Form 8-K

8-K — AMERISERV FINANCIAL INC /PA/

Accession: 0001104659-26-066629

Filed: 2026-05-27

Period: 2026-05-22

CIK: 0000707605

SIC: 6021 (NATIONAL COMMERCIAL BANKS)

Item: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

Item: Regulation FD Disclosure

Documents

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UNITED STATES

SECURITIES AND EXCHANGE

COMMISSION

Washington, D.C. 20549

Form 8-K

Current Report

Pursuant to Section 13

or 15(d) of the

Securities Exchange Act

of 1934

Date of Report (Date of

earliest event reported) May 22, 2026

AMERISERV FINANCIAL, Inc.

(exact name of registrant

as specified in its charter)

Pennsylvania

0-11204

25-1424278

(State or other jurisdiction

(Commission

(IRS Employer

of incorporation)

File Number)

Identification No.)

Main and Franklin Streets, Johnstown, PA

15901

(address of principal executive offices)

(Zip Code)

Registrant's telephone number, including area

code: 814-533-5300

N/A

(Former name or former address,

if changed since last report.)

Check

the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under

any of the following provisions:

¨ Written

communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting

material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement

communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement

communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities

registered pursuant to Section 12(b) of the Act:

Title

Of Each Class

Trading

Symbol

Name

of Each Exchange On Which Registered

Common Stock

ASRV

The NASDAQ Stock Market LLC

Indicate

by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405

of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter).

Emerging

growth company ¨

If an

emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 5.02

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers;

Compensatory Arrangements of Certain Officers.

See

disclosure in the third bullet under Item 7.01 below, which is incorporated herein by reference. Mr. Stopko does not have an interest

requiring disclosure under either Items 401(d) and 404(a) of Regulation S-K, and information required under Items 401(b) and

(e) of Regulation S-K and related to any material plan, contract or arrangement with respect to Mr. Stopko is incorporated by

reference to the information under the caption "Directors" of Part III, Item 10 (Directors, Executive Officers and

Corporate Governance) and under Part III, Item 11 (Executive Compensation) in the Annual Report on Form 10-K for the

year ended December 31, 2025 of AmeriServ Financial, Inc. (the “Company’), filed with the Securities and Exchange

Commission on March 18, 2026.

Item 7.01 Regulation FD Disclosure.

Michael

Lynch, one of the Company’s senior executives, retired on May 18, 2026, after a long and successful career. Prior to his retirement,

Mr. Lynch served as an Executive Vice President of both the Company and its wholly owned banking subsidiary, AmeriServ Financial

Bank (the “Bank”), holding the multiple titles of Chief Financial Officer (CFO), Chief Risk Officer (CRO) and Chief Investment

Officer (CIO). On May 22, 2026, the Company elected to restructure Lynch’s former position, effective following his resignation,

in the following manner:

· Bettina Fochler has assumed the role of CRO for

the Company while continuing to perform her current duties as Senior Vice President and Chief Credit Officer for the Bank. Ms. Fochler

has extensive knowledge of credit risk and has served on the Bank’s Executive Risk Committee.

· Tammie Slavick assumed the role of Senior Vice President &

CIO for the Company. Ms. Slavick previously served as a Vice President responsible for liquidity and interest rate risk management

for the Bank with extensive knowledge of the asset liability management process.

· Finally, the CFO responsibilities of the Company

and the Bank will be assumed by Jeffrey Stopko, who will continue to perform his current duties as President & Chief Executive

Officer (CEO). Mr. Stopko previously served as the CFO of the Company and the Bank for many years prior to his appointment as President &

CEO of the Company and the Bank in 2015 and has continuously maintained his CPA license His assumption of the CFO role will also generate

meaningful cost savings for the Company as we work to continue to improve our efficiency and profitability.

Forward-Looking

Statements

This Current Report on Form 8-K

contains forward-looking statements as defined in the Exchange Act and is subject to the safe harbors created therein. These forward-looking

statements involve risks and uncertainties that could cause the Company’s results to differ materially from management's current

expectations. Such risks and uncertainties are detailed in the Company’s filings with the Securities and Exchange Commission, including

our Annual Report on Form 10-K for the year ended December 31, 2025. In addition to such risks and uncertainties, the Company’s

ability to successfully generate meaningful cost savings from the management changes discussed above will impact the Company’s future

results. Forward-looking statements are based on the beliefs and assumptions of the Company’s management and on currently available

information. The statements in this Current Report on Form 8-K are made as of the date of this Current Report on Form 8-K, even

if subsequently made available by the Company on its website or otherwise. The Company undertakes no responsibility to publicly update

or revise any forward-looking statement.

Pursuant to the requirements of the

Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly

authorized.

AMERISERV FINANCIAL, Inc.

Date: May 27, 2026

/s/ Jeffrey A. Stopko

Jeffrey A. Stopko

President, Chief Executive Officer &

Chief Financial Officer

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