or losses. In addition, other companies may calculate non-GAAP financial measures differently than us, thereby limiting the usefulness of these non-GAAP financial measures as a comparative tool. We compensate for these limitations by providing specific information regarding the GAAP amounts excluded from our non-GAAP financial measures to allow investors to evaluate such non-GAAP financial measures. Performance Metrics Bookings are defined as total contract value (or TCV) of new contracts, including new contract sales as well as renewals and expansions of existing contracts. Bookings can vary significantly quarter to quarter depending in part on the timing of the signing of a small number of large contracts. Our book-to-bill ratio is defined as bookings for the trailing twelve months divided by revenue for the same period. Measuring bookings involves the use of estimates and judgments and there are no independent standards or requirements governing the calculation of bookings. The extent and timing of conversion of bookings to revenues may be impacted by, among other factors, the types of services and solutions sold, contract duration, the pace of client spending, actual volumes of services delivered as compared to the volumes anticipated at the time of sale, and contract modifications, including terminations, over the lifetime of a contract. The majority of our contracts are terminable by the client on short notice often without penalty, and some without notice. We do not update our bookings for subsequent terminations, reductions or foreign currency exchange rate fluctuations. Information regarding our bookings is not comparable to, nor should it be substituted for, an analysis of our reported revenues. However, management believes that it is a key indicator of potential future revenues and provides a useful indicator of the volume of our business over time. About Non-GAAP Financial Measures and Performance Metrics

© 2026 Cognizant 16 Reconciliations of Non-GAAP Financial Measures Please refer to page 17 through 19 of this earnings supplement for corresponding Non-GAAP notes. (in millions, except per share amounts) Three Months Ended: Mar 31, 2025 Jun 30, 2025 Sep 30, 2025 Dec 31, 2025 Mar 31, 2026 Jun 30, 2026 Sep 30, 2026 Guidance Full Year 2026(1) GAAP income from operations $ 853 $ 817 $ 866 $ 853 $ 843 $ 874 $ 872 Project Leap charges(a) — — — — — 84 51 $140 - $160 India Defined Contribution Obligation(b) — — — — — (81) — $(81) (Gain) on sale of property and equipment(c) (62) — — — — — — — Adjusted income from operations $ 791 $ 817 $ 866 $ 853 $ 843 $ 877 $ 923 GAAP operating margin 16.7 % 15.6 % 16.0 % 16.0 % 15.6 % 15.9 % 15.4 % Project Leap charges(a) — — — — — 1.5 0.9 0.6% - 0.7% India Defined Contribution Obligation(b) — — — — — (1.4) — (0.4)% (Gain) on sale of property and equipment(c) (1.2) — — — — — — — Adjusted operating margin 15.5 % 15.6 % 16.0 % 16.0 % 15.6 % 16.0 % 16.3 % ~16.1% GAAP diluted earnings per share $ 1.34 $ 1.31 $ 0.56 $ 1.34 $ 1.39 $ 1.36 $ 1.39 Effect of above adjustments, pre-tax (0.13) — — — — 0.01 0.11 (a)(b)(c) Effect of non-operating foreign currency exchange (gains) loss, pre-tax(d) — (0.01) (0.01) (0.01) (0.04) (0.02) — (d) Tax effect of above adjustments(e) 0.02 0.01 0.04 0.02 0.05 0.02 (0.01) (d) One-time income tax expense related to the enactment of the OBBBA(f) — — 0.80 — — — — — Adjusted diluted earnings per share $ 1.23 $ 1.31 $ 1.39 $ 1.35 $ 1.40 $ 1.37 $ 1.49 $5.72 - $5.79 (1) A full reconciliation of Adjusted Operating Margin and Adjusted Diluted Earnings Per Share guidance to the corresponding GAAP measures on a forward-looking basis cannot be provided without unreasonable efforts, as we are unable to provide reconciling information with respect to unusual items, net non-operating foreign currency exchange gains or losses and the tax effects of these adjustments, and such adjustments may be significant.

© 2026 Cognizant 17 Reconciliations of Non-GAAP Financial Measures Notes: (a) Project Leap charges for the three months ended September 30, 2026 were $51 million and included $46 million of employee separation costs and $5 million of other costs. During the third quarter of 2026, we revised our estimates related to Project Leap .We now expect to incur costs of $180 million to $250 million in connection with Project Leap, with $140 million to $160 million of costs expected to be incurred in 2026 and the remainder to be incurred through the first quarter of 2027. The total costs related to Project Leap are reported in "Restructuring charges" in our unaudited consolidated statements of operations. Our guidance anticipates pre-tax charges of approximately $0.30 to $0.35 per diluted share for the full year 2026. The tax benefit of these charges is expected to be approximately ($0.08) to ($0.09) per diluted share for the full year 2026. (b)On February 28, 2019, a ruling of the Supreme Court of India ("SCI") interpreting certain statutory defined contribution obligations of employees and employers (the “India Defined Contribution Obligation”) altered historical understandings of the obligation under the Employees’ Provident Fund and Miscellaneous Provision Act, 1952, extending it to cover additional portions of the employee’s income. As a result, the ongoing contributions of our affected employees and the Company were required to be increased. In the first quarter of 2019, we accrued $117 million with respect to prior periods, assuming retroactive application of the SCI’s ruling, in "Selling, general and administrative expenses" in our unaudited consolidated statement of operations. Labor law reforms implemented by the Government of India effective November 21, 2025, including the Code on Social Security, 2020, were designed to repeal and replace the Employees’ Provident Fund and Miscellaneous Provisions Act, 1952, subject to the issuance of applicable rules. The Social Security Rules were published by the government of India in May 2026. Additionally, the government of India notified the Employees Provident Fund Scheme of 2026 in June 2026. As a result of these developments, management concluded that the liability relating to periods where no proceedings had been initiated by the government is no longer required. Thus, in the second quarter of 2026, management recorded a benefit of $81 million in "Selling, general and administrative expenses" in our unaudited consolidated statement of operations. Our guidance anticipates a pre-tax benefit of approximately ($0.18) per diluted share with a corresponding tax expense of approximately $0.05 per diluted share for the full year 2026. (c) During the three months ended March 31, 2025, we realized a gain of $62 million on the sale of an office complex in India, which was reported in "(Gain) on sale of property and equipment" on our unaudited consolidated statement of operations. (d) Non-operating foreign currency exchange gains and losses, inclusive of gains and losses related to foreign exchange forward contracts not designated as hedging instruments for accounting purposes, are reported in "Foreign currency exchange gains (losses), net" in our unaudited consolidated statements of operations. Non-operating foreign currency exchange gains and losses are subject to high variability and low visibility and therefore cannot be provided on a forward-looking basis without unreasonable efforts.

© 2026 Cognizant 18 Reconciliations of Non-GAAP Financial Measures (f) In July 2025, the One Big Beautiful Bill Act ("OBBBA") was enacted in the United States, which, among other provisions, repealed the requirement to capitalize U.S. research and experimental ("R&E") costs. As a result, we concluded that it is not more likely than not that we will realize our deferred tax asset of $390 million related to R&E costs capitalized outside the United States. These amounts would have otherwise been available to offset certain future U.S. taxes on our non-U.S. earnings, which, as a result of this repeal, we no longer project to be applicable to us. Therefore, in the third quarter of 2025, we recorded a one-time, non-cash income tax expense of $390 million. 2025 2026 Three months ended: Mar 31 Jun 30 Sep 30 Dec 31 Mar 31 Jun 30 Sep 30 Non-GAAP income tax benefit (expense) related to: Project Leap charges $ — $ — $ — $ — $ — $ 22 $ 14 India Defined Contribution Obligation — — — — — (21) — Gain on sale of property and equipment (9) — — — — — — Foreign currency exchange gain and losses (3) (7) (15) (8) (22) (8) (8) (e) Presented below are the tax impacts of our non-GAAP adjustments to pre-tax income: The effective tax rate related to non-operating foreign currency exchange gains and losses varies depending on the jurisdictions in which such income and expenses are generated and the statutory rates applicable in those jurisdictions. As such, the income tax effect of non-operating foreign currency exchange gains and losses shown in the above table may not appear proportionate to the net pre-tax foreign currency exchange gains and losses reported in our unaudited consolidated statements of operations.

© 2026 Cognizant 19 Reconciliations of Non-GAAP Financial Measures Reconciliation of free cash flow Three Months Ended (in millions) Mar 31, 2025 Jun 30, 2025 Sep 30, 2025 Dec 31, 2025 Mar 31, 2026 Jun 30, 2026 Sep 30, 2026 Net cash provided by operating activities $ 400 $ 398 $ 1,227 $ 858 $ 274 $ 558 $ 1,004 Purchases of property and equipment (77) (67) (67) (77) (76) (99) (79) Proceeds from sale of property and equipment 70 — — — — — — Free cash flow $ 393 $ 331 $ 1,160 $ 781 $ 198 $ 459 $ 925 Adjusted Effective Tax Rate Reconciliation Guidance FY 2026 GAAP effective tax rate Effect of Project Leap charges (a) — Effect of the India Defined Contribution Obligation (b) — Effect of non-operating foreign currency exchange (gains) losses (d) (d) Adjusted effective tax rate ~25% The notes referenced in the above table are located on page 17. Net Interest FY 2024 Guidance FY 2025 Interest income $56 ~$115 Interest expense (39) (~50) Net Interest Income $17 ~ Adjusted Net Income Reconciliation (in millions) Q3 2025 YTD 2025 GAAP net income $ 274 $ 1,582 Non-operating foreign currency exchange gains / losses (c) 11 12 (Gain) on sale of property and equipment (a) — (53) One-time income tax expense related to the enactment of the OBBBA(e) 390 390 Adjusted Net Income $ 675 $ 1,931

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Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

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Title of a 12(b) registered security.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

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Name of the Exchange on which a security is registered.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection d1-1

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- Definition

Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

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Trading symbol of an instrument as listed on an exchange.

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- Definition

Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

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