Form 8-K

8-K — Beeline Holdings, Inc.

Accession: 0001493152-26-031445

Filed: 2026-07-01

Period: 2026-07-01

CIK: 0001534708

SIC: 6162 (MORTGAGE BANKERS & LOAN CORRESPONDENTS)

Item: Regulation FD Disclosure

Item: Financial Statements and Exhibits

Documents

8-K — form8-k.htm (Primary)

EX-99.1 (ex99-1.htm)

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UNITED

STATES

SECURITIES

AND EXCHANGE COMMISSION

Washington,

D.C. 20549

FORM

8-K

CURRENT

REPORT

PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES

EXCHANGE ACT OF 1934

Date

of Report (Date of earliest event reported): July 1, 2026

BEELINE

HOLDINGS, INC.

(Exact

name of registrant as specified in its charter)

Nevada

001-38182

20-3937596

(State

or other jurisdiction

incorporation)

(Commission

File

Number)

(IRS

Employer

Identification

No.)

188

Valley Street, Suite 225

Providence,

RI 02909

(Address

of principal executive offices)

(Zip

Code)

Registrant’s

telephone number, including area code: (458) 800-9154

Securities

registered pursuant to Section 12(b) of the Act:

Common

Stock, $0.0001 par value

BLNE

The

Nasdaq Stock Market LLC

(Title of Each Class)

(Trading Symbol)

(Name of Each Exchange on

Which Registered)

Check

the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under

any of the following provisions:

☐

Written communications

pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant

to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement communications

pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications

pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate

by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (CFR §230.405

of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (CFR §240.12b-2 of this chapter).

Emerging

growth company ☐

an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item

7.01 Regulation FD Disclosure.

July 1, 2026, the Company issued a press release, a copy of which is furnished as Exhibit 99.1 of this Current Report on Form 8-K.

The

information in this Item 7.01 (including Exhibit 99.1) shall not be deemed “filed” for purposes of Section 18 of the Securities

Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities under such section, and shall not be deemed

to be incorporated by reference into any filing of the Company under the Securities Act of 1933 or the Exchange Act.

Item

9.01 Financial Statements and Exhibits.

(d)

Exhibits

Exhibit

No.

Exhibit

99.1

Press Release dated July 1, 2026

104

Cover

Page Interactive Data File (embedded within the iXBRL document)

SIGNATURE

Pursuant

to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by

the undersigned hereunto duly authorized.

Date:

July 1, 2026

BEELINE HOLDINGS, INC.

By:

/s/

Nicholas R. Liuzza, Jr.

Chief Executive Officer

EX-99.1

Filename: ex99-1.htm · Sequence: 2

Exhibit

99.1

Beeline

Holdings Completes Acquisition of MagicBlocks, Accelerating AI Integration Across Mortgage and Title Operations

Acquisition

brings core AI infrastructure fully in-house, strengthening Beeline’s ability to automate and scale across its product suite

Providence,

R.I. – July 1, 2026 – Beeline Holdings, Inc. (NASDAQ: BLNE) (“Beeline” or the “Company”), a technology-driven

mortgage and title platform, today announced the completion of its acquisition of MagicBlocks, the artificial intelligence company

whose technology powers Bob, Beeline’s proprietary AI agent, and underpins key automation capabilities across the Company’s

mortgage origination and title operations.

The

acquisition gives Beeline full ownership and control of the AI technology already embedded across its platform. With MagicBlocks’

capabilities fully integrated, the Company expects to accelerate deployment of AI-driven automation across the mortgage origination and

title workflow, reduce production costs, and improve the speed and consistency of the borrower experience.

MagicBlocks’

technology is the foundation for Beeline’s chatbot, Bob. This AI chatbot drives an 8% increase in lead-to-lock conversions when

he is engaged with customers on the website, through SMS, or in the point-of-sale journey. Following the integration of the acquisition,

the MagicBlocks technology will be further integrated throughout Beeline’s mortgage origination and title operations to automate

key workflows, support internal teams with AI-driven decision making, and create a more scalable operating platform.

“MagicBlocks’

technology is already working inside our platform — it powers Bob, and the results are measurable,” said Nick Liuzza, Co-Founder

and Chief Executive Officer of Beeline. “Full ownership gives us the ability to move faster, integrate deeper, and build on what’s

already working without constraint. Beeline was designed from the start to be a technology-first mortgage company. This acquisition is

consistent with that vision and gives us greater control over how we develop and deploy AI across the business going forward.”

The

Company expects the acquisition to accelerate product innovation while supporting future initiatives across mortgage origination, title

services, home equity products, and digital real estate transactions. MagicBlocks will continue to license its platform to other mortgage

lenders and financial institutions.

“We

built MagicBlocks to solve real operational problems primarily in the top of the funnel for mortgage and financial services, and Beeline

has already proven that the technology delivers measurable results,” said Jay Stockwell, Founder of MagicBlocks. “Being part

of Beeline full-time gives us the ability to go deeper and move faster. There is a lot more we can do with this technology across the

platform and I’m looking forward to building it.”

Prior

to this acquisition, Beeline owned approximately 48% of MagicBlocks. To acquire the remaining interest, Beeline issued 209,456

shares of common stock at $2.25 per share or well above market on the closing date, representing approximately $471,276

in consideration. The transaction was supported by an independent third-party fairness opinion, which valued MagicBlocks at

approximately $1 million. Certain shares granted at inception were retired. As MagicBlocks was a related party investment, the

transaction was reviewed and approved by a special committee of Beeline’s board of directors.

Additional terms of the

transaction were not disclosed.

About

Beeline Holdings, Inc.

Beeline

Holdings, Inc. is a technology-driven mortgage and title platform focused on simplifying home financing through digital innovation, artificial

intelligence, and automation. The Company provides residential mortgage lending, title services, and home equity solutions designed to

improve efficiency and enhance the borrower experience.

Forward-Looking

Statements

This

press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements

include, but are not limited to, statements regarding the accelerating deployment of AI, reducing production costs and improving the

borrower experience, and supporting future initiatives. Forward-looking statements are often identifiable by the words “anticipate,”

“believe,” “continue,” “could,” “estimate,” “expect,” “intend,”

“may,” “might,” “objective,” “ongoing,” “plan,” “predict,” “project,”

“potential,” “should,” “will,” or “would,” or other comparable terminology intended to

identify statements about the future. These forward-looking statements are based on current expectations and assumptions and involve

risks and uncertainties that could cause actual results to differ materially from those expressed or implied, including our ability to

integrate and expand MagicBlocks’ technology and personnel into Beeline’s operations and infrastructure, our ability to maintain

and protect MagicBlocks’ technology and intellectual property, the possibility that the acquisition does not yield the benefits

anticipated or sought or that unknown liabilities or risks arise in connection with the acquisition, and other risks described in the

Company’s filings with the Securities and Exchange Commission including the Risk Factors contained in the Company’s Annual

Report on Form 10-K for the fiscal year ended December 31, 2025 and the Company’s prospectus supplement dated March 10, 2026.

Readers

are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. Beeline undertakes

no obligation to update any forward-looking statements except as required by applicable law.

Contacts

Investor

Relations

ir@makeabeeline.com

Media

Inquiries

press@makeabeeline.com

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