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Form 8-K

sec.gov

8-K — Synchrony Financial

Accession: 0001601712-26-000025

Filed: 2026-06-25

Period: 2026-06-24

CIK: 0001601712

SIC: 6199 (FINANCE SERVICES)

Item: Submission of Matters to a Vote of Security Holders

Item: Financial Statements and Exhibits

Documents

8-K — syf-20260624.htm (Primary)

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8-K

8-K (Primary)

Filename: syf-20260624.htm · Sequence: 1

syf-20260624

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

June 24, 2026

Date of Report

(Date of earliest event reported)

SYNCHRONY FINANCIAL

(Exact name of registrant as specified in its charter)

Delaware   001-36560   51-0483352

(State or other jurisdiction

of incorporation)   (Commission

File Number)   (I.R.S. Employer

Identification No.)

777 Long Ridge Road

Stamford, Connecticut 06902

(Address of principal executive offices)   (Zip Code)

(203) 585-2400

(Registrant’s telephone number, including area code)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities Registered Pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common stock, par value $0.001 per share SYF New York Stock Exchange

Depositary Shares Each Representing a 1/40th Interest in a Share of 5.625% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A SYFPrA New York Stock Exchange

Depositary Shares Each Representing a 1/40th Interest in a Share of 8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B SYFPrB New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    ¨

Item 5.07 Submission of Matters to a Vote of Security Holders.

The 2026 Annual Meeting of Stockholders (the “Annual Meeting”) of Synchrony Financial (the “Company”) was held on June 24, 2026.

At the Annual Meeting, the Company’s stockholders elected all of the directors named in the Proxy Statement for the coming year; ratified the selection of KPMG LLP as the Company’s independent registered public accounting firm for 2026; and approved the compensation of the Company’s named executive officers in an advisory vote. The voting results for each of these proposals are detailed below.

A.      Election of Directors

FOR AGAINST ABSTAIN BROKER

NON-VOTES

Brian D. Doubles 293,609,542 951,071 96,880 15,567,869

Fernando Aguirre 288,027,683 6,511,967 117,843 15,567,869

Paget L. Alves 290,845,127 3,537,781 274,585 15,567,869

Kamila Chytil 293,543,115 407,225 707,153 15,567,869

Daniel Colao 294,114,497 430,072 112,924 15,567,869

Arthur W. Coviello, Jr. 292,895,316 1,613,895 148,282 15,567,869

Deborah Ellinger 294,337,456 213,370 106,667 15,567,869

Roy A. Guthrie 293,058,902 1,485,081 113,510 15,567,869

Jeffrey G. Naylor 287,970,036 6,569,242 118,215 15,567,869

Bill Parker 291,416,369 3,127,776 113,348 15,567,869

Laurel J. Richie 290,205,285 4,180,255 271,953 15,567,869

Ellen M. Zane 293,263,799 1,274,919 118,775 15,567,869

B.      Management Proposals

Ratification of Selection of KPMG LLP as Independent Registered Public Accounting Firm of the Company for 2026 FOR AGAINST ABSTAIN BROKER

NON-VOTES

305,208,523 4,899,874 116,965 0

Advisory Vote to Approve Named Executive Officer Compensation FOR AGAINST ABSTAIN BROKER

NON-VOTES

273,729,776 18,945,741 1,981,976 15,567,869

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

The following exhibits are being furnished as part of this report:

Number    Description

104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

SYNCHRONY FINANCIAL

Date: June 25, 2026

By:

/s/ Jonathan Mothner

Name:

Jonathan Mothner

Title:

Executive Vice President, Chief Risk and Legal Officer

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8-K Cover Page

Jun. 24, 2026

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Document Period End Date

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Entity Registrant Name

SYNCHRONY FINANCIAL

Entity Incorporation, State or Country Code

DE

Entity File Number

001-36560

Entity Tax Identification Number

51-0483352

Entity Address, Address Line One

777 Long Ridge Road

Entity Address, City or Town

Stamford,

Entity Address, State or Province

CT

Entity Address, Postal Zip Code

06902

City Area Code

203

Local Phone Number

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Title of 12(b) Security

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Trading Symbol

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Security Exchange Name

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Series A Preferred Stock [Member]

Document Information [Line Items]

Title of 12(b) Security

Depositary Shares Each Representing a 1/40th Interest in a Share of 5.625% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A

Trading Symbol

SYFPrA

Security Exchange Name

NYSE

Series B Preferred Stock

Document Information [Line Items]

Title of 12(b) Security

Depositary Shares Each Representing a 1/40th Interest in a Share of 8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B

Trading Symbol

SYFPrB

Security Exchange Name

NYSE

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