Form 8-K

8-K — SHF Holdings, Inc.

Accession: 0001493152-26-021543

Filed: 2026-05-06

Period: 2026-05-06

CIK: 0001854963

SIC: 6199 (FINANCE SERVICES)

Item: Other Events

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UNITED

STATES

SECURITIES

AND EXCHANGE COMMISSION

Washington,

D.C. 20549

FORM

8-K

CURRENT

REPORT

Pursuant

to Section 13 or 15(d) of

the

Securities Exchange Act of 1934

Date

of Report (Date of earliest event reported): May 6, 2026

SHF

Holdings, Inc.

(Exact

name of registrant as specified in its charter)

Delaware

(State

or other jurisdiction of incorporation)

001-40524

86-2409612

(Commission

File

Number)

(IRS

Employer

Identification

No.)

1526

Cole Blvd., Suite 250

Golden,

Colorado 80401

(Address

of principal executive offices) (Zip Code)

Registrant’s

telephone number, including area code (303) 431-3435

(Former

name or former address, if changed since last report)

Check

the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under

any of the following provisions:

☐

Written

communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting

material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement

communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement

communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities

registered pursuant to Section 12(b) of the Act:

Title

of Each Class

Trading

Symbol(s)

Name

of Each Exchange on Which Registered

Class

A Common Stock, $0.0001 par value per share

SHFS

The

Nasdaq Stock Market LLC

Redeemable

Warrants, each whole warrant exercisable for one share of Class A Common Stock at an exercise price of $230.00 per share

SHFSW

The

Nasdaq Stock Market LLC

Indicate

by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405

of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging

growth company ☒

an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item

8.01 Other Events.

previously disclosed, on September 30, 2025 SHF Holdings, Inc. (the “Company”) entered into a Securities Purchase Agreement

(the “SPA”) to sell shares of its Series B Convertible Preferred Stock, par value $0.001 (the “Series B Preferred Stock”),

and common stock purchase warrants (the “Series B Warrants”) to certain investors.

May 6, 2026, the Company notified the holders of the Series B Preferred Stock and the Series B Warrants that, pursuant

to Section 8(i) of the Certificate of Designation of the Series B Preferred Stock, the conversion price of the Series B Preferred

Stock would be voluntarily reduced to $0.65 (the “Reduced Conversion Price”) and that, pursuant to Section 2(h) of the

Series B Warrants, the cash exercise price of the Series B Warrants would be voluntarily reduced to $0.65 (the “Reduced

Exercise Price”). The Reduced Conversion Price will be in effect from May 6, 2026 until July 31, 2026 (the “Conversion Reduction

Period”).

The

Company intends to file a registration statement on Form S-1 with the Securities and Exchange Commission (the “SEC”) in order

to register additional shares of its common stock that will be issuable upon the exercise of the Series B Warrants at the Reduced Exercise

Price (the “Reduced Price Registration Statement”). The Reduced Exercise Price will be in effect from the date on which the

Reduced Price Registration Statement is declared effective by the SEC (the “Exercise Reduction Period”) until July 31, 2026.

The

Board of Directors (the “Board”) of the Company and the Required Holder (as defined in the SPA) approved the Reduced Conversion

Price, the Reduced Exercise Price, the Conversion Reduction Period and the Exercise Reduction Period. The Board and the Required Holder

also approved the Company’s ability to delay the beginning of these periods in the event such a delay is required to comply with

any applicable laws, rules, or regulations, as well as the inclusion of certain other shares of common stock in the Reduced Price Registration

Statement.

Forward-Looking

Statements

Certain

information contained in this Current Report on Form 8-K may contain “forward-looking statements” within the meaning of the

Private Securities Litigation Reform Act of 1995. Statements other than statements of historical facts included herein may constitute

forward-looking statements and are not guarantees of future performance or results and involve a number of risks and uncertainties. Forward-looking

statements may include, but are not limited to, statements with respect to the Company’s ability to regain and/or maintain compliance

with Nasdaq’s listing standards; the voluntary reductions in the conversion and exercise prices of the Series B Preferred Stock

and the Series B Warrants, respectively; the filing and/or effectiveness of the Reduced Price Registration Statement; Safe Harbor’s

ability to satisfy the required conditions to utilize its equity line of credit (the “ELOC”); market conditions that may

impact Safe Harbor’s ability to access the ELOC on acceptable terms or at all; the possibility that the ELOC may not be fully utilized;

expected use of proceeds from the ELOC; trends in the cannabis industry, including proposed changes in U.S. and state laws, rules,

regulations and guidance relating to Safe Harbor’s services; Safe Harbor’s growth prospects and Safe Harbor’s market

size; Safe Harbor’s projected financial and operational performance, including relative to its competitors and historical performance;

success or viability of new product and service offerings Safe Harbor has introduced or may introduce in the future; the impact volatility

in the capital markets, which may adversely affect the price of Safe Harbor’s securities; the outcome of any legal proceedings

that have been or may be brought by or against Safe Harbor; and other statements regarding Safe Harbor’s expectations, hopes, beliefs,

intentions or strategies regarding the future. In addition, any statements that refer to projections, forecasts or other characterizations

of future events or circumstances, including any underlying assumptions, are forward-looking statements. The words “anticipate,”

“believe,” “continue,” “could,” “estimate,” “expect,” “intends,”

“outlook,” “may,” “might,” “plan,” “possible,” “potential,” “predict,”

“project,” “should,” “would,” and similar expressions may identify forward-looking statements, but

the absence of these words does not mean that a statement is not forward-looking. Forward-looking statements are predictions, projections

and other statements about future events that are based on current expectations and assumptions and, as a result, are subject to risks

and uncertainties. Actual results may differ materially from those in the forward-looking statements as a result of a number of factors,

including those described from time to time in Safe Harbor’s filings with the U.S. Securities and Exchange Commission. Safe Harbor

undertakes no duty to update any forward-looking statement made herein. All forward-looking statements speak only as of the date of this

Current Report on Form 8-K.

SIGNATURES

Pursuant

to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its

behalf by the undersigned hereunto duly authorized.

SHF

HOLDINGS, INC.

Date:

May 6, 2026

By:

/s/

Terrance Mendez

Terrance

Mendez

Chief

Executive Officer and Chief Financial Officer

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Entity Registrant Name

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Entity Tax Identification Number

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Entity Incorporation, State or Country Code

Entity Address, Address Line One

1526

Cole Blvd.

Entity Address, Address Line Two

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Entity Address, City or Town

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Entity Address, State or Province

Entity Address, Postal Zip Code

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City Area Code

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Title of 12(b) Security

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Trading Symbol

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Security Exchange Name

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Title of 12(b) Security

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Trading Symbol

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Security Exchange Name

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