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Form 8-K

sec.gov

8-K — Stewards, Inc.

Accession: 0001663577-26-000275

Filed: 2026-09-14

Period: 2026-09-09

CIK: 0001795851

SIC: 6153 (SHORT-TERM BUSINESS CREDIT INSTITUTIONS)

Item: Other Events

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SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

____________________

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date

of Report (Date of earliest event reported): September

9, 2026

Stewards, Inc.

(Exact name of registrant as specified in its charter)

Nevada

001-43473

88-0436017

(State or other jurisdiction of incorporation)

(Commission File Number)

(I.R.S. Employer Identification No.)

4300 N. University Drive Suite D-105

Lauderhill, Florida

33351

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: 1.516.419-5300

Not

Applicable

(Former name or former address, if changed since last

report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously

satisfy the filing obligation of the registrant under any of the following provisions:

[ ]

Written communications pursuant to Rule 425 under the Securities Act (17CFR 230.425)

[ ]

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ]

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ]

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title

of each class

Trading

Symbol(s)

Name

of each exchange on which registered

Common

Stock, par value $0.0001 per share

SWRD

The

Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company

as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934

(§240.12b-2 of this chapter).

Emerging growth company   [ ]

If an emerging growth company, indicate by check mark if the registrant

has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant

to Section 13(a) of the Exchange Act.      [ ]

1

Item

8.01 Other Events.

On

September 9, 2026, the Board of Directors (the "Board") of Stewards, Inc. (the "Company") approved a standstill and

additional review process concerning a previously contemplated recognition program under the Company's 2024 Equity Incentive Plan (the

"Plan").

In

November 2025, the Board and the Company's majority shareholder authorized a contemplated recognition program of up to 3,000,000 restricted

stock units ("RSUs") under the Plan, with an intended award of 250,000 RSUs for each of twelve proposed recipients (the "Prior

Approval"). No individual award agreements or notices under the Plan were executed, no shares were issued in settlement of the contemplated

awards, and the Company does not treat any RSUs contemplated by the Prior Approval as outstanding.

The

September 9, 2026 action does not grant any RSUs, select or approve any recipient, determine any award amount or vesting condition, establish

any grant date, or authorize the issuance of any settlement shares. The independent directors Zachary Graeve, Wael Barsoum and John Bode

will not receive any RSUs contemplated by the Prior Approval.

Any

later awards, if made at all, would be limited to Glen Steward, Shaun Quin, other members of management and employees who are eligible

under the Plan and applicable law. Consultants, outside counsel, listing advisers, finders and investor-relations providers will not

receive the contemplated recognition RSUs. Any later award would require further action by the Compensation Committee acting through

directors who are not proposed recipients, execution of a written or electronic award agreement or notice under the Plan, and an effective

registration statement on Form S-8 or another exemption confirmed by counsel. No future grant date may be backdated.

The

Board has directed the Company's authorized officers, together with securities counsel, to prepare and file a registration statement

on Form S-8 covering shares issuable under the Plan. No recognition award, if later granted, will be settled until that registration

statement is effective or counsel confirms in writing that another exemption is available.

The

Company is providing this disclosure to clarify the implementation status of the Prior Approval. Registration Statement No. 333-291586

previously described the Prior Approval as an "issuance" of 3,000,000 RSUs. As described above, no individual award agreements

or notices under the Plan were executed and no shares were issued in settlement. The Company is not treating this action as the cancellation

of outstanding RSUs because it does not treat any RSUs contemplated by the Prior Approval as outstanding.

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange

Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Stewards, Inc.

/s/ Katuischia Murless

Katuischia Murless

Chief Financial Officer

Date September 14, 2026

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