Form 8-K

8-K — UMH PROPERTIES, INC.

Accession: 0001493152-26-032700

Filed: 2026-07-09

Period: 2026-07-08

CIK: 0000752642

SIC: 6798 (REAL ESTATE INVESTMENT TRUSTS)

Item: Regulation FD Disclosure

Item: Financial Statements and Exhibits

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UNITED

STATES

SECURITIES

AND EXCHANGE COMMISSION

Washington,

D.C. 20549

FORM

8-K

CURRENT

REPORT

Pursuant

to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date

of Report (Date of earliest event reported): July 8, 2026

UMH

Properties, Inc.

(Exact

name of registrant as specified in its charter)

Maryland

001-12690

22-1890929

(State

or other jurisdiction

(Commission

(IRS

Employer

incorporation)

File

Number)

Identification

No.)

Juniper

Business Plaza, 3499 Route 9 North, Suite 3-C, Freehold, NJ

07728

(Address

of principal executive offices)

(Zip

Code)

Registrant’s

telephone number, including area code: (732) 577-9997

Not

Applicable

(Former

name or former address, if changed since last report.)

Check

the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under

any of the following provisions (see General Instruction A.2. below):

☐

Written

communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting

material pursuant to Rule 14a- 12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement

communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement

communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities

registered pursuant to Section 12(b) of the Act:

Title

of each class

Trading

Symbol(s)

Name

of exchange on which registered

Common

Stock, $.10 par value

UMH

New

York Stock Exchange

6.375%

Series D Cumulative Redeemable Preferred Stock, $.10 par value

UMH

PRD

New

York Stock Exchange

Indicate

by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405

of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item

7.01 Regulation FD Disclosure.

July 8, 2026, the Company announced a zero-down payment lending promotion for Veterans.

The

information being furnished pursuant to this Item 7.01, including Exhibits 99 to this report, shall not be deemed “filed”

for any purpose, including for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”),

or otherwise subject to the liabilities of such section. The information in this report, including Exhibits 99, shall not be incorporated

by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, unless specifically incorporated by reference

into any such filing. This report will not be deemed an admission as to the materiality of any information in this report that is required

to be disclosed solely by Regulation FD.

Item

9.01 Financial Statements and Exhibits.

(d)

Exhibits.

Number

Description

99.1

Press Release dated July 8, 2026.

104

Cover Page Interactive Date File (embedded

within the Inline XBRL document)

SIGNATURE

Pursuant

to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by

the undersigned hereunto duly authorized.

UMH Properties, Inc.

Date:

July 9, 2026

By:

/s/

Samuel A. Landy

Name:

Samuel

A. Landy

President and Chief

Executive Officer

EX-99.1

Filename: ex99-1.htm · Sequence: 2

Exhibit

99.1

UMH

PROPERTIES, INC. ANNOUNCES ZERO-DOWN PAYMENT LENDING PROGRAM FOR VETERANS

FREEHOLD,

NJ, July 8, 2026 ……UMH Properties, Inc. (NYSE: UMH) (TASE: UMH), a real estate investment trust (REIT) specializing

in the ownership and operation of manufactured home communities, is pleased to announce a new lending promotion through its COP program

with Triad Financial Services, that offers zero-down payment lending options for qualified United States Veterans.

Samuel

A. Landy, President and CEO of UMH Properties, Inc., stated “Manufactured housing can provide quality affordable housing for our

Nation’s Veterans. Currently, manufactured homes located in land-lease, manufactured home communities are excluded from consideration

for VA loans. The formation of this program will allow Veterans to own their home in a manufactured home community, with similar terms

to current VA loan programs. UMH is happy to provide zero-down payment lending options for our Nation’s heroes.”

UMH

Properties, Inc., which was organized in 1968, is a public equity REIT that owns and operates 145 manufactured home communities, containing

approximately 27,100 developed homesites, of which 11,200 contain rental homes, and over 1,000 self-storage units. These communities

are located in New Jersey, New York, Ohio, Pennsylvania, Tennessee, Indiana, Maryland, Michigan, Alabama, South Carolina, Florida and

Georgia. Included in the 145 communities are two communities in Florida, containing 363 sites, and one community in Pennsylvania, containing

113 sites, that UMH has an ownership interest in and operates through its joint ventures with Nuveen Real Estate.

Contact:

Nelli Madden

732-577-4062

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Entity File Number

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Entity Registrant Name

UMH

Properties, Inc.

Entity Central Index Key

0000752642

Entity Tax Identification Number

22-1890929

Entity Incorporation, State or Country Code

Entity Address, Address Line One

Juniper

Business Plaza

Entity Address, Address Line Two

3499 Route 9 North

Entity Address, Address Line Three

Suite 3-C

Entity Address, City or Town

Freehold

Entity Address, State or Province

Entity Address, Postal Zip Code

07728

City Area Code

(732)

Local Phone Number

577-9997

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Security Exchange Name

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6.375% Series D Cumulative Redeemable Preferred Stock, $.10 par value

Title of 12(b) Security

6.375%

Series D Cumulative Redeemable Preferred Stock, $.10 par value

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UMH

PRD

Security Exchange Name

NYSE

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