Groowe Groowe BETA / Newsroom
⏱ News is delayed by 15 minutes. Sign in for real-time access. Sign in

Brazil B2B Buy Now Pay Later Business Report 2026: Market to Reach $12.61 Billion by 2030, Growing at a CAGR of 25.1%, Driven by Infrastructure Advantages and Agribusiness Demand

globenewswire.com
ITUB Itau Unibanco is mentioned as one of the major Brazilian banks developing digital trade credit products, indicating participation in the growing B2B BNPL market. BTG BTG Pactual is mentioned as one of the major Brazilian banks developing digital trade credit products, indicating participation in the growing B2B BNPL market.

Brazil B2B Buy Now Pay Later Business Report 2026: Market to Reach $12.61 Billion by 2030, Growing at a CAGR of 25.1%, Driven by Infrastructure Advantages and Agribusiness Demand Dublin, April 22, 2026 (GLOBE NEWSWIRE) -- The "Brazil B2B Buy Now Pay Later Business and Investment Opportunities Databook - 45+ KPIs on B2B BNPL Market Size, End-Use Sectors, Retail Product Categories, Sales Channels, Company Size, Market Share - Q2 2026 Update" report has been added to ResearchAndMarkets.com's offering.

B2B BNPL payments in the country are expected to grow by 38.0% on an annual basis to reach US$3.94 billion in 2025. B2B BNPL payment adoption is expected to grow steadily, recording a CAGR of 25.1% during 2026-2030. The gross merchandise value is projected to increase from US$3.94 billion in 2025 to US$12.61 billion by 2030.

Brazil B2B BNPL adoption continues to accelerate as businesses increasingly seek flexible payment solutions for procurement and trade transactions.The medium to long-term growth story of the B2B BNPL industry in the country remains strong.

Brazil is the leading B2B BNPL market in Latin America, driven by Pix instant payment infrastructure, one of the world's most advanced open finance regulatory frameworks, and structural demand from the agribusiness sector. Providers including Blu (Porto Seguro-backed), Conta Simples, and Traive are building payment term products on Pix rails that offer instant supplier settlement while extending deferred credit to business buyers, replacing the boleto-based deferred payment system that has historically been the primary informal trade credit mechanism in Brazilian B2B commerce.

Brazil's B2B BNPL market is shaped by the ongoing formalisation of the country's large informal economy through mandatory e-invoicing (Nota Fiscal Eletronica), Pix adoption, and Open Finance framework implementation. The agribusiness sector represents the single largest B2B BNPL opportunity in Brazil, with millions of rural producers requiring seasonal financing for agri-inputs within a supply chain that has historically operated entirely on informal credit from input suppliers. Over the next 2-4 years, Credit on Pix expansion and agri-data integration into underwriting models are expected to drive the most significant market growth.

Brazil is the leading B2B BNPL market in Latin America, with Pix infrastructure, Open Finance data, and agribusiness demand creating distinctly favourable conditions for market growth. The market is developing rapidly from a position where informal supplier credit dominated, with multiple funded fintechs competing across verticals. Major Brazilian banks including Nubank, BTG Pactual, and Itau Unibanco are developing digital trade credit products.

Competitive intensity is growing between bank-affiliated platforms and independent fintech providers. Blu, backed by Porto Seguro, benefits from insurance distribution relationships for risk mitigation. Nubank Business, supported by Nubank's large customer base, represents a formidable potential competitor as it expands B2B capabilities. Agribusiness verticals are less competitive than urban retail supply chain BNPL, with specialist providers facing limited competition from generalist SME lenders.

Key Players and New Entrants

Competitive Landscape Outlook for the Next 2-4 Years

Key Attributes:

Report Scope

Brazil B2B BNPL Market Size and Growth Dynamics, 2021-2030

Brazil B2B BNPL Competitive Landscape

Brazil B2B BNPL in Retail: Market Size and Forecast, 2021-2030

Brazil B2B BNPL Market Segmentation by Key Retail Product Categories, 2021-2030

Brazil B2B BNPL in Manufacturing: Market Size and Forecast, 2021-2030

Brazil B2B BNPL in Transport and Logistics: Market Size and Forecast, 2021-2030

Brazil B2B BNPL in Professional Services: Market Size and Forecast, 2021-2030

Brazil B2B BNPL in Industrial Applications: Market Size and Forecast, 2021-2030

Brazil B2B BNPL in Healthcare: Market Size and Forecast, 2021-2030

Brazil B2B BNPL in Other Sectors: Market Size and Forecast, 2021-2030

Brazil B2B BNPL Market Segmentation by Sales Channel, 2021-2030

Brazil B2B BNPL Market Segmentation by Company Size, 2021-2030

For more information about this report visit https://www.researchandmarkets.com/r/2xzxfy

About ResearchAndMarkets.com

ResearchAndMarkets.com is the world's leading source for international market research reports and market data. We provide you with the latest data on international and regional markets, key industries, the top companies, new products and the latest trends.

Attachment