Form 8-K

8-K — Midland States Bancorp, Inc.

Accession: 0001104659-26-090358

Filed: 2026-08-04

Period: 2026-08-04

CIK: 0001466026

SIC: 6022 (STATE COMMERCIAL BANKS)

Item: Other Events

Item: Financial Statements and Exhibits

Documents

8-K — tm2621309d1_8k.htm (Primary)

EX-99.1 — EXHIBIT 99.1 (tm2621309d1_ex99-1.htm)

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United

States

Securities

And Exchange Commission

Washington, DC 20549

FORM

8-K

Current

Report Pursuant to

Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of report (Date of earliest event reported):

August 4, 2026

Midland States

Bancorp, Inc.

(Exact Name of Registrant as Specified in Charter)

Illinois

001-35272

37-1233196

(State or Other Jurisdiction

Incorporation)

(Commission File Number)

(IRS Employer Identification

No.)

1201 Network Centre Drive

Effingham, Illinois 62401

(Address of Principal Executive Offices) (Zip Code)

Registrant’s

telephone number, including area code: (217) 342-7321

N/A

(Former Name or Former Address, if Changed Since Last Report)

Securities registered pursuant to Section 12(b)

of the Act:

Check the appropriate box

below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following

provisions (see General Instruction A.2. below):

¨ Written

communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting

material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement

communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement

communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Title

of each class

Trading

Symbol(s)

Name

of each exchange

on which registered

Common stock, $0.01 par value

MSBI

The Nasdaq Stock Market LLC

Depositary Shares (each representing a 1/40th interest in a share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, $2.00 par value)

MSBIP

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant

is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b–2

of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging

growth company ¨

an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 8.01. Other Events.

Dividend

Announcement

August 4, 2026, Midland States Bancorp, Inc. (the “Company”) announced that its Board of Directors (the “Board”)

declared a quarterly cash dividend of $0.33 per share of its common stock. The dividend is payable on August 21, 2026 to all shareholders

of record as of the close of business on August 14, 2026.

The Board also declared a

cash dividend of $0.4844 per depository share on its 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A. The dividend

will be payable on September 30, 2026 to stockholders of record as of September 15, 2026.

copy of the press release regarding the dividends is filed herewith as Exhibit 99.1.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.

Description

99.1

Press

Release of Midland States Bancorp, Inc., dated August 4, 2026

104

Cover Page Interactive Data File (embedded within the

Inline XBRL document)

SignatureS

Pursuant to the requirements

of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto

duly authorized.

Date: August 4, 2026 MIDLAND STATES BANCORP,

INC.

By: /s/ Nathan Sturycz

Nathan Sturycz

General Counsel

EX-99.1 — EXHIBIT 99.1

EX-99.1

Filename: tm2621309d1_ex99-1.htm · Sequence: 2

Exhibit 99.1

FOR IMMEDIATE RELEASE

MIDLAND STATES BANCORP, INC. INCREASES

COMMON STOCK CASH DIVIDEND TO $0.33 PER SHARE

AND DECLARES PREFERRED STOCK DIVIDEND

Effingham,

IL, August 4, 2026 – Midland States Bancorp, Inc. (Nasdaq: MSBI) announced today that its Board of Directors declared

a quarterly cash dividend of $0.33 per share of its common stock, an increase of 3.1% from the previous quarterly cash dividend of $0.32

per share. The dividend is payable on August 21, 2026 to all shareholders of record as of the close of business on August 14, 2026.

The Board of Directors also declared a cash dividend

of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A. The dividend will be

payable on September 30, 2026 to stockholders of record as of September 15, 2026.

Jeffrey G. Ludwig, President and Chief Executive

Officer of the Company, said, “This dividend declaration marks the 26th consecutive year that Midland States Bancorp has increased

its quarterly cash dividend and reflects the significant progress we have made in strengthening our earnings and capital position. As

our financial performance continues to improve, we remain well positioned to invest in the long-term growth of our Community Banking and

Wealth Management businesses while delivering attractive, sustainable returns to shareholders.”

About Midland States Bancorp, Inc.

Midland States Bancorp, Inc. is a community-based

financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of June 30, 2026,

the Company had total assets of approximately $6.70 billion, and its Wealth Management Group had assets under administration of approximately

$4.78 billion. The Company provides a full range of commercial and consumer banking products and services, merchant credit card services,

trust and investment management, insurance and financial planning services. For additional information, visit www.midlandsb.com/ or www.linkedin.com/company/midland-states-bank.

###

Forward-Looking Statements

Readers

should note that in addition to the historical information contained herein, this press release includes “forward-looking statements”

within the meanings of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and

Section 21E of the Securities Exchange Act of 1934, as amended, including but not limited to statements about the Company’s plans,

objectives, future performance, goals and future earnings levels, including currently anticipated levels of noninterest income and operating

expenses. These statements are subject to many risks and uncertainties, including changes in interest rates and other general economic,

business and political conditions; the impact of federal trade policy, inflation, deposit volatility and potential regulatory developments;

the performance of our loan portfolio and our ability to manage credit risk; changes in the financial markets; the effects of armed conflict,

including the scope and duration of disruptions in global energy markets relating to war in the Middle East; changes in the business environment

resulting from the adoption of artificial intelligence, including fraud and cybersecurity risk; operational risks, including with respect

to fraud and information technology; changes in business plans as circumstances warrant; changes to U.S. and state tax laws, regulations

and guidance; and other risks detailed from time to time in filings made by the Company with the Securities and Exchange Commission, including

the risk factors set forth in our Annual Report on Form 10-K for the year ended December 31, 2025, which are incorporated herein by reference.

Readers should note that the forward-looking statements included in this press release are not a guarantee of future events, and that

actual events may differ materially from those made in or suggested by the forward-looking statements. Forward-looking statements generally

can be identified by the use of forward-looking terminology such as “will,” “should,” “propose,” “may,”

“plan,” “seek,” “expect,” “intend,” “estimate,” “anticipate,”

“believe,” “continue,” “outlook,” “trends,” or similar terminology. Any forward-looking

statements presented herein are made only as of the date of this press release, and the

Company does not undertake any obligation to update or revise any forward-looking statements to reflect changes in assumptions, the occurrence

of unanticipated events, or otherwise.

CONTACTS:

Claire A. Stack, Chief Financial Officer, at cstack@midlandsb.com or

(217) 342-7321

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