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Q2 Releases 2026 Retail Banking Trends and Priorities Report Highlighting New Paths to Competitive Advantage

businesswire.com
QTWO The article discusses Q2's new report on retail banking trends, highlighting how financial institutions are focusing on modernization and data. While the report offers insights, the sentiment towards Q2 itself is neutral as it's primarily a provider of solutions discussed in the report, not directly impacted by the trends themselves in this context.

AUSTIN, Texas--( BUSINESS WIRE)-- Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for financial services, today announced the release of the 2026 Retail Banking Trends and Priorities report, offering new data on how banks and credit unions are repositioning for growth and where competitive advantage remains up for grabs. The report, authored by Jim Marous and published by Digital Banking Report, draws on a survey of financial institutions and finds that industry focus has shifted away from external disruption and toward execution, data, and internal modernization. Findings include benchmarks and analysis regarding payments modernization, AI, fraud and deposit growth strategies, highlighting where institutions are making progress, where gaps persist, and which priorities will most directly determine frontrunners and followers in the year ahead.

The report identified key areas of focus, including:

“The data shows an industry clear on where value can be created, but still early in realizing it,” said Jim Marous, Owner and CEO at Digital Banking Report. “The competitive edge in 2026 will belong to institutions that move beyond prioritization and deliver against their digital and data strategies.”

“The findings match what we hear from our customers every day,” said Anthony Ianniciello, Vice President of Product Management at Q2. “Banks and credit unions are balancing growth, trust, and efficiency at the same time, and increasingly recognizing that executing quickly and at scale, not always strategy, is the constraint. Institutions that use partnerships and AI as accelerators are better positioned to modernize faster, improve experiences, and lower the cost to serve.”

To read the full report, please visit this link.

To learn more about Q2’s suite of consumer digital banking solutions, visit https://www.q2.com/solutions/consumer-banking.

About Q2 Holdings, Inc.

Q2 is a leading provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintechs in the U.S. and internationally. Q2 enables its financial institution and fintech customers to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Headquartered in Austin, Texas, Q2 has offices worldwide and is publicly traded on the NYSE and NYSE Texas under the stock symbol QTWO. To learn more, please visit Q2.com. Follow us on LinkedIn and X to stay up-to-date.