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B2C E-Commerce & Payments Market Data and Forecasts Report 2026 Featuring Amazon, Walmart, Klarna, Affirm - E-Commerce Growth, Payments Evolution, and Enterprise AI Adoption Reshape Retail and Finance

globenewswire.com
AMZN Amazon is mentioned as a key player in the B2C E-Commerce and Payments market, which is forecast to grow and evolve with AI adoption. The article provides market data and forecasts but does not offer specific sentiment towards Amazon's individual performance. WMT Walmart is mentioned as a key player in the B2C E-Commerce and Payments market, which is forecast to grow and evolve with AI adoption. The article provides market data and forecasts but does not offer specific sentiment towards Walmart's individual performance. AFRM Affirm is mentioned as a key player in the B2C E-Commerce and Payments market, which is forecast to grow and evolve with AI adoption. The article provides market data and forecasts but does not offer specific sentiment towards Affirm's individual performance.

Dublin, Feb. 10, 2026 (GLOBE NEWSWIRE) -- The "B2C E-Commerce & Payments: Market Data and Forecasts 2026" report has been added to ResearchAndMarkets.com's offering.

This report analyzes how B2C E-Commerce, the evolving payments landscape, and artificial intelligence are forecast to reshape retail and financial services globally, providing in-depth coverage of global and regional market outlooks, transaction infrastructure, consumer spending trends, and enterprise AI adoption across major developed and emerging markets. As B2C E-Commerce matures, payment systems digitize, and AI investment accelerates, these trends are jointly reshaping global digital commerce.

Key Forecast Highlights

Global B2C E-Commerce Is Entering a Phase of Structural Maturity as Growth Becomes Transaction-Led

Global B2C E-Commerce is forecast to move into a more mature stage, with online penetration stabilizing and growth increasingly driven by higher transaction frequency. Retail B2C E-Commerce share is expected to exceed 22% of total retail sales by 2027, up from just over 20% in 2024, while global online sales are projected to rise from above USD 6 trillion to nearly USD 8 trillion over the same period. Future expansion is therefore expected to rely more on platform-driven transaction intensity than on new user growth.

Global Payments Are Shifting Toward Non-Cash and Instant Models as Volumes and Revenue Expand

Global payments are forecast to continue their structural shift toward non-cash and real-time methods across both consumer and business use cases. Worldwide non-cash transaction volumes are projected to surpass 2.5 trillion by 2028, while global payments revenue is expected to exceed USD 3 trillion. Asia-Pacific is projected to lead global payments revenue in 2027, as instant payment systems reduce dependence on traditional instruments.

AI Adoption Is Accelerating as Automation Becomes Embedded in Financial Infrastructure

AI adoption across B2C E-Commerce and financial services is forecast to scale rapidly as automation becomes integrated into core operations. The global value of AI in payments is projected to reach USD 60 billion by 2031, while the AI in fintech market is expected to grow from over USD 18 billion in 2025 to more than USD 53 billion by 2030. Rising investment in generative AI, fraud prevention, and risk analytics highlights AI's growing role in operational efficiency and competitive positioning.

Key Questions Answered:

Companies Featured

Key Topics Covered:

1. Key Takeaways

2. Management Summary

3. Global Market Forecast

3.1. Global B2C E-Commerce Forecast Overview

3.2. Global Digital Payments Forecast Overview

3.3. Global AI & Automation Forecast Overview

4. Asia-Pacific Market Forecast

4.1. Asia-Pacific B2C E-Commerce Forecast Overview

4.2. Asia-Pacific Digital Payments Forecast Overview

4.2.1. Infrastructure, Revenue, and Payment Method Forecast

4.2.2. Country-Level Digital Payment Forecasts and Method Preferences

4.3. Southeast Asia AI & Automation Forecast Overview

5. North America Market Forecast

5.1. North America B2C E-Commerce Forecast Overview

5.2. North America Digital Payments Forecast Overview

5.2.1. North America

6. Europe Market Forecast

6.1. Europe B2C E-Commerce Forecast Overview

6.2. Europe Digital Payments Forecast Overview

6.2.1. Europe & EMEA Payments Forecasts

6.2.2. Western Europe Consumer Payments Forecasts: Major Markets

6.2.3. Eastern & Southern Europe Payments Forecasts: Growth Markets

7. Middle East Market Forecast

7.1. Middle East B2C E-Commerce Forecast Overview

7.2. Middle East Digital Payments Forecast Overview

7.3. Middle East AI AI & Automation Forecast Overview

8. Latin America Market Forecast

8.1. Latin America B2C E-Commerce Forecast Overview

8.1.1. Latin America Market Size Forecast & Growth Projections

8.1.2. Latin America Market Penetration, Digital Adoption & E-Commerce Growth

8.2. Latin America Digital Payments Forecast Overview

8.2.1. Latin America Payments Forecast & Non-Cash Transaction Growth

8.2.2. Latin America Country-Level A2A Payment & E-Commerce Spend Forecasts

9. Africa Market Forecast

9.1. Africa B2C E-Commerce Forecast Overview

9.2. Africa: AI & Automation Forecast Overview

For more information about this report visit https://www.researchandmarkets.com/r/xjwehb

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