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Form 8-K

sec.gov

8-K — SHF Holdings, Inc.

Accession: 0001493152-26-033523

Filed: 2026-07-16

Period: 2026-07-15

CIK: 0001854963

SIC: 6199 (FINANCE SERVICES)

Item: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

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UNITED

STATES

SECURITIES

AND EXCHANGE COMMISSION

Washington,

D.C. 20549

FORM

8-K

CURRENT

REPORT

Pursuant

to Section 13 or 15(d) of

the

Securities Exchange Act of 1934

Date

of Report (Date of earliest event reported): July 15, 2026

SHF

Holdings, Inc.

(Exact

name of registrant as specified in its charter)

Delaware

(State

or other jurisdiction of incorporation)

001-40524

86-2409612

(Commission

File

Number)

(IRS

Employer

Identification

No.)

1526

Cole Blvd., Suite 250

Golden,

Colorado 80401

(Address

of principal executive offices) (Zip Code)

Registrant’s

telephone number, including area code (303) 431-3435

(Former

name or former address, if changed since last report)

Check

the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under

any of the following provisions:

☐

Written

communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting

material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement

communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement

communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities

registered pursuant to Section 12(b) of the Act:

Title

of Each Class

Trading

Symbol(s)

Name

of Each Exchange on Which Registered

Class

A Common Stock, $0.0001 par value per share

SHFS

The

Nasdaq Stock Market LLC

Redeemable

Warrants, each whole warrant exercisable for one share of Class A Common Stock at an exercise price of $230.00 per share

SHFSW

The

Nasdaq Stock Market LLC

Indicate

by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405

of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging

growth company ☒

If

an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item

5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of

Certain Officers.

On

July 15, 2026, the board of directors of SHF Holdings, Inc. (the “Company”) appointed Michael Regan as the Company’s

Chief Operating Officer and Secretary.

Mr.

Regan’s biographical and compensation information is included in the Company’s definitive proxy statement filed with the

Securities and Exchange Commission (the “SEC”) on May 8, 2026, and such information is incorporated herein by reference.

There

are no arrangements or understandings between Mr. Regan and any other person pursuant to which Mr. Regan was appointed as an officer

of the Company. There are no family relationships between Mr. Regan and any director or executive officer of the Company. On September

30, 2025, Mr. Regan participated in the Company’s offering of Series B Convertible Preferred Stock (the “Related Party Transaction”).

Additional information regarding the Related Party Transaction is included in the Company’s Annual Report on Form 10-K filed with

the SEC on April 15, 2026, and such information is incorporated herein by reference.

SIGNATURES

Pursuant

to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its

behalf by the undersigned hereunto duly authorized.

SHF

HOLDINGS, INC.

Date:

July 16, 2026

By:

/s/

Terrance E. Mendez

Terrance

E. Mendez

Chief

Executive Officer and Chief Financial Officer

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Entity Registrant Name

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Entity Central Index Key

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Entity Tax Identification Number

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Entity Incorporation, State or Country Code

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Entity Address, Address Line One

1526

Cole Blvd.

Entity Address, Address Line Two

Suite 250

Entity Address, City or Town

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Entity Address, State or Province

CO

Entity Address, Postal Zip Code

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City Area Code

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Local Phone Number

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Title of 12(b) Security

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Trading Symbol

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Security Exchange Name

NASDAQ

Redeemable Warrants, each whole warrant exercisable for one share of Class A Common Stock at an exercise price of $230.00 per share

Title of 12(b) Security

Redeemable

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Security Exchange Name

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