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Form 8-K

sec.gov

8-K — Bank7 Corp.

Accession: 0001140361-26-014522

Filed: 2026-04-14

Period: 2026-04-14

CIK: 0001746129

SIC: 6022 (STATE COMMERCIAL BANKS)

Item: Results of Operations and Financial Condition

Item: Regulation FD Disclosure

Item: Financial Statements and Exhibits

Documents

8-K — ef20070404_8k.htm (Primary)

EX-99.1 — EXHIBIT 99.1 (ef20070404_ex99-1.htm)

EX-99.2 — EXHIBIT 99.2 (ef20070404_ex99-2.htm)

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8-K

8-K (Primary)

Filename: ef20070404_8k.htm · Sequence: 1

false000174612900017461292026-04-142026-04-14

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

April 14, 2026

Bank7 Corp.

(Exact name of registrant as specified in its charter)

Oklahoma

001-38656

20-0763496

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

1039 N.W. 63rd Street,

Oklahoma City, Oklahoma 73116

(Address of principal executive offices) (Zip Code)

(405) 810-8600

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following

provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $0.01 par value

BSVN

The NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the

Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised

financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02.

Results of Operations and Financial Condition

Item 7.01

Regulation FD Disclosure

On April 14, 2026, Bank7 Corp. (the “Company”), the holding company for Bank7, issued a press release

announcing its results of operations and financial condition for the quarter ended March 31, 2026.  A copy of the press release is attached to this Current

Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

The Company is conducting a conference call on April 14, 2026 at 10:00 am CST to discuss its first quarter 2026 financial results. A copy of the presentation slides to

be used during the earnings call is attached to this Current Report on Form 8-K as Exhibit 99.2 and is incorporated herein by reference.

In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2, shall not be

deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended,

or the Exchange Act except as shall be expressly set forth by specific reference in such filing.

Item 9.01

Financial Statements and Exhibits

(d)

Exhibits.

The following exhibits are filed herewith:

Item

Description

99.1

Press Release dated April 14, 2026

99.2

First Quarter 2026 Investor Presentation

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the

undersigned hereunto duly authorized.

BANK7 CORP.

Date: April 14, 2026

By:

/s/   Kelly J. Harris

Kelly J. Harris

Executive Vice President and Chief Financial Officer

EX-99.1 — EXHIBIT 99.1

EX-99.1

Filename: ef20070404_ex99-1.htm · Sequence: 2

Exhibit 99.1

FOR IMMEDIATE RELEASE: Bank7 Corp. Announces

Q1 2026 Earnings

Oklahoma City, April 14, 2026 – Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma

City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended March 31, 2026.  “We are pleased to announce record EPS, net income and PPE while maintaining a

strong net interest margin, excellent credit quality, and robust liquidity. We are excited about 2026, as our properly matched balance sheet has us well positioned to continue to take advantage of our dynamic geographic region,” said Thomas L.

Travis, President and CEO of the Company.

For the three months ended March 31, 2026 compared to the three months ended March 31, 2025:

-

Net income of $12.01 million compared to $10.34 million, an increase of 16.16%

-

Earnings per share of $1.25 compared to $1.08, an increase of 15.74%

-

Total assets of $1.95 billion compared to $1.79 billion, an increase of 8.94%

-

Total loans of $1.59 billion compared to $1.42 billion, an increase of 11.94%

-

Pre-provision pre-tax earnings of $15.82 million compared to $13.71 million, an increase of 15.37%

-

Total interest income of $33.78 million compared to $30.44 million, an increase of 10.99%

Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory

purposes.  On March 31, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.24%, 14.79%, and 15.96%, respectively.  On March 31, 2026, on a consolidated basis, the Company’s Tier 1

leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.24%, 14.78%, and 15.96%, respectively.  Designation as a well-capitalized institution under regulations does not constitute a recommendation or

endorsement by bank regulators.

Non-GAAP Financial Measures:

This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings.  The Company’s management uses this non-GAAP measure in their analysis

of the Company’s performance.  This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities.

For the Three Months Ended

March 31,

2026

March 31,

2025

Calculation of Pre-Provision Pre-Tax Earnings

(Dollars in thousands)

Net Income

$

12,006

$

10,336

Income Tax Expense

3,815

3,377

Pre-tax net income

15,821

13,713

Add back: Provision for credit losses

-

-

Add back: (Gain)Loss on sales/calls of AFS debt securities

-

-

Pre-provision pre-tax earnings

$

15,821

$

13,713

Unaudited Condensed Consolidated Balance Sheets

(Dollar amounts in thousands, except par value)

Assets

March 31,

2026

(unaudited)

December 31,

2025

(Dollars in thousands)

Cash and due from banks

$

246,701

$

244,635

Interest-bearing time deposits in other banks

3,735

10,457

Available-for-sale debt securities (amortized cost of $55,632 and $57,316 at March 31, 2026 and December 31, 2025, respectively)

52,140

54,019

Loans, net of allowance for credit losses of $19,452 and $19,407 at March 31, 2026 and December 31, 2025, respectively

1,574,376

1,587,024

Loans held for sale

3,865

2,078

Premises and equipment, net

24,110

21,884

Nonmarketable equity securities

1,158

1,165

Core deposit intangibles

721

752

Goodwill

11,208

11,208

Interest receivable and other assets

27,066

30,418

Total assets

$

1,945,080

$

1,963,640

Liabilities and Shareholders’ Equity

Deposits

Noninterest-bearing

$

336,801

$

341,416

Interest-bearing

1,334,580

1,359,417

Total deposits

1,671,381

1,700,833

Income taxes payable

3,912

594

Interest payable and other liabilities

9,966

11,218

Total liabilities

1,685,259

1,712,645

Shareholders’ equity

Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,519,335 and 9,462,656 at March 31, 2026 and December 31, 2025, respectively

95

95

Additional paid-in capital

103,270

103,739

Retained earnings

159,143

149,707

Accumulated other comprehensive loss

(2,687

)

(2,546

)

Total shareholders’ equity

259,821

250,995

Total liabilities and shareholders’ equity

$

1,945,080

$

1,963,640

Unaudited Condensed Consolidated Statements of Comprehensive Income

(Dollar amounts in thousands, except per share data)

Three Months Ended

March 31,

2026

(unaudited)

2025

(unaudited)

Interest Income

(Dollars in thousands)

Loans, including fees

$

31,613

$

27,324

Interest-bearing time deposits in other banks

112

101

Debt securities, taxable

250

283

Debt securities, tax-exempt

59

63

Other interest and dividend income

1,749

2,667

Total interest income

33,783

30,438

Interest Expense

Deposits

9,591

9,600

Total interest expense

9,591

9,600

Net Interest Income

24,192

20,838

Provision for Credit Losses

-

-

Net Interest Income After Provision for Credit Losses

24,192

20,838

Noninterest Income

Mortgage lending income

375

93

Loss on sales, prepayments, and calls of available-for-sale debt securities

-

-

Service charges on deposit accounts

249

218

Other

1,342

1,446

Total noninterest income

1,966

1,757

Noninterest Expense

Salaries and employee benefits

6,331

5,280

Furniture and equipment

342

250

Occupancy

686

592

Data and item processing

543

510

Accounting, marketing and legal fees

585

105

Regulatory assessments

259

83

Advertising and public relations

172

194

Travel, lodging and entertainment

71

56

Other

1,348

1,812

Total noninterest expense

10,337

8,882

Income Before Taxes

15,821

13,713

Income tax expense

3,815

3,377

Net Income

$

12,006

$

10,336

Earnings per common share - basic

$

1.26

$

1.10

Earnings per common share - diluted

1.25

1.08

Weighted average common shares outstanding - basic

9,491,075

9,421,534

Weighted average common shares outstanding - diluted

9,596,869

9,552,273

Other Comprehensive Income

Unrealized (losses) gains on securities, net of tax (benefit) expense of ($55) and $237 for the three months ended March 31, 2026 and

2025, respectively

$

(141

)

$

642

Other comprehensive (loss) income

$

(141

)

$

642

Comprehensive Income

$

11,865

$

10,978

Net Interest Margin

For the Three Months Ended March 31,

2026

(unaudited)

2025

(unaudited)

Average

Balance

Interest

Income/

Expense

Average

Yield/

Rate

Average

Balance

Interest

Income/

Expense

Average

Yield/

Rate

(Dollars in thousands)

Interest-Earning Assets:

Short-term investments

$

210,047

$

1,861

3.60

%

$

238,048

$

2,768

4.72

%

Debt securities, taxable-equivalent

43,564

250

2.33

48,637

283

2.36

Debt securities, tax exempt

11,052

59

2.17

12,514

63

2.04

Loans held for sale

1,983

-

-

580

-

-

Total loans(1)

1,596,201

31,613

8.03

1,398,350

27,324

7.92

Total interest-earning assets

1,862,847

33,783

7.35

1,698,129

30,438

7.27

Noninterest-earning assets

41,295

39,957

Total assets

$

1,904,142

$

1,738,086

Funding sources:

Interest-bearing liabilities:

Deposits:

Transaction accounts

$

1,058,572

$

7,223

2.77

%

$

956,891

$

7,118

3.02

%

Time deposits

264,608

2,368

3.63

236,325

2,482

4.26

Total interest-bearing deposits

1,323,180

9,591

2.94

1,193,216

9,600

3.62

Total interest-bearing liabilities

$

1,323,180

9,591

2.94

$

1,193,216

9,600

3.62

Noninterest-bearing liabilities:

Noninterest-bearing deposits

$

315,426

$

316,544

Other noninterest-bearing liabilities

9,515

9,983

Total noninterest-bearing liabilities

324,941

326,527

Shareholders' equity

256,021

218,343

Total liabilities and shareholders' equity

$

1,904,142

$

1,738,086

Net interest income

$

24,192

$

20,838

Net interest spread

4.41

%

4.01

%

Net interest margin

5.27

%

4.98

%

(1)

Nonaccrual loans are included in total loans

About Bank7 Corp.

We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve

locations in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent and well-designed loan and deposit products to meet their financing

needs. We intend to grow organically by selectively opening additional branches in our target markets as well as pursue strategic acquisitions.

Conference Call

Bank7 Corp. has scheduled a conference call to discuss its first quarter results, which will be broadcast live over the Internet, on Tuesday, April 14, 2026 at 10:00

a.m. central standard time. To participate in the call, dial 1-888-348-6421, or access it live over the Internet at https://app.webinar.net/5Kz4qdQLXjl. For those not able to participate in the live call, an archive of the webcast will be available at https://app.webinar.net/5Kz4qdQLXjl

shortly after the call for 1 year.

Cautionary Statements Regarding Forward-Looking Information

This communication contains a number of forward-looking statements. These forward-looking statements reflect Bank7 Corp.’s current views with respect to, among other

things, future events and Bank7 Corp.’s financial performance. Any statements about Bank7 Corp.’s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be

forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,”

“continuing,” “ongoing,” “expects,” “intends” and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to

forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved.

These forward-looking statements are subject to significant uncertainties because they are based upon:  the amount and timing of future changes in interest rates,

market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters.  These other matters include, among other things, the

impact the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators.  Bank7 Corp. has based these forward-looking statements largely

on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.’s actual results could

differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or

if Bank7 Corp.’s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking

statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the

occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements.

Contact:

Thomas Travis

President & CEO

(405) 810-8600

EX-99.2 — EXHIBIT 99.2

EX-99.2

Filename: ef20070404_ex99-2.htm · Sequence: 3

Exhibit 99.2

Q1 2026  Earnings Release  BSVN  April 14, 2026

BSVN – Corporate Overview  Consistently ranked by S & P Global Market

Intelligence as one of the Top Performing Community Banks in the United States  Consistently produce top tier earnings and ROATCE (3)  Proven ability to maintain a healthy net interest margin through various interest rate cycles  Abundant

liquidity and a properly matched balance sheet  Disciplined credit culture that adheres to our comprehensive risk management practices  High level of capital provides comfort and flexibility  EPS: Strong performance not driven by share

buybacks  Dividend Payout Ratio: 21.6%, which is lower than the average 34% pay out ratio for dividend-paying banks(4)  Shareholder alignment due to 55% insider ownership  Dollars in thousands, except per share data. All data as of March 31,

2026, unless indicated otherwise  Pre-provision pre-tax earnings (“PPE”) and net interest margin excluding loan fees are non-GAAP financial measures. See appendix for reconciliation to their most comparable GAAP measure  Adjusted core are

non-GAAP financial measures. See appendix for reconciliation to their most comparable GAAP measures  See slide 6 for the corresponding comparison between BSVN and peer group  Exchange-traded banks nationwide; Source: S&P Global Market

Intelligence. As of Q4 2025, the latest data available

Q1 Overview  Excellent Asset Quality  Dollars in thousands except per share data.

All data as of March 31, 2026, unless indicated otherwise  A non-GAAP measurement that excludes oil and gas non-interest expense of $569 and oil and gas revenues of $917  See slide 10 for adjusted uninsured deposit calculation  Record EPS:

$1.25; driven by core earnings (no share repurchases)  Record PPE: $15.82 million  ROAA: 2.56%  ROATCE: 19.95%; achieved while maintaining all-time high capital levels  NIM (excluding loan fee income): 4.60%  Efficiency Ratio: 39.64%; core bank

efficiency ratio of 38.82%(1)  Exceptional Earnings & Profitability  Strong earnings, low dividend payout ratio, no debt, no HTM securities  Significantly higher than the regulatory “well capitalized” thresholds  RBC: 15.96%  CET1:

14.78%  Tier 1 Leverage: 13.24%  TCE/TA: 12.81%  Prudent Capital Management  Cash + unpledged securities + undrawn credit: $805.58 million (2.42x coverage of $332.28 million(2) adjusted uninsured deposits)  Loans repricing in ≤1 year: $1.47

billion (91.78%), with $0.99 billion (61.92%) repricing daily   Real-time Yield on Loans: 6.91%  Real-time Cost of Funds: 2.27%  Consistent Balance Sheet Management  Tenured team of commercial bankers in dynamic markets  NCO: -1bps (Net

recoveries of $0.05 million)  NPAs/TL: 0.58%  ACL/NPLs: 209.75%  ACL/TL: 1.22%

Maximizing Our Employee Base  PPE(1)  Strength in Core Earnings  Dollars are in

millions  Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the three months ended March 31, 2025 and March 31, 2026  Pre-provision, pre-tax earnings (“PPE”) is a non-GAAP financial

measure. See appendix for reconciliation to its most comparable GAAP measure  Record PPE was driven by:  Disciplined loan pricing  Consistent NIM  Expense controls  Strong loan fee income  We achieve maximum productivity by:  Having fewer but

higher quality bankers  Operating an efficient delivery system with a strict adherence to process

Return on Average Tangible Common Equity  5 year average: 21.4%  Efficiency

Ratio  5 year average: 38.1%   Return on Average Assets  5 year average: 2.2%   Consistent Top Performer  Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the three months ended March

31, 2025 and March 31, 2026  Performance ratios remain top-tier and within our historical ranges  8.60%

Diluted Earnings Per Share  Tangible Book Value Per Share(1)  CAGR since 2018:

16.7%   EPS:  No share repurchases since 2020  Reliable and Rapid Capital Compounder  Dollars and shares in thousands, except per share data  Tangible book value per share is a non-GAAP financial measure, and is calculated by dividing “Total

tangible shareholders’ equity” by “Shares outstanding”. See appendix for reconciliation to its most comparable GAAP measure  Consistently strong earnings increased TBV despite three factors:  $0.85 per share paid for an all-cash acquisition in

Q4 2021  $0.28 per share AOCI unrealized loss from investments  Paid ~20% of earnings as cash dividends since IPO ($4.86 per share)

Consistently Outperforming our Peer Group  Income Statement as a Percentage of

Average Assets  PPE to Average Assets vs Peers  Peer group is defined as exchange-traded banks nationwide with assets between $500mm-$5bn (128 banks); Source: S&P Global Market Intelligence  As of Q4 2025, the latest data available.

CAGR since 2018: 16.8%   BSVN Compared to All Major Exchange Traded

Banks  Source: S&P Global Market Intelligence and FactSet; Market data as of 3/31/2026  Total shareholder return includes the reinvestment of dividends  Tangible book value per share is a non-GAAP financial measures. See appendix for

reconciliation to its most comparable GAAP measure  Public banks include all major exchange-traded banks nationwide (292 banks)  Total Shareholder Return Since BSVN’s IPO (9/2018)  BSVN’s TBVPS(1) Since FYE 2018  (1)  Median: 39.7%  Public

Banks Median CAGR: 6.7%(1)  BSVN  Public Banks Median  $100 invested in BSVN since IPO would be worth $256.14 now  $100 invested in an index of all public banks since BSVN’s IPO would be worth $139.65 now  116.5% Outperformance  BSVN: 156.1%

Consistent Net Interest Margin  Financial data is as of or for the twelve months

ended December 31 of each respective year and as of or for the three months ended March 31, 2025 and March 31, 2026  Net interest margin (excluding loan fee income) is a non-GAAP financial measure, see Appendix for reconciliation to the most

comparable GAAP measure for this metric  ◼︎ Loan Fee Income Contribution  Net interest margin remains within our historical range, and is driven by disciplined loan pricing that is funded by a broad and deep funding base  Q1 NIM benefited from

accelerated fee recognition tied to early payoffs and the recognition of non-accrual interest previously collected

We Achieve a Steady Spread thru Various Rate Cycles  Financial data calculated

using annual averages  Excluding loan fee income

Asset Sensitivity Repricing and Liquidity  Dollars in thousands, all data as of

March 31, 2026, unless indicated otherwise  $0.99 billion of gross loans reprice daily  Asset Sensitivity Repricing Schedule  (1)  Uninsured deposits total $405.75 million (24.28% of total). Adjusted for insider and collateralized deposits,

uninsured deposits are $332.28 million (19.88% of total)  With $805.58 million in cash, securities, and undrawn lines of credit, we have 2.42x coverage of adjusted uninsured deposits  Uninsured Deposits | Cash/Liquidity  Liquidity

Deposit Composition  Deposit Composition  CAGR since 2021: 7.7%  Dollars in

millions, all data as of March 31, 2026, unless indicated otherwise

Loan Portfolio Trends  Loan Portfolio Trends – Selected Categories  Dollars in

millions  No single loan category within 'Other' exceeds 10% of the total loan portfolio  CAGR Since 2021: 10.8%  (1)

Loan Portfolio Distribution  Dollars are in millions. Data as of March 31,

2026  Loan Portfolio  Selected Categories

Diverse CRE Portfolio with Very Low Historical Losses  Dollars are in millions.

Data as of March 31, 2026  Diverse commercial real estate lending activity in Texas and Oklahoma with an emphasis in the DFW, Oklahoma City, and Tulsa metros  No office exposure to downtown metropolitan locations  Construction lending activity

primarily in Oklahoma City and the Dallas metroplex with an emphasis on entry level homes with established homebuilders  Limited lot and development lending activity  Hospitality niche managed by seasoned professionals with proven track record

through various economic cycles   CONSTRUCTION  OWNER OCCUPIED

Hotel Portfolio by Class  Hotel Portfolio by Location  Hospitality Loan Portfolio

– A Source of Strength  Dollars are in millions. Data as of March 31, 2026  Blue collar portfolio that is well-protected by the “cycle-down” effect of a recession   Geographically concentrated in TX (77%) and other markets with favorable

economic conditions  Loans personally guaranteed by experienced owner/operators with operating history spanning decades of economic cycles  Diversified lending to many reputable brands  Consistent underwriting fundamentals with disciplined

equity requirements, debt coverage ratio requirements, personal recourse, and rapid amortization  Average loan size of $5.71 million  Average LTV of 58%  3.56%  Actual  Hotel Portfolio by Location

Total Assets  Strategic Growth in Dynamic Markets  Dollars are in millions  2014

2015  2016  2017  2018  2019  2020  2021  2022  2023  2024  2025  Q1 2026  LPO opened in Tulsa, OK, full-service branch opened in Frisco, TX  Oklahoma acquisition  Full-service branch opened in Tulsa, OK   Completed IPO  Full-service branch

opened in Irving, TX  LPO opened in  Irving, TX  Kansas acquisition  CAGR Since 2014: 13.2%   Oklahoma mortgage acquisition

Earnings-driven Capital Shock-absorption  Earnings-driven cushion far exceeds

regulatory capital minimums as illustrated over a two-year period, consistent with DFAST parameters(1)  Dollars are in thousands  above assumes no cash dividends and is simply an illustration and should not be considered a projection or

forward-looking guidance of any kind  DFAST = Dodd-Frank Act Stress Test  Excess capital to target ratio expressed in % is the difference between the actual ratio and regulatory minimum divided by the regulatory minimum  Excess capital to

target ratio expressed in $ is the excess capital % multiplied by either average assets or risk-weighted assets, assuming a static balance sheet over the next 24 months   Trailing twelve months PPE of $59.6 million extrapolated over two years

Appendix

Bank7 Corp. Financials  BSVN adopted the CECL model (ASC326) on 1/1/2023 using the

modified retrospective method. The presented allowance for periods prior to 1/1/2023 is under the incurred loss model (pre-ASC326)  Represents a non-GAAP financial measure. See non-GAAP reconciliations table for reconciliation to most

comparable GAAP measure for this metric

Bank7 Corp. Performance Ratios  Annualized  Efficiency ratio is calculated by

dividing noninterest expense by the sum of net interest income on a tax equivalent basis and noninterest income     Represents a non-GAAP financial measure, see non-GAAP reconciliations table for reconciliation to the most comparable GAAP

measure for this metric  Ratios are based on Bank level financial information rather than consolidated information. At March 31, 2026, Tier 1 leverage ratio, Tier 1 risk based capital ratio, and total risk-based capital ratios were 13.24%,

14.78%, and 15.96% respectively for the Company

Non-GAAP Reconciliations

Non-GAAP Reconciliations -- Continued

Oil & Gas Asset Recap  Cash Flow Recap  GAAP Results  Dollars in

thousands  Includes depletion expense of $303, $472 and $677 for the three months ended March 31, 2026, December 31, 2025 and March 31, 2025, respectively  (1)

Available-for-Sale Securities Portfolio  Investment Portfolio  Dollars are in

millions.  All mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities.  Total investment securities of $52.1 million as of March 31,

2026  Weighted Average Duration: 3.6 Years  Book Yield: 2.38%

Legal Information and Distribution  This presentation and oral statements made

regarding the subject of this presentation contain forward-looking statements. These forward-looking statements are subject to significant uncertainties because they are based upon: the amount and timing of future changes in interest rates,

market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters. These other matters include, among other things, the

direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. These forward-looking statements reflect Bank7 Corp.’s current views with

respect to, among other things, future events and Bank7 Corp.’s financial performance. Any statements about Bank7 Corp.’s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not

historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,”

“plans,” “projects,” “continuing,” “ongoing,” “expects,” “intends” and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or

reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved. Bank7

Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy

and financial needs. Bank7 Corp.’s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related

to these or other risks or uncertainties materialize, or if Bank7 Corp.’s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on

forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances

after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements.     Within this

presentation, we reference certain market, industry and demographic data, forecasts and other statistical information. We have obtained this data, forecasts and information from various independent, third party industry sources and

publications. Nothing in the data, forecasts or information used or derived from third party sources should be construed as advice. Some data and other information are also based on our good faith estimates, which are derived from our review of

industry publications and surveys and independent sources. We believe that these sources and estimates are reliable, but have not independently verified them. Statements as to our market position are based on market data currently available to

us. Although we are not aware of any misstatements regarding the economic, employment, industry and other market data presented herein, these estimates involve inherent risks and uncertainties and are based on assumptions that are subject to

change.     This presentation includes certain non-GAAP financial measures. These non-GAAP financial should not be considered in isolation, and should be considered as additions to, and not substitutes for or superior to, measures of financial

performance prepared in accordance with GAAP. There are a number of limitations related to the use of these non-GAAP financial measures versus their nearest GAAP equivalents. For example, other companies may calculate non-GAAP financial

measures differently or may use other measures to evaluate their performance, all of which could reduce the usefulness of Bank7 Corp.’s non-GAAP financial measures as tools for comparison. See the table in the appendix of this presentation for

a reconciliation of the non-GAAP financial measures used in (or conveyed orally during) this presentation to their most directly comparable GAAP financial measures.

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