Form 8-K

8-K — Armour Residential REIT, Inc.

Accession: 0001428205-26-000060

Filed: 2026-04-22

Period: 2026-04-22

CIK: 0001428205

SIC: 6798 (REAL ESTATE INVESTMENT TRUSTS)

Item: Regulation FD Disclosure

Item: Financial Statements and Exhibits

Documents

8-K — arr-20260422.htm (Primary)

EX-99.1 (april2026companyupdate.htm)

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8-K

8-K (Primary)

Filename: arr-20260422.htm · Sequence: 1

arr-20260422

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

_____________

FORM 8-K

______________

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) April 22, 2026

ARMOUR Residential REIT, Inc.

(Exact Name of Registrant as Specified in Its Charter)

Maryland 001-34766 26-1908763

(State or Other Jurisdiction

of Incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

3001 Ocean Drive, Suite 201

Vero Beach, Florida 32963

(Address of Principal Executive Offices) (Zip Code)

(772) 617-4340

(Registrant’s Telephone Number, Including Area Code)

n/a

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class Trading symbols Name of Exchange on which registered

Preferred Stock, 7.00% Series C Cumulative Redeemable ARR-PRC New York Stock Exchange

Common Stock, $0.001 par value ARR New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by a check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐

Item 7.01. Regulation FD Disclosure.

On April 22, 2026, ARMOUR Residential REIT, Inc. (“ARMOUR”) produced for distribution a presentation, which contains updates on ARMOUR's financial position, business and operations. Attached as Exhibit 99.1 to this report is the presentation produced by ARMOUR.

The presentation attached to this report as Exhibit 99.1 is furnished pursuant to this Item 7.01 and shall not be deemed filed in this or any other filing of ARMOUR under the Securities Exchange Act of 1934, as amended, unless expressly incorporated by specific reference in any such filing.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit No. Description

99.1

Presentation dated April 22, 2026

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: April 22, 2026

ARMOUR RESIDENTIAL REIT, INC.

By: /s/ Gordon M. Harper

Name: Gordon M. Harper

Title: Chief Financial Officer

EX-99.1

Filename: april2026companyupdate.htm · Sequence: 2

April 2026 Company Update

Portfolio Data as of 03/31/26, except CPR which is as of 04/06/26.1

ARMOUR Residential REIT, Inc.

Monthly Update April 2026

ARMOUR Residential REIT, Inc. (“ARMOUR”; NYSE: ARR) brings private capital into the mortgage markets to support home

ownership for a broad and diverse spectrum of homeowners. We seek to create shareholder value through thoughtful investment

and risk management of a leveraged and diversified portfolio of mortgage-backed securities issued or guaranteed by U.S

Government-sponsored entities. We rely on the decades of experience of our management team for (i) MBS securities portfolio

analysis and selection, (ii) access to equity capital and repurchase financing at potentially attractive rates and terms, and (iii)

hedging and liquidity strategies to moderate interest rate and MBS price risk. We prioritize maintaining common share dividends

appropriate for the intermediate term rather than focusing on short-term market fluctuations.

ARMOUR is externally managed by ARMOUR Capital Management LP, an SEC registered investment advisor, which is under

common control with BUCKLER Securities LLC, an SEC registered broker-dealer and a member of FICC and FINRA. BUCKLER

Securities, LLC, is the largest provider of repurchase financing to ARMOUR.

ARMOUR Portfolio

Composition

% of

Portfolio

Market

Value (in $

millions)

Effective

Duration

Agency CMBS

6.2%

1,301

5.07

30 Year Fixed Rate Pools

86.4%

18,196

4.05

Conventionals

84.0%

17,710

4.07

30y 2.0s

1.2%

258

7.53

30y 2.5s

1.1%

231

7.78

30y 3.0s

3.2%

680

7.34

30y 3.5s

5.2%

1,092

6.57

30y 4.0s

4.7%

988

5.84

30y 4.5s

7.3%

1,539

5.51

30y 5.0s

16.8%

3,550

4.57

30y 5.5s

24.2%

5,094

3.24

30y 6.0s

18.0%

3,801

2.23

30y 6.5s

2.3%

477

1.34

Ginnie Mae

2.3%

486

3.49

30y 5.0s

0.5%

4.19

30y 5.5s

1.8%

388

3.31

Agency Portfolio

92.5%

19,498

FN 15y 4.5s TBAs

0.9%

198

3.51

G2 30y 4.5 TBAs

1.8%

386

5.81

Net TBA Positions

2.8%

584

5Y US Treasury Longs

4.7%

990

4.24

US Treasury Long Positions

4.7%

990

Total Portfolio

100.0%

21,072

ARMOUR Key Data

Common Stock Price ($)

16.68

Debt-Equity (1)

7.9

Implied Leverage (2)

8.2

Liquidity (3) (in millions)

1,119.2

Liquidity as Percentage of Total Capital

48 %

Q1 2026 Market Cap (in millions)

2,062.1

Dividend Information

May 2026 Common Dividend

0.24

Common Ex-Dividend Date/Record Date

5/15/2026

Pay Date

5/28/2026

Current Dividend Yield

17.3%

ARMOUR Portfolio CPR

Portfolio Data as of 03/31/26, except CPR which is as of 04/06/26.2

Monthly Update April 2026

ARMOUR Repo

Composition

Principal Borrowed

(in $ millions)

% of Repo Positions

with ARMOUR

Weighted Average

Original Term (days)

Weighted Average

Remaining Term (days)

Longest Maturity

(days)

BUCKLER Securities LLC (4)

8,021

43.4%

All Other Counterparties

10,443

56.6%

114

Total (5)

18,464

100.0%

ARMOUR Interest Rate

Swaps Maturity (months)

Notional

Amount

(in $ millions)

Weighted Average

Remaining Term

(months)

Weighted

Average Rate

0-12

579

0.26

13-24

2,550

3.08

25-36

3,393

3.49

37-48

604

0.49

49-60

2,448

0.84

61-72

600

1.32

73-84

750

2.66

85-96

3.72

97-108

600

103

3.71

109-120

1,000

114

3.77

>120

300

175

4.04

Total

12,899

2.52

ARMOUR Hedge Type Notional (millions) (6)

Certain statements made in this presentation regarding ARMOUR Residential REIT, Inc. (“ARMOUR” or the “Company”), and any other statements regarding ARMOUR’s future

expectations, beliefs, goals or prospects constitute “forward-looking statements” made within the meaning of the safe harbor provisions of the United States Private Securities Litigation

Reform Act of 1995. Any statements that are not statements of historical fact (including statements containing the words “expect,” “estimate,” “project,” “budget,” “forecast,” “anticipate,”

“intend,” “plan,” “may,” “will,” “could,” “should,” “believes,” “predicts,” “potential,” “continue,” and similar expressions) should also be considered forward-looking statements. Forward-

looking statements include but are not limited to statements regarding the projections and future plans for ARMOUR’s business, growth and operational improvements. Because forward-

looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict and many of which are outside of

ARMOUR’s control. A number of important factors could cause actual results or events to differ materially from those indicated by such forward-looking statements. Additional information

concerning these factors and risks are contained in the Company’s most recent annual and quarterly reports and other reports filed with the Securities and Exchange Commission.

ARMOUR assumes no obligation to update the information in this communication, except as otherwise required by law. Readers are cautioned not to place undue reliance on these

forward-looking statements, which speak only as of the date hereof.

This material is for information purposes only and does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation for any securities or financial instruments. The

statements, information and estimates contained herein are based on information that the Company believes to be reliable as of today's date unless otherwise indicated. ARMOUR cannot

guarantee future results, levels of activity, performance or achievements.

Pricing and duration information are estimates provided by independent third-party providers based on models that require inputs and assumptions. Actual realized prices and durations

will depend on a number of factors that cannot be predicted with certainty and may be materially different from estimates.

AMOUNTS MAY NOT FOOT DUE TO ROUNDING.

Estimates do not reflect any costs of operation of ARMOUR. THE INFORMATION PRESENTED HEREIN IS UNAUDITED AND NOT REVIEWED BY OUR INDEPENDENT PUBLIC

ACCOUNTANTS.

Footnotes

1.Total Repo divided by Shareholders’ Equity.

2.Implied Leverage is Total Repo plus TBA market value net of forward settling trades divided by Shareholders’ Equity.

3.Liquidity is cash plus unencumbered Agency and US Government securities. Excludes any forward settling trades.

4.BUCKLER Securities LLC is an SEC registered broker-dealer and a member of FICC and FINRA that is affiliated with ARMOUR.

5.Repo composition includes funding for US Treasury longs and margin collateral posted to ARMOUR.

6.ARMOUR’s Treasury Futures have a weighted average duration of 11.8 years.

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v3.26.1

Cover Document

Apr. 22, 2026

Document Information [Line Items]

Document Type

8-K

Document Period End Date

Apr. 22, 2026

Entity Registrant Name

ARMOUR Residential REIT, Inc.

Entity Incorporation, State or Country Code

Entity File Number

001-34766

Entity Tax Identification Number

26-1908763

Entity Address, Address Line One

3001 Ocean Drive, Suite 201

Entity Address, City or Town

Vero Beach,

Entity Address, State or Province

Entity Address, Postal Zip Code

32963

City Area Code

772

Local Phone Number

617-4340

Written Communications

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Amendment Flag

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Series C Preferred Stock [Member]

Document Information [Line Items]

Title of 12(b) Security

Preferred Stock, 7.00% Series C Cumulative Redeemable

Trading Symbol

ARR-PRC

Security Exchange Name

NYSE

Common Stock

Document Information [Line Items]

Title of 12(b) Security

Common Stock, $0.001 par value

Trading Symbol

ARR

Security Exchange Name

NYSE

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