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Form 8-K

sec.gov

8-K — Home Federal Bancorp, Inc. of Louisiana

Accession: 0000927089-26-000137

Filed: 2026-07-30

Period: 2026-07-30

CIK: 0001500375

SIC: 6035 (SAVINGS INSTITUTION, FEDERALLY CHARTERED)

Item: Results of Operations and Financial Condition

Item: Financial Statements and Exhibits

Documents

8-K — hfbil20260729_8k.htm (Primary)

EX-99.1 — EXHIBIT 99.1 (ex_995456.htm)

GRAPHIC (homefedlogo.jpg)

XML — IDEA: XBRL DOCUMENT (R1.htm)

8-K — FORM 8-K

8-K (Primary)

Filename: hfbil20260729_8k.htm · Sequence: 1

hfbil20260729_8k.htm

false

0001500375

0001500375

2026-07-30

2026-07-30

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

July 30, 2026

Home Federal Bancorp, Inc. of Louisiana

(Exact name of registrant as specified in its charter)

Louisiana

001-35019

02-0815311

(State or other jurisdiction

of incorporation)

(Commission File Number)

(IRS Employer

Identification No.)

624 Market Street, Shreveport, Louisiana

71101

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code

(318) 222-1145

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange on which registered

Common Stock (par value $.01 per share)

HFBL

Nasdaq Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02        Results of Operations and Financial Condition

On July 30, 2026, Home Federal Bancorp, Inc. of Louisiana (the “Company”) reported its results of operations for the three months and year ended June 30, 2026.

For additional information, reference is made to the Company’s press release dated July 30, 2026, which is included as Exhibit 99.1 hereto and is incorporated herein by reference thereto.  The press release attached hereto is being furnished to the Securities and Exchange Commission and shall not be deemed to be “filed” for any purpose except as otherwise provided herein.

Item 9.01        Financial Statements and Exhibits

(a)        Not applicable.

(b)        Not applicable.

(c)        Not applicable.

(d)        Exhibits.

The following exhibits are filed herewith.

Exhibit Number

Description

99.1

Press release dated July 30, 2026

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

HOME FEDERAL BANCORP, INC. OF LOUISIANA

Date: July 30, 2026

By:

/s/ Brad Ezernack

Brad Ezernack

Executive Vice President and Chief Financial Officer

3

EX-99.1 — EXHIBIT 99.1

EX-99.1

Filename: ex_995456.htm · Sequence: 2

ex_995456.htm

Exhibit 99.1

FOR RELEASE: Thursday, July 30, 2026, at 4:30 PM (Eastern)

HOME FEDERAL BANCORP, INC. OF LOUISIANA REPORTS RECORD ANNUAL EARNINGS

AND RESULTS OF OPERATIONS FOR THE THREE MONTHS AND YEAR ENDED JUNE 30, 2026

Shreveport, Louisiana – July 30, 2026 – Home Federal Bancorp, Inc. of Louisiana (the “Company”) (Nasdaq: HFBL), the holding company of Home Federal Bank, reported the highest annual earnings in the Company’s history. The Company reported net income for the three months ended June 30, 2026, of $1.428 million compared to net income of $1.181 million reported for the three months ended June 30, 2025. The Company’s basic and diluted earnings per share were $0.48 and $0.46, respectively, for the three months ended June 30, 2026, compared to $0.39 and $0.38, respectively, for the three months ended June 30, 2025. The Company reported net income of $6.174 million for the year ended June 30, 2026, compared to $3.888 million for the year ended June 30, 2025. The Company’s basic and diluted earnings per share were $2.05 and $2.02, respectively, for the year ended June 30, 2026, compared to $1.27 and $1.26, respectively, for the year ended June 30, 2025.

The Company reported the following highlights during the year ended June 30, 2026:

●

Net interest margin increased 49 basis points to 3.72% for the year ended June 30, 2026, compared to 3.23% for the same period in 2025.

●

Return on average assets increased 36 basis points to 0.99% for the year ended June 30, 2026, compared to 0.63% for the same period in 2025.

●

Book value per share increased to $19.31 at June 30, 2026, from $17.90 at June 30, 2025.

●

Loans increased $14.350 million, or 3.1%, since June 30, 2025, funded by deposit growth of $31.002 million, or 5.7%, over the same period.

The increase in net income for the three months ended June 30, 2026, as compared to the same period in 2025, resulted from an increase of $771,000, or 15.5%, in net interest income, and an increase of $84,000 or 12.4%, in non-interest income, partially offset by an increase of $418,000, or 10.3%, in non-interest expense, an increase of $127,000, or 276.1%, in the provision for credit losses, and an increase of $63,000, or 16.8%, in the provision for income taxes. The increase in net interest income for the three months ended June 30, 2026, as compared to the same period in 2025, resulted from an increase of $772,000, or 10.1%, in total interest income. The Company’s average interest rate spread was 3.16% for the three months ended June 30, 2026, compared to 2.89% for the three months ended June 30, 2025. The Company’s net interest margin was 3.82% for the three months ended June 30, 2026, compared to 3.52% for the three months ended June 30, 2025.

The increase in net income for the year ended June 30, 2026, as compared to the same period in 2025 resulted primarily from an increase of $3.118 million, or 16.7%, in net interest income, an increase of $667,000, or 33.3%, in non-interest income, and a decrease of $66,000, or 0.4%, in non-interest expense, partially offset by an increase of $845,000, or 110.3%, in provision for income taxes and an increase of $720,000, or 571.4%, in the provision for credit losses. The increase in net interest income for the year ended June 30, 2026, as compared to the same period in 2025, was primarily due to an increase of $2.036 million, or 6.7%, in total interest income, and a decrease of $1.082 million, or 9.2%, in total interest expense. The Company’s average interest rate spread was 3.07% for the year ended June 30, 2026, compared to 2.55% for the year ended June 30, 2025. The Company’s net interest margin was 3.72% for the year ended June 30, 2026, compared to 3.23% for the year ended June 30, 2025. The increase in the provision for credit losses was primarily attributable to growth in the loan portfolio and additional reserve allocations on certain existing problem loans based on updated valuation reports.

The following tables set forth the Company’s average balances and average yields earned and rates paid on its interest-earning assets and interest-bearing liabilities for the periods indicated.

For the Three Months Ended June 30,

2026

2025

Average

Balance

Average

Yield/Rate

Average

Balance

Average

Yield/Rate

(Dollars in thousands)

Interest-earning assets:

Loans receivable

$

477,021

6.34

%

$

458,504

6.05

%

Investment securities

99,260

2.53

95,524

2.72

Interest-earning deposits

26,596

3.69

12,581

2.26

Total interest-earning assets

$

602,877

5.60

%

$

566,609

5.41

%

Interest-bearing liabilities:

Savings accounts

$

90,807

1.43

%

$

94,333

1.74

%

NOW accounts

62,366

1.09

68,425

1.16

Money market accounts

67,441

1.99

75,492

2.05

Certificates of deposit

213,947

3.33

180,979

3.53

Total interest-bearing deposits

434,561

2.40

419,229

2.48

Other bank borrowings

3,556

6.88

4,101

7.43

FHLB advances

-

-

55

-

Total interest-bearing liabilities

$

438,117

2.44

%

$

423,385

2.52

%

For the Year Ended June 30,

2026

2025

Average

Balance

Average

Yield/Rate

Average

Balance

Average

Yield/Rate

(Dollars in thousands)

Interest-earning assets:

Loans receivable

$

472,273

6.25

%

$

460,356

5.94

%

Investment securities

97,900

2.37

96,178

2.36

Interest-earning deposits

16,226

4.10

20,647

4.12

Total interest-earning assets

$

586,399

5.54

%

$

577,181

5.28

%

Interest-bearing liabilities:

Savings accounts

$

92,442

1.54

%

$

90,458

1.71

%

NOW accounts

64,807

1.13

70,375

1.17

Money market accounts

69,522

1.97

76,494

2.16

Certificates of deposit

202,987

3.40

189,204

3.92

Total interest-bearing deposits

429,758

2.43

426,531

2.68

Other bank borrowings

3,852

7.06

4,650

7.53

FHLB advances

350

3.71

14

-

Total interest-bearing liabilities

$

433,960

2.47

%

$

431,195

2.73

%

The $84,000 increase in non-interest income for the three months ended June 30, 2026, compared to the same period in 2025, resulted from an increase of $34,000 in gain on sale of loans, an increase of $26,000 in service charges on deposit accounts, and an increase of $26,000 in other non-interest income, partially offset by a decrease of $1,000 in income on bank owned life insurance, and a decrease of $1,000 in gain on sale of real estate. The $667,000 increase in non-interest income for the year ended June 30, 2026, compared to the same period in 2025, resulted from an increase of $258,000 in gain on sale of loans, a decrease of $247,000 in loss on sale of real estate, an increase of $144,000 in service charges on deposit accounts, an increase of $14,000 in other non-interest income, and a decrease of $6,000 in loss on sale of securities, partially offset by a decrease of $2,000 in income on bank owned life insurance.

2

The $418,000 increase in non-interest expense for the three months ended June 30, 2026, compared to the same period in 2025, resulted from increases of $200,000 in other real estate owned write-down expense, $166,000 in compensation and benefits, $19,000 in deposit insurance premium, $17,000 in advertising, $16,000 in loan and collection, $14,000 in data processing, $8,000 in occupancy and equipment, $7,000 in professional fees, and $7,000 in other expenses, partially offset by decreases of $16,000 in amortization core deposit intangible, $15,000 in franchise and bank shares tax, and $5,000 in audit and examination fees. The $66,000 decrease in non-interest expense for the year ended June 30, 2026, compared to the same period in 2025, resulted from decreases of $186,000 in audit and examination fees, $89,000 in compensation and benefits, $89,000 in data processing, $44,000 in amortization core deposit intangible, $22,000 in advertising, $18,000 in professional fees, and $10,000 in franchise and bank shares tax, partially offset by increases of $200,000 in other real estate owned write-down expense, $105,000 in other expenses, $33,000 in deposit insurance premium, $30,000 in occupancy and equipment, and $24,000 in loan and collection. The $200,000 increase in other real estate owned write-down expense for the three months and year ended June 30, 2026, compared to the same periods in 2025, related to the value of one large commercial property which was adjusted to reflect current market sentiment. No further adjustments are expected at this time.

Total assets increased $33.838 million, or 5.6%, from $609.492 million at June 30, 2025 to $643.330 million at June 30, 2026. The increase in assets resulted from increases in cash and cash equivalents of $16.957 million, or 97.8%, from $17.347 million at June 30, 2025 to $34.304 million at June 30, 2026, net loans receivable of $14.487 million, or 3.1%, from $461.004 million at June 30, 2025 to $475.491 million at June 30, 2026, investment securities of $3.787 million, or 3.9%, from $96.230 million at June 30, 2025 to $100.017 million at June 30, 2026, other assets of $115,000, or 8.8%, from $1.305 million at June 30, 2025 to $1.420 million at June 30, 2026, loans-held-for-sale of $114,000, or 7.4%, from $1.540 million at June 30, 2025 to $1.654 million at June 30, 2026, bank owned life insurance of $114,000, or 1.6%, from $6.926 million at June 30, 2025 to $7.040 million at June 30, 2026, and accrued interest receivable of $59,000, or 3.2%, from $1.836 million at June 30, 2025 to $1.895 million at June 30, 2026, partially offset by decreases in premises and equipment of $1.093 million, or 6.3%, from $17.266 million at June 30, 2025 to $16.173 million at June 30, 2026, real estate owned of $357,000, or 36.8%, from $970,000 at June 30, 2025 to $613,000 at June 30, 2026, core deposit intangible of $240,000, or 26.2%, from $915,000 at June 30, 2025 to $675,000 at June 30, 2026, and deferred tax asset of $105,000, or 9.0%, from $1.163 million at June 30, 2025 to $1.058 million at June 30, 2026.

Total liabilities increased $30.286 million, or 5.5%, from $554.287 million at June 30, 2025 to $584.573 million at June 30, 2026. The increase in liabilities resulted from an increase in total deposits of $31.002 million, or 5.7%, from $546.290 million at June 30, 2025 to $577.292 million at June 30, 2026, partially offset by decreases in other borrowings of $444,000, or 11.1%, from $4.000 million at June 30, 2025 to $3.556 million at June 30, 2026, other accrued expenses and liabilities of $240,000, or 6.9%, from $3.454 million at June 30, 2025 to $3.214 million at June 30, 2026, and advances from borrowers for taxes and insurance of $32,000, or 5.9%, from $543,000 at June 30, 2025 to $511,000 at June 30, 2026.         The increase in deposits resulted from increases in certificates of deposit of $34.756 million, or 18.6%, from $187.357 million at June 30, 2025 to $222.113 million at June 30, 2026, and non-interest bearing deposits of $15.643 million, or 12.8%, from $122.416 million at June 30, 2025 to $138.059 million at June 30, 2026, partially offset by decreases in money market deposits of $7.793 million, or 10.6%, from $73.771 million at June 30, 2025 to $65.978 million at June 30, 2026, NOW accounts of $7.182 million, or 10.7%, from $67.119 million at June 30, 2025 to $59.937 million at June 30, 2026, and savings deposits of $4.422 million, or 4.6%, from $95.627 million at June 30, 2025 to $91.205 million at June 30, 2026.

At June 30, 2026, the Company had $3.649 million of non-performing assets (defined as non-accruing loans, accruing loans 90 days or more past due, and other real estate owned) compared to $3.305 million of non-performing assets at June 30, 2025, consisting of sixteen one-to-four family residential loans, two home equity loans, one commercial non-real estate loan, one commercial real estate loan, one commercial real estate property in other real estate owned, and two residential lots in other real estate owned at June 30, 2026, compared to six one-to-four family residential loans, two home equity loans, three commercial non-real estate loans, two commercial real estate loans and one single-family residence in other real estate owned at June 30, 2025. At June 30, 2026 the Company had sixteen one-to-four family residential loans, two home equity loans, one commercial non-real estate loan, one consumer loan, and one commercial real estate loan classified as substandard, compared to eight one-to-four family residential loans, five commercial non-real estate loans, two home equity loans, two commercial real estate loans and one consumer loan classified as substandard at June 30, 2025. There were no loans classified as doubtful at June 30, 2026, or June 30, 2025.

3

Stockholders’ equity increased $3.552 million, or 6.4%, from $55.205 million at June 30, 2025 to $58.757 million at June 30, 2026. The increase in stockholders’ equity resulted from net income for the year ended June 30, 2026 of $6.174 million, proceeds from the issuance of common stock from the exercise of stock options of $1.838 million, a decrease in the Company’s accumulated other comprehensive loss of $72,000, and the vesting of restricted stock awards, stock options, and the release of employee stock ownership plan shares totaling $464,000, partially offset by stock repurchases of $3.333 million and dividends paid totaling $1.663 million.

Home Federal Bancorp, Inc. of Louisiana is the holding company for Home Federal Bank which conducts business from its ten full-service banking offices and home office in northwest Louisiana.

Statements contained in this news release which are not historical facts may be forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include words like “believe”, “expect”, “anticipate”, “estimate”, and “intend”, or future or conditional verbs such as “will”, “would”, “should”, “could”, or “may”. We undertake no obligation to update any forward-looking statements.

In addition to factors previously disclosed in the reports filed by the Company with the Securities and Exchange Commission and those identified elsewhere in this press release, the following factors, among others, could cause actual results to differ materially from forward-looking statements or historical performance: the strength of the United States economy in general and the strength of the local economies in which the Company conducts its operations; general economic conditions; legislative and regulatory changes; monetary and fiscal policies of the federal government; changes in tax policies, rates and regulations of federal, state and local tax authorities including the effects of the Tax Reform Act; changes in interest rates, deposit flows, the cost of funds, demand for loan products and the demand for financial services, competition, changes in the quality or composition of the Company’s loans, investment and mortgage-backed securities portfolios; geographic concentration of the Company’s business; fluctuations in real estate values; the adequacy of loan loss reserves; the risk that goodwill and intangibles recorded in the Company’s financial statements will become impaired; changes in accounting principles, policies or guidelines and other economic, competitive, governmental and technological factors affecting the Company’s operations, markets, products, services and fees.

4

HOME FEDERAL BANCORP, INC. OF LOUISIANA

CONSOLIDATED BALANCE SHEETS

(In thousands except share and per share data)

June 30, 2026

June 30, 2025

(Unaudited)

ASSETS

Cash and Cash Equivalents (Includes Interest-Bearing Deposits with Other Banks of $28,135 and $10,380 at

June 30, 2026, and June 30, 2025, Respectively)

$

34,304

$

17,347

Securities Available-for-Sale (amortized cost June 30, 2026: $45,980; June 30, 2025: $36,695, Respectively)

43,624

34,246

Securities Held-to-Maturity (fair value June 30, 2026: $46,658; June 30, 2025: $51,139, Respectively)

55,439

61,334

Other Securities

954

650

Loans Held-for-Sale

1,654

1,540

Loans Receivable, Net of Allowance for Credit Losses (June 30, 2026:  $4,926; June 30, 2025: $4,484, Respectively)

475,491

461,004

Accrued Interest Receivable

1,895

1,836

Premises and Equipment, Net

16,173

17,266

Bank Owned Life Insurance

7,040

6,926

Goodwill

2,990

2,990

Core Deposit Intangible

675

915

Deferred Tax Asset

1,058

1,163

Real Estate Owned

613

970

Other Assets

1,420

1,305

Total Assets

$

643,330

$

609,492

LIABILITIES AND STOCKHOLDERS’ EQUITY

LIABILITIES

Deposits:

Non-interest bearing

$

138,059

$

122,416

Interest-bearing

439,233

423,874

Total Deposits

577,292

546,290

Advances from Borrowers for Taxes and Insurance

511

543

Other Borrowings

3,556

4,000

Other Accrued Expenses and Liabilities

3,214

3,454

Total Liabilities

584,573

554,287

STOCKHOLDERS’ EQUITY

Preferred Stock - $0.01 Par Value; 10,000,000 Shares Authorized: None Issued and Outstanding

-

-

Common Stock - $0.01 Par Value; 40,000,000 Shares Authorized: 3,042,451 and 3,084,764 Shares Issued and

Outstanding at June 30, 2026 and June 30, 2025, Respectively

34

32

Additional Paid-in Capital

44,429

42,187

Unearned ESOP Stock

(263

)

(321

)

Retained Earnings

16,419

15,241

Accumulated Other Comprehensive Loss

(1,862

)

(1,934

)

Total Stockholders’ Equity

58,757

55,205

TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY

$

643,330

$

609,492

5

HOME FEDERAL BANCORP, INC. OF LOUISIANA

CONSOLIDATED STATEMENTS OF OPERATIONS

(In thousands except per share data)

Three Months Ended

Year Ended

June 30,

June 30,

2026

2025

2026

2025

(Unaudited)

(Unaudited)

INTEREST INCOME

Loans, including fees

$

7,539

$

6,920

$

29,510

$

27,346

Investment securities

26

112

56

325

Mortgage-backed securities

600

535

2,266

1,941

Other interest-earning assets

245

71

666

850

Total interest income

8,410

7,638

32,498

30,462

INTEREST EXPENSE

Deposits

2,605

2,589

10,424

11,441

Federal Home Loan Bank borrowings

-

-

13

-

Other bank borrowings

61

76

272

350

Total interest expense

2,666

2,665

10,709

11,791

Net interest income

5,744

4,973

21,789

18,671

PROVISION FOR (RECOVERY OF) CREDIT LOSSES

173

46

594

(126

)

Net interest income after provision for credit losses

5,571

4,927

21,195

18,797

NON-INTEREST INCOME

Gain (Loss) on sale of loans

237

203

642

384

Gain (Loss) on sale of real estate

-

1

(18

)

(265

)

Gain (Loss) on sale of securities

-

-

-

(6

)

Income on bank owned life insurance

28

29

114

116

Service charges on deposit accounts

429

403

1,712

1,568

Other income

69

43

222

208

Total non-interest income

763

679

2,672

2,005

NON-INTEREST EXPENSE

Compensation and benefits

2,439

2,273

8,851

8,940

Occupancy and equipment

651

643

2,384

2,354

Data processing

346

332

1,350

1,439

Audit and examination fees

119

124

411

597

Franchise and bank shares tax

120

135

429

439

Advertising

39

22

123

145

Professional fees

106

99

477

495

Loan and collection

46

30

158

134

Amortization core deposit intangible

52

68

240

284

Deposit insurance premium

99

80

380

347

Other real estate owned write-down expense

200

-

200

-

Other expenses

252

245

1,079

974

Total non-interest expense

4,469

4,051

16,082

16,148

Income before income taxes

1,865

1,555

7,785

4,654

PROVISION FOR INCOME TAX EXPENSE

437

374

1,611

766

NET INCOME

$

1,428

$

1,181

$

6,174

$

3,888

EARNINGS PER SHARE

Basic

$

0.48

$

0.39

$

2.05

$

1.27

Diluted

$

0.46

$

0.38

$

2.02

$

1.26

6

Three Months Ended

Year Ended

June 30,

June 30,

2026

2025

2026

2025

Selected Operating Ratios(1):

Average interest rate spread

3.16

%

2.89

%

3.07

%

2.55

%

Net interest margin

3.82

%

3.52

%

3.72

%

3.23

%

Return on average assets

0.89

%

0.78

%

0.99

%

0.63

%

Return on average equity

9.73

%

8.64

%

10.70

%

7.31

%

Asset Quality Ratios(2):

Non-performing assets as a percent of total assets

0.57

%

0.54

%

0.57

%

0.54

%

Allowance for credit losses as a percent of non-performing loans

162.27

%

191.99

%

162.27

%

191.99

%

Allowance for credit losses as a percent of total loans receivable

1.03

%

0.96

%

1.03

%

0.96

%

Per Share Data:

Shares outstanding at period end

3,042,451

3,084,764

3,042,451

3,084,764

Weighted average shares outstanding:

Basic

3,003,486

3,032,234

3,012,800

3,054,254

Diluted

3,075,395

3,065,150

3,063,875

3,076,694

Book value per share at period end

$

19.31

$

17.90

$

19.31

$

17.90

_______________________

(1) Ratios for the three-month period are annualized.

(2) Asset quality ratios are end of period ratios.

CONTACT:

James R. Barlow

Chairman of the Board, President and Chief Executive Officer

(318) 222-1145

7

GRAPHIC

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v3.26.1

Document And Entity Information

Jul. 30, 2026

Document Information [Line Items]

Entity, Registrant Name

Home Federal Bancorp, Inc. of Louisiana

Document, Type

8-K

Document, Period End Date

Jul. 30, 2026

Entity, Incorporation, State or Country Code

LA

Entity, File Number

001-35019

Entity, Tax Identification Number

02-0815311

Entity, Address, Address Line One

624 Market Street

Entity, Address, City or Town

Shreveport

Entity, Address, State or Province

LA

Entity, Address, Postal Zip Code

71101

City Area Code

318

Local Phone Number

222-1145

Written Communications

false

Soliciting Material

false

Pre-commencement Tender Offer

false

Pre-commencement Issuer Tender Offer

false

Title of 12(b) Security

Common Stock (par value $.01 per share)

Trading Symbol

HFBL

Security Exchange Name

NASDAQ

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Entity, Central Index Key

0001500375

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