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Form 8-K

sec.gov

8-K — MetroCity Bankshares, Inc.

Accession: 0001104659-26-117824

Filed: 2026-10-21

Period: 2026-10-21

CIK: 0001747068

SIC: 6022 (STATE COMMERCIAL BANKS)

Item: Other Events

Item: Financial Statements and Exhibits

Documents

8-K — mcbs-20261021x8k.htm (Primary)

EX-99.1 (mcbs-ex99d1.htm)

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8-K

8-K (Primary)

Filename: mcbs-20261021x8k.htm · Sequence: 1

METROCITY BANKSHARES, INC._October 21, 2026

0001747068false00017470682026-10-212026-10-21

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 21, 2026

METROCITY BANKSHARES, INC.

(Exact name of registrant as specified in its charter)

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Georgia

No. 001-39068

47-2528408

(State or other jurisdiction of

incorporation)

(Commission File Number)

(I.R.S. Employer

Identification No.)

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5114 Buford Highway

Doraville, Georgia

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30340

(Address of principal executive offices)

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(Zip Code)

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(770) 455-4989

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240-13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title of each class

Trading Symbol(s)

Name of each Exchange on which registered

Common Stock, par value $0.01 per share

MCBS

The Nasdaq Stock Market LLC

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

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Emerging growth company   ◻

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ◻

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Item 8.01    Other Events

On October 21, 2026, MetroCity Bankshares, Inc. (the “Company”) announced the declaration of a quarterly cash dividend of $0.31 per share on its common stock. This dividend is payable November 13, 2026, to shareholders of record as of November 4, 2026. A copy of the press release announcing the cash dividend is attached hereto as Exhibit 99.1 and incorporated by reference herein.

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Item 9.01    Financial Statements and Exhibits

(d) Exhibits

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Exhibit No.

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Description

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99.1

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Press Release, dated October 21, 2026

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104

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Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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METROCITY BANKSHARES, INC.

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Date: October 21, 2026

By:

/s/ Farid Tan

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Farid Tan

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President and Interim Chief Financial Officer

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EX-99.1

EX-99.1

Filename: mcbs-ex99d1.htm · Sequence: 2

Exhibit 99.1

FOR IMMEDIATE RELEASE

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

ATLANTA, GA., October 21, 2026 (PR Newswire) – MetroCity Bankshares, Inc. (the “Company”) (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.31 per share on its common stock. The cash dividend is payable on November 13, 2026 to shareholders of record as of November 4, 2026.

About MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc. is a Georgia corporation and a bank holding company for its wholly-owned banking subsidiary, Metro City Bank, which is headquartered in the Atlanta metropolitan area. Metro City Bank currently operates 27 full-service branch locations in multi-ethnic communities in Alabama, California, Florida, Georgia, New York, New Jersey, Texas and Virginia. To learn more about Metro City Bank, visit www.metrocitybank.bank.

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Contact Information

Farid Tan

770-455-4978

faridtan@metrocitybank.bank

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