Form 8-K

8-K — TOMPKINS FINANCIAL CORP

Accession: 0001005817-26-000139

Filed: 2026-10-23

Period: 2026-10-22

CIK: 0001005817

SIC: 6022 (STATE COMMERCIAL BANKS)

Item: Results of Operations and Financial Condition

Item: Other Events

Item: Financial Statements and Exhibits

Documents

8-K — tmp-20261022.htm (Primary)

EX-99.1 (q32026pressrelease.htm)

EX-99.2 (q4div2026pressrelease.htm)

GRAPHIC (image.jpg)

GRAPHIC (image1.jpg)

XML — IDEA: XBRL DOCUMENT (R1.htm)

8-K

8-K (Primary)

Filename: tmp-20261022.htm · Sequence: 1

tmp-20261022

0001005817false00010058172026-10-222026-10-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) October 22, 2026

Tompkins Financial Corporation

(Exact name of registrant as specified in its charter)

New York 1-12709 16-1482357

(State or other jurisdiction

(Commission (IRS Employer

of incorporation) File Number) Identification No.)

118 E. Seneca Street,

PO Box 460,

Ithaca

New York

14851

(Address of Principal executive offices) (Zip Code)

Registrant’s telephone number, including area code (888) 503-5753

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, $0.10 par value TMP NYSE American, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On October 23, 2026, Tompkins Financial Corporation, (the “Company”) issued a press release announcing its earnings for the calendar quarter ended September 30, 2026. A copy of the press release is attached to this Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

The information furnished under Items 2.02 and Item 9.01 of this Report on Form 8-K, including Exhibits 99.1 and 99.2 to this Report on Form 8-K, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liabilities under the Section, nor shall it be deemed incorporated by reference in any registration statement or other filings of the Company under the Securities Act of 1933, as amended, except as shall be set forth by specific reference in such filing.

Item 8.01 Other Events

On October 22, 2026, the Company's Board of Directors declared a dividend of $0.74 per share, payable on November 13, 2026, to common shareholders of record on November 6, 2026. A copy of the press release is attached to this Report on Form 8-K as Exhibit 99.2.

Item 9.01 Financial Statements and Exhibits

(a) Not applicable.

(b) Not applicable.

(d) Exhibits.

EXHIBIT INDEX

Exhibit No. Description

99.1 Press Release of Tompkins Financial Corporation dated October 23, 2026

99.2 Press Release of Tompkins Financial Corporation dated October 23, 2026

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

TOMPKINS FINANCIAL CORPORATION

Date: October 23, 2026 /s/ Stephen S. Romaine

Stephen S. Romaine

President and CEO

EX-99.1

Filename: q32026pressrelease.htm · Sequence: 2

Document

For more information contact:

Stephen S. Romaine, President & CEO

Matthew Tomazin, Executive VP & CFO

Tompkins Financial Corporation (888) 503-5753

For Immediate Release

Friday, October 23, 2026

Tompkins Financial Corporation Reports Financial Results for Third Quarter of 2026

ITHACA, NY - Tompkins Financial Corporation (NYSE American: TMP)

Tompkins Financial Corporation ("Tompkins" or the "Company") reported diluted earnings per share of $2.00 for the third quarter of 2026, up $0.35 or 21.2%, from the third quarter of 2025 and down $0.04 per share or 2.0%, from the second quarter of 2026. Net income for the third quarter of 2026 was $28.7 million, an increase of $5.0 million, or 21.0%, from the third quarter of 2025 and down $650,000, or 2.2%, from the prior quarter.

For the nine months ended September 30, 2026, diluted earnings per share were $5.86, up $1.34 or 29.6%, from $4.52 for the same period in 2025. Net income for the year-to-date period totaled $84.0 million, up $19.2 million, or 29.6%, from $64.8 million for the nine months ended September 30, 2025.

Tompkins President and CEO, Stephen Romaine, commented, "We are pleased to report strong financial results for the third quarter. Our consistent levels of loan and deposit growth along with further expansion in net interest margin continue to provide momentum as we look forward. Given our strength in earnings and capital position we have approved another dividend increase, payable in the fourth quarter of 2026. This dividend represents a 13.8% increase compared to the dividend paid in the fourth quarter of 2025."

SELECTED HIGHLIGHTS FOR THE PERIOD:

•Net interest margin was 3.65% in the third quarter of 2026, up 7 basis points compared to the prior quarter, and up 45 basis points from the third quarter of 2025.

•Period end total loans at September 30, 2026 were up $127.8 million, or 1.9% compared to June 30, 2026 (7.8% on an annualized basis), and up $436.9 million, or 6.9%, from September 30, 2025.

•Period end total deposits at September 30, 2026 were $7.4 billion, up $379.9 million, or 5.4% compared to the most recent prior quarter end, and up $356.0 million, or 5.0%, from September 30, 2025.

•Total average cost of funds of 1.67% for the third quarter of 2026 was down 1 basis point from the second quarter of 2026, and down 16 basis points compared to the third quarter of 2025.

•Regulatory Tier 1 capital to average assets was 10.73% at September 30, 2026, up from 10.69% at June 30, 2026, and 9.41% at September 30, 2025.

NET INTEREST INCOME

Net interest income was $77.3 million for the third quarter of 2026, up $3.3 million or 4.5% compared to the second quarter of 2026, and up $13.4 million or 21.0% compared to the third quarter of 2025. For the nine months ended September 30, 2026, net interest income was $223.1 million, up $42.5 million or 23.5% when compared to the same period in 2025. The increase in net interest income compared to both prior year periods was due to improvement in net interest margin and growth in average loans.

Net interest margin was 3.65% for the third quarter of 2026, an increase of 7 basis points over the prior quarter, and an increase of 45 basis points compared to 3.20% for the third quarter of 2025. The increase in net interest margin, when compared to the most recent prior quarter, was primarily driven by higher yields on average interest-earning assets and growth in average loan balances. The year-over-year increase was primarily attributable to growth in average loan balances, improved yields on average interest-earning assets, and lower funding costs. The average yield on securities for the third quarter of 2026 increased 95 basis points over the third quarter of 2025, while the average yield on interest-earning assets increased 28 basis points over the same period.

Average loans for the quarter ended September 30, 2026 increased $119.1 million, or 1.8% (7.3% annualized), from the prior quarter and $428.0 million, or 6.9%, over the third quarter of 2025. The increase in average loans across both prior periods was primarily driven by growth in the commercial real estate and commercial and industrial portfolios. The average yield on total loans and leases was 5.60% for the third quarter of 2026, up 5 basis points from the prior quarter and up 8 basis points from the third quarter of 2025.

Average total deposits of $7.2 billion for the third quarter of 2026 increased $180.8 million, or 2.6%, over the second quarter of 2026 and $361.4 million, or 5.3%, over the third quarter of 2025. The cost of interest-bearing deposits of 2.10% for the third quarter of 2026 was up 3 basis points from the prior quarter and down 16 basis points compared to the third quarter of 2025. Average noninterest-bearing deposits totaled $2.0 billion, increasing $90.5 million, or 4.8%, over the second quarter of 2026, and $89.2 million or 4.7%, over the third quarter of 2025. The ratio of average noninterest-bearing deposits to average total deposits was 27.5% for the third quarter of 2026, up from 26.9% for the second quarter of 2026, and consistent with 27.7% for the third quarter of 2025. The average cost of interest-bearing liabilities was 2.24% for the third quarter of 2026, unchanged from the prior quarter, and down 21 basis points compared to the third quarter of 2025.

NONINTEREST INCOME

Noninterest income totaled $12.6 million for the third quarter of 2026, down $11.0 million, or 46.7%, from the third quarter of 2025. The decrease was primarily attributable to an $11.3 million decline in insurance revenue

resulting from the sale of our insurance subsidiary, Tompkins Insurance Agencies, Inc. ("TIA"), in the fourth quarter of 2025. Partially offsetting this decline were increases in fee-based service income, including increases in wealth management fees of $337,000 or 6.8%, service charges on deposit accounts of $164,000 or 8.9%, and card service income of $74,000 or 2.6%.

Year-to-date noninterest income of $37.5 million was down $33.6 million, or 47.2%, from the same period in 2025. Contributing to the year-over-year decrease was a $32.5 million decline in insurance revenue due to the sale of TIA, as well as a $2.2 million, or 23.2%, decrease in other income, primarily reflecting a gain on the sale of other real estate owned recognized in the second quarter of 2025. Partially offsetting these declines were increases in fee-based service income, including increases in wealth management fees of $749,000 or 5.0%, service charges on deposit accounts of $180,000 or 3.3%, and card service income of $236,000 or 2.7%.

NONINTEREST EXPENSE

Noninterest expense totaled $49.1 million for the third quarter of 2026, down $4.8 million, or 8.8%, from the third quarter of 2025. For the nine months ended September 30, 2026, noninterest expense totaled $143.9 million, down $12.2 million, or 7.8%, from the same period in 2025.

The decrease in noninterest expense for both periods was primarily attributable to the sale of TIA in the fourth quarter of 2025. The third quarter and year-to-date periods in 2025 included TIA-related salaries and wages and other employee benefits expenses of $6.1 million and $18.2 million, respectively, as well as other noninterest expenses of $1.4 million and $4.3 million, respectively. As a result, salaries and wages and other employee benefits decreased $3.8 million, or 11.3%, and $11.8 million, or 11.9%, respectively, for the three and nine months ended September 30, 2026, respectively, compared to the same periods in the prior year. These decreases were partially offset by annual merit increases and higher other employee benefit costs, including health insurance, as well as increases in technology expense.

INCOME TAX EXPENSE

Provision for income tax expense was $9.1 million, for an effective rate of 24.1%, for the third quarter of 2026, compared to $9.2 million, for an effective rate of 24.0%, for the most recent prior quarter, and $7.4 million, for an effective rate of 23.9% for the third quarter of 2025.

For the nine months ended September 30, 2026, provision for income tax expense was $26.7 million, for an effective tax rate of 24.1%, compared to $20.3 million for an effective tax rate of 23.9%, for the same period in 2025.

ASSET QUALITY

The allowance for credit losses was 0.90% of total loans and leases at September 30, 2026, up from 0.89% at June 30, 2026, and down from 0.95% at September 30, 2025. The decrease in the allowance for credit losses coverage ratio compared to September 30, 2025 was mainly due to improved economic forecasts for unemployment and gross domestic product and lower qualitative reserves related to asset quality. These were partially offset by additional specific reserves on individually analyzed nonaccrual commercial credits. The ratio of the allowance to total nonperforming loans and leases was 113.12% at September 30, 2026, compared to 111.29% at June 30, 2026, and 113.06% at September 30, 2025.

Provision for credit losses for the third quarter of 2026 was $3.0 million, up from $1.5 million for the most recent prior quarter, and up from $2.5 million for the third quarter of 2025. The increase in the provision expense compared to the most recent prior quarter was mainly driven by loan growth and specific reserves for individually evaluated loans, partially offset by updated economic forecasts. Net charge-offs for the three months ended September 30, 2026 were $1.2 million, compared to $1.6 million for the second quarter of 2026, and $1.1 million for the third quarter of 2025.

Nonperforming assets of $53.8 million represented 0.60% of total assets at September 30, 2026, compared to $52.9 million or 0.60% of total assets at June 30, 2026, and $53.0 million or 0.63% of total assets at September 30, 2025. Loans past due 30-89 days totaled $6.7 million at September 30, 2026, $4.7 million at June 30, 2026, and $7.8 million at September 30, 2025.

Special Mention and Substandard loans and leases totaled $151.1 million at September 30, 2026, compared to $140.0 million reported at June 30, 2026, and $144.2 million at September 30, 2025. Special Mention loans increased $6.8 million and Substandard loans increased by $4.3 million from the prior quarter end. These increases were primarily attributable to two commercial real estate relationships, including the downgrade of a $12.7 million credit to Special Mention and the migration of an existing $4.6 million Special Mention credit to Substandard. Management believes that the collateral securing these credits remains sufficient to mitigate potential loss exposure.

CAPITAL POSITION

Capital ratios at September 30, 2026 remained well above the regulatory minimums for well-capitalized institutions. The ratio of total capital to risk-weighted assets was 14.89% at September 30, 2026, unchanged compared to June 30, 2026, and increased compared to 13.27% at September 30, 2025. The ratio of Tier 1 capital to average assets was 10.73% at September 30, 2026, compared to 10.69% at June 30, 2026, and 9.41% at September 30, 2025.

The Company repurchased 18,118 shares of common stock at an aggregate cost of $1.8 million during the third quarter of 2026 and repurchased a total of 53,636 shares of common stock at an aggregate cost of $4.5 million

during the year-to-date period ending September 30, 2026. All of these shares were purchased under the Company's 2025 Stock Repurchase Plan.

LIQUIDITY POSITION

The Company's liquidity position at September 30, 2026 was consistent with its position at June 30, 2026. The Company's sources of liquidity include ready access to national and regional wholesale funding sources including Federal funds purchased, repurchase agreements, brokered deposits, Federal Reserve Bank's Discount Window advances and Federal Home Loan Bank (FHLB) advances. The Company maintained ready access to liquidity of $1.5 billion, or 17.1% of total assets, at September 30, 2026.

ABOUT TOMPKINS FINANCIAL CORPORATION

Tompkins Financial Corporation is a banking and financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. Headquartered in Ithaca, NY, Tompkins Financial is parent to Tompkins Bank & Trust, which offers a full array of products and services, including commercial and consumer banking. Tompkins Bank & Trust provides wealth management services under the Tompkins Financial Advisors brand, including investment management, trust and estate, financial and tax planning services. For more information on Tompkins Financial, visit www.tompkinsfinancial.com.

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995:

This press release contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. The statements contained in this press release that are not statements of historical fact may include forward-looking statements that involve a number of risks and uncertainties. Forward-looking statements may be identified by use of such words as "may", "could", "should", "will", "would", "estimate", "intend", "continue", "believe", "expect", "plan", "commit", or "anticipate", as well as the negative and other variations of these terms and other similar words. Examples of forward-looking statements may include statements regarding the sufficiency of existing collateral to cover exposure related to special mention and substandard loans. Forward-looking statements are made based on management’s expectations and beliefs concerning future events impacting the Company and are subject to uncertainties and factors relating to the Company’s operations and economic environment, all of which are difficult to predict and many of which are beyond the control of the Company, that could cause actual results of the Company to differ materially from those expressed and/or implied by forward-looking statements and historical performance. The following factors, in addition to those listed as Risk Factors in Item 1A of our Annual Report on Form 10-K for the year ended December 31, 2025 as filed with the Securities and Exchange Commission, are among those that could cause actual results to differ materially from the forward-looking statements and historical performance: changes in general economic, market and regulatory conditions; our ability to attract and retain deposits and other sources of liquidity; gross domestic product growth and inflation trends; the impact of the interest rate and inflationary environment on the Company's business, financial condition and results of operations; other income or cash flow anticipated from the Company's operations, investment and/or lending activities; changes in laws

and regulations affecting public companies, banks, bank holding companies and/or financial holding companies, including the Dodd-Frank Act, and other federal, state and local government mandates; the impact of any change in the FDIC insurance assessment rate or the rules and regulations related to the calculation of the FDIC insurance assessment amount; changes in supervisory and regulatory scrutiny of financial institutions; technological developments and changes; cybersecurity incidents and threats; the ability to continue to introduce competitive new products and services on a timely, cost-effective basis; governmental and public policy changes, including environmental regulation; reliance on large customers; the geographic concentration of our business; the ability to access financial resources in the amounts, at the times, and on the terms required to support the Company's future businesses; and the economic impact, including market volatility, of national and global events, including the response to bank failures, war and geopolitical matters (including continuing or increasing hostilities in the Middle East and the war in Ukraine), tariffs and trade wars, widespread protests, civil unrest, political uncertainty, and pandemics or other public health crises; and the related financial stress on borrowers and changes to customer behavior and credit risk as a result of any of the foregoing. The Company does not undertake any obligation to update its forward-looking statements.

TOMPKINS FINANCIAL CORPORATION

CONSOLIDATED STATEMENTS OF CONDITION

(In thousands, except share and per share data)(unaudited)

As of As of

ASSETS 9/30/2026 12/31/2025

(Audited)

Cash and noninterest bearing balances due from banks $ 81,779 $ 50,717

Interest bearing balances due from banks 160,372 82,100

Cash and Cash Equivalents 242,151 132,817

Available-for-sale debt securities, at fair value (amortized cost of $1,419,705 at September 30, 2026 and $1,391,379 at December 31, 2025)

1,337,945 1,382,068

Held-to-maturity debt securities, at amortized cost (fair value of $274,121 at September 30, 2026 and $283,860 at December 31, 2025)

312,581 312,528

Equity securities, at fair value 749 800

Loans held for sale 0 43,440

Total loans and leases, net of unearned income and deferred costs and fees 6,724,973 6,446,245

Less: Allowance for credit losses 60,455 57,671

Net Loans and Leases 6,664,518 6,388,574

Federal Home Loan Bank and other stock 26,508 32,307

Bank premises and equipment, net 70,213 72,418

Corporate owned life insurance 79,559 77,843

Goodwill 72,736 72,736

Accrued interest and other assets 171,557 152,737

Total Assets $ 8,978,517 $ 8,668,268

LIABILITIES

Deposits:

Interest bearing:

Checking, savings and money market 4,182,542 3,742,402

Time 1,252,938 1,298,393

Noninterest bearing 1,973,556 1,896,967

Total Deposits 7,409,036 6,937,762

Federal funds purchased and securities sold under agreements to repurchase 133,854 95,569

Other borrowings 406,712 564,446

Other liabilities 92,535 132,114

Total Liabilities $ 8,042,137 $ 7,729,891

EQUITY

Shareholders' equity:

Common Stock - par value $0.10 per share: Authorized 25,000,000 shares; Issued: 14,391,116 at September 30, 2026; and 14,449,845 at December 31, 2025

1,440 1,446

Additional paid-in capital 295,991 299,206

Retained earnings 716,829 662,161

Accumulated other comprehensive loss (73,187) (19,054)

Treasury stock, at cost – 91,740 shares at September 30, 2026, and 104,492 shares at December 31, 2025

(4,693) (5,382)

Total Equity $ 936,380 $ 938,377

Total Liabilities and Equity $ 8,978,517 $ 8,668,268

TOMPKINS FINANCIAL CORPORATION

CONSOLIDATED STATEMENTS OF INCOME

(In thousands, except per share data) (Unaudited) Three Months Ended Nine Months Ended

9/30/2026 06/30/2026 9/30/2025 9/30/2026 9/30/2025

INTEREST AND DIVIDEND INCOME

Loans $ 93,706 $ 90,087 $ 86,309 $ 270,916 $ 247,232

Due from banks 142 193 187 501 549

Available-for-sale debt securities 14,201 13,896 9,738 41,799 27,778

Held-to-maturity debt securities 1,225 1,222 1,224 3,665 3,661

Federal Home Loan Bank and other stock 535 543 598 1,538 1,944

Total Interest and Dividend Income 109,809 $ 105,941 $ 98,056 $ 318,419 $ 281,164

INTEREST EXPENSE

Time certificates of deposits of $250,000 or more 4,006 4,192 4,063 12,676 12,710

Other deposits 23,690 22,338 24,210 67,559 69,692

Federal funds purchased and securities sold under agreements to repurchase 43 59 23 120 125

Other borrowings 4,769 5,369 5,882 14,919 17,967

Total Interest Expense 32,508 31,958 34,178 95,274 100,494

Net Interest Income 77,301 73,983 63,878 223,145 180,670

Less: Provision for credit loss expense 3,012 1,502 2,490 6,016 10,557

Net Interest Income After Provision for Credit Loss Expense 74,289 72,481 61,388 217,129 170,113

NONINTEREST INCOME

Insurance commissions and fees 0 0 11,282 0 32,490

Wealth management fees 5,316 5,229 4,979 15,811 15,062

Service charges on deposit accounts 2,008 1,816 1,844 5,619 5,439

Card services income 2,965 3,296 2,891 8,903 8,667

Other income 2,305 2,797 2,557 7,238 9,424

Net (loss) gain on securities transactions (42) (4) 11 (51) 26

Total Noninterest Income 12,552 13,134 23,564 37,520 71,108

NONINTEREST EXPENSE

Salaries and wages 23,731 22,955 27,581 68,634 78,926

Other employee benefits 6,121 5,875 6,073 18,803 20,335

Net occupancy expense of premises 2,943 3,296 3,173 9,694 9,851

Furniture and fixture expense 2,006 2,025 1,825 6,058 5,681

Other operating expense 14,285 12,915 15,195 40,689 41,284

Total Noninterest Expenses 49,086 47,066 53,847 143,878 156,077

Income Before Income Tax Expense 37,755 38,549 31,105 110,771 85,144

Income Tax Expense 9,101 9,245 7,432 26,739 20,321

Net Income $ 28,654 29,304 23,673 84,032 64,823

Basic Earnings Per Share $ 2.01 $ 2.06 $ 1.66 $ 5.90 $ 4.55

Diluted Earnings Per Share $ 2.00 $ 2.04 $ 1.65 $ 5.86 $ 4.52

Average Consolidated Statements of Condition and Net Interest Analysis (Unaudited)

Quarter Ended Quarter Ended Quarter Ended

September 30, 2026 June 30, 2026 September 30, 2025

(dollar amounts in thousands) Average

Balance

(QTD) Interest Average

Yield/Rate Average

Balance

(QTD) Interest Average

Yield/Rate Average

Balance

(QTD) Interest Average

Yield/Rate

ASSETS

Interest-earning assets

Interest-bearing balances due from banks $ 16,483 $ 142 3.42 % $ 17,416 $ 192 4.42 % $ 18,474 $ 187 4.02 %

Securities1

U.S. Government securities 1,662,045 14,936 3.56 % 1,650,865 14,640 3.56 % 1,616,048 10,466 2.57 %

State and municipal2

80,410 541 2.67 % 79,748 526 2.65 % 82,462 541 2.60 %

Other Securities2

3,281 51 6.17 % 3,293 50 6.09 % 3,283 54 6.52 %

Total securities 1,745,736 15,528 3.53 % 1,733,906 15,216 3.52 % 1,701,793 11,061 2.58 %

FHLBNY and FRB stock 29,516 535 7.19 % 32,128 543 6.78 % 31,023 598 7.65 %

Total loans and leases, net of unearned income2,3

6,644,377 93,882 5.60 % 6,525,286 90,243 5.55 % 6,216,384 86,522 5.52 %

Total interest-earning assets 8,436,112 110,087 5.18 % 8,308,736 106,194 5.13 % 7,967,674 98,368 4.90 %

Other assets 341,862 352,338 329,774

Total assets $ 8,777,974 $ 8,661,074 $ 8,297,448

LIABILITIES & EQUITY

Deposits

Interest-bearing deposits

Interest bearing checking, savings, & money market $ 3,947,302 $ 17,602 1.77 % $ 3,855,494 $ 16,359 1.70 % $ 3,724,882 $ 17,306 1.84 %

Time deposits 1,278,614 10,094 3.13 % 1,280,086 10,171 3.19 % 1,228,830 10,967 3.54 %

Total interest-bearing deposits 5,225,916 27,696 2.10 % 5,135,580 26,530 2.07 % 4,953,712 28,273 2.26 %

Federal funds purchased & securities sold under agreements to repurchase 35,217 43 0.48 % 40,636 59 0.58 % 41,524 23 0.22 %

Other borrowings 484,057 4,769 3.91 % 550,041 5,369 3.92 % 535,327 5,882 4.36 %

Total interest-bearing liabilities 5,745,190 32,508 2.24 % 5,726,257 31,958 2.24 % 5,530,563 34,178 2.45 %

Noninterest bearing deposits 1,982,062 1,891,560 1,892,896

Accrued expenses and other liabilities 91,062 89,540 102,462

Total liabilities 7,818,314 7,707,357 7,525,921

Total equity 959,660 953,717 771,527

Total liabilities and equity $ 8,777,974 $ 8,661,074 $ 8,297,448

Interest rate spread 2.93 % 2.89 % 2.45 %

Tax-equivalent net interest income/margin on earning assets 77,579 3.65 % 74,236 3.58 % 64,190 3.20 %

Tax-equivalent adjustment (278) (253) (312)

Net interest income $ 77,301 $ 73,983 $ 63,878

Average Consolidated Statements of Condition and Net Interest Analysis (Unaudited)

Year to Date Period Ended Year to Date Period Ended

September 30, 2026 September 30, 2025

(dollar amounts in thousands) Average

Balance

(YTD) Interest Average

Yield/Rate Average

Balance

(YTD) Interest Average

Yield/Rate

ASSETS

Interest-earning assets

Interest-bearing balances due from banks $ 15,776 $ 501 4.25 % $ 16,914 $ 549 4.34 %

Securities1

U.S. Government securities 1,649,986 44,011 3.57 % 1,608,371 29,933 2.49 %

State and municipal2

80,456 1,603 2.66 % 84,466 1,649 2.61 %

Other securities 3,293 150 6.09 % 3,279 160 6.52 %

Total securities 1,733,735 45,764 3.53 % 1,696,116 31,742 2.50 %

FHLBNY and FRB stock 30,222 1,538 6.80 % 31,552 1,944 8.24 %

Total loans and leases, net of unearned income2,3

6,535,605 271,463 5.55 % 6,124,468 247,859 5.41 %

Total interest-earning assets 8,315,338 319,266 5.13 % 7,869,050 282,094 4.79 %

Other assets 358,839 306,039

Total assets $ 8,674,177 $ 8,175,089

LIABILITIES & EQUITY

Deposits

Interest-bearing deposits

Interest bearing checking, savings, & money market $ 3,875,988 $ 49,548 1.71 % $ 3,696,142 $ 49,903 1.81 %

Time deposits 1,281,441 30,687 3.20 % 1,206,273 32,499 3.60 %

Total interest-bearing deposits 5,157,429 80,235 2.08 % 4,902,415 82,402 2.25 %

Federal funds purchased & securities sold under agreements to repurchase 39,519 120 0.41 % 43,744 125 0.38 %

Other borrowings 508,443 14,919 3.92 % 549,192 17,967 4.37 %

Total interest-bearing liabilities 5,705,391 95,274 2.23 % 5,495,351 100,494 2.45 %

Noninterest bearing deposits 1,910,151 1,830,755

Accrued expenses and other liabilities 103,681 98,953

Total liabilities 7,719,223 7,425,059

Total equity 954,954 750,030

Total liabilities and equity $ 8,674,177 $ 8,175,089

Interest rate spread 2.90 % 2.35 %

Net interest income (TE)/margin on earning assets 223,992 3.60 % 181,600 3.09 %

Tax Equivalent Adjustment (847) (930)

Net interest income $ 223,145 $ 180,670

Tompkins Financial Corporation - Summary Financial Data (Unaudited)

(In thousands, except per share data)

Quarter-Ended Year-Ended

Period End Balance Sheet Sep-26 Jun-26 Mar-26 Dec-25 Sep-25 Dec-25

Securities $ 1,651,275 $ 1,706,414 $ 1,702,250 $ 1,695,396 $ 1,604,357 $ 1,695,396

Total Loans 6,724,973 6,597,178 6,477,943 6,446,245 6,288,071 6,446,245

Allowance for credit losses 60,455 58,479 58,108 57,671 59,889 57,671

Total assets 8,978,517 8,801,522 8,695,761 8,668,268 8,468,731 8,668,268

Total deposits 7,409,036 7,029,111 7,054,172 6,937,762 7,053,070 6,937,762

Brokered deposits 140,109 169,014 109,712 114,391 145,223 114,391

Federal funds purchased and securities sold under agreements to repurchase 133,854 181,710 118,133 95,569 80,804 95,569

Other borrowings 406,712 546,358 449,446 564,446 444,866 564,446

Total equity 936,380 959,932 946,741 938,377 788,805 938,377

Average Balance Sheet

Average earning assets $ 8,436,112 $ 8,308,736 $ 8,198,556 $ 8,058,427 $ 7,967,674 $ 7,916,783

Average assets 8,777,974 8,661,074 8,581,323 8,372,287 8,297,448 8,224,794

Average interest-bearing liabilities 5,745,190 5,726,257 5,643,611 5,484,440 5,530,563 5,492,601

Average equity 959,660 953,717 951,393 875,658 771,527 781,695

Share data

Weighted average shares outstanding (basic) 14,223,648 14,224,972 14,250,969 14,270,206 14,248,533 14,252,810

Weighted average shares outstanding (diluted) 14,345,850 14,333,390 14,347,514 14,356,680 14,345,219 14,335,358

Period-end shares outstanding 14,363,661 14,382,196 14,392,337 14,420,495 14,431,300 14,420,495

Common equity book value per share $ 65.19 $ 66.74 $ 65.78 $ 65.07 $ 54.66 $ 65.07

Tangible book value per share (Non-GAAP)** $ 60.12 $ 61.68 $ 60.73 $ 60.03 $ 48.19 $ 60.03

**See "Non-GAAP measures" below for a discussion of non-GAAP financial measures and a reconciliation of non-GAAP financial measures to the most directly comparable financial measures presented in accordance with GAAP.

Income Statement

Net interest income $ 77,301 $ 73,983 $ 71,861 $ 69,061 $ 63,878 $ 249,731

Provision for credit loss expense 3,012 1,502 1,502 977 2,490 11,534

Noninterest income 12,552 13,134 11,834 125,763 23,564 196,871

Noninterest expense 49,086 47,066 47,726 54,135 53,847 210,212

Income tax expense 9,101 9,245 8,393 43,464 7,432 63,785

Net income attributable to Tompkins Financial Corporation 28,654 29,304 26,074 96,248 23,673 161,071

Basic earnings per share4

2.01 2.06 1.83 6.74 1.66 11.30

Diluted earnings per share4

2.00 2.04 1.82 6.70 1.65 11.24

Nonperforming Assets

Nonaccrual loans and leases $ 53,128 $ 52,426 $ 51,271 $ 47,794 $ 52,805 $ 47,794

Loans and leases 90 days past due and accruing 313 122 124 146 166 146

Total nonperforming loans and leases 53,441 52,548 51,395 47,940 52,971 47,940

OREO 384 384 269 229 0 229

Total nonperforming assets $ 53,825 $ 52,932 $ 51,664 $ 48,169 $ 52,971 $ 48,169

Tompkins Financial Corporation - Summary Financial Data (Unaudited) - continued

Quarter-Ended Year-Ended

Delinquency - Total loan and lease portfolio Sep-26 Jun-26 Mar-26 Dec-25 Sep-25 Dec-25

Loans and leases 30-89 days past due and

accruing $ 6,702 $ 4,666 $ 5,874 $ 8,806 $ 7,841 $ 8,806

Loans and leases 90 days past due and accruing 313 122 124 146 166 146

Total loans and leases past due and accruing 7,015 4,788 5,998 8,952 8,007 8,952

Allowance for Credit Losses

Balance at beginning of period $ 58,479 $ 58,108 $ 57,671 $ 59,889 $ 58,555 $ 56,496

Provision for credit losses 3,173 1,962 1,212 1,064 2,454 $ 11,564

Net loan and lease charge-offs (recoveries) 1,197 1,591 775 3,282 1,120 $ 10,389

Allowance for credit losses at end of period $ 60,455 $ 58,479 $ 58,108 $ 57,671 $ 59,889 $ 57,671

Allowance for Credit Losses - Off-Balance Sheet Exposure

Balance at beginning of period $ 1,263 $ 1,723 $ 1,433 $ 1,520 $ 1,484 $ 1,463

Provision (credit) for credit losses (161) (460) 290 (87) 36 $ (30)

Allowance for credit losses at end of period $ 1,102 $ 1,263 $ 1,723 $ 1,433 $ 1,520 $ 1,433

Loan Classification - Total Portfolio

Special Mention $ 90,401 $ 83,631 $ 66,104 $ 100,717 $ 88,398 $ 100,717

Substandard 60,689 56,380 54,331 33,764 55,762 33,764

Ratio Analysis

Credit Quality

Nonperforming loans and leases/total loans and leases 0.79 % 0.80 % 0.79 % 0.74 % 0.84 % 0.74 %

Nonperforming assets/total assets 0.60 % 0.60 % 0.59 % 0.56 % 0.63 % 0.56 %

Allowance for credit losses/total loans and leases 0.90 % 0.89 % 0.90 % 0.89 % 0.95 % 0.89 %

Allowance/nonperforming loans and leases 113.12 % 111.29 % 113.06 % 120.30 % 113.06 % 120.30 %

Net loan and lease losses (recoveries) annualized/total average loans and leases 0.07 % 0.10 % 0.05 % 0.21 % 0.07 % 0.17 %

Capital Adequacy

Tier 1 Capital (to average assets) 10.73 % 10.69 % 10.58 % 10.62 % 9.41 % 10.62 %

Total Capital (to risk-weighted assets) 14.89 % 14.89 % 14.78 % 14.56 % 13.27 % 14.56 %

Profitability (period-end)

Return on average assets * 1.30 % 1.36 % 1.23 % 4.56 % 1.13 % 1.96 %

Return on average equity * 11.85 % 12.32 % 11.11 % 43.61 % 12.17 % 20.61 %

Net interest margin (TE) * 3.65 % 3.58 % 3.57 % 3.42 % 3.20 % 3.17 %

Average yield on interest-earning assets* 5.18 % 5.13 % 5.09 % 4.98 % 4.90 % 4.84 %

Average cost of deposits* 1.52 % 1.51 % 1.51 % 1.58 % 1.64 % 1.62 %

Average cost of funds* 1.67 % 1.68 % 1.67 % 1.71 % 1.83 % 1.80 %

* Quarterly ratios have been annualized

Tompkins Financial Corporation - Summary Financial Data (Unaudited) - continued

Non-GAAP Measures

This press release contains financial information determined by methods other than in accordance with U.S. generally accepted accounting principles (GAAP). Where non-GAAP disclosures are used in this press release, the comparable GAAP measure, as well as reconciliation to the comparable GAAP measure, is provided in the below table. The Company believes the non-GAAP measures provide meaningful comparisons of our underlying operational performance and facilitate management's and investors' assessments of business and performance trends in comparison to others in the financial services industry. These non-GAAP financial measures should not be considered in isolation or as a measure of the Company's profitability or liquidity; they are in addition to, and are not a substitute for, financial measures under GAAP. The non-GAAP financial measures presented herein may be different from non-GAAP financial measures used by other companies, and may not be comparable to similarly titled measures reported by other companies. Further, the Company may utilize other measures to illustrate performance in the future. Non-GAAP financial measures have limitations since they do not reflect all of the amounts associated with the Company's results of operations as determined in accordance with GAAP.

Reconciliation of Tangible Book Value Per Share (non-GAAP) to Common Equity Book Value Per Share (GAAP)

Quarter-Ended Year-Ended

Sep-26 Jun-26 Mar-26 Dec-25 Sep-25 Dec-25

Common equity book value per share (GAAP) $ 65.19 $ 66.74 $ 65.78 $ 65.07 $ 54.66 $ 65.07

Total common equity $ 936,380 $ 959,932 $ 946,741 $ 938,377 $ 788,805 $ 938,377

Less: Goodwill and intangibles* 72,766 72,766 72,766 72,766 93,405 72,766

Tangible common equity (Non-GAAP) 863,614 887,166 873,975 865,611 695,400 865,611

Ending shares outstanding 14,363,661 14,382,196 14,392,337 14,420,495 14,431,300 14,420,495

Tangible book value per share (Non-GAAP) $ 60.12 $ 61.68 $ 60.73 $ 60.03 $ 48.19 $ 60.03

*The decline in goodwill for the fourth quarter of 2025 over the prior periods shown in the table reflects the sale of TIA.

1 Average balances and yields on available-for-sale securities are based on historical amortized cost.

2 Interest income includes the tax effects of taxable-equivalent adjustments using an effective income tax rate of 21% in 2026 and 2025 to increase tax exempt interest income to taxable-equivalent basis.

3 Nonaccrual loans are included in the average asset totals presented above. Payments received on nonaccrual loans have been recognized as disclosed in Note 1 of the Company's consolidated financial statements included in Part I of the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2025.

4 Earnings per share for the full fiscal year may not equal the sum of the quarterly earnings per share as a result of rounding of average shares.

EX-99.2

Filename: q4div2026pressrelease.htm · Sequence: 3

Document

For more information contact:

Stephen S. Romaine, President & CEO

Matthew Tomazin, Executive VP & CFO

Tompkins Financial Corporation (888) 503-5753

For Immediate Release

Friday, October 23, 2026

Tompkins Financial Corporation Reports Increased Cash Dividend

ITHACA, NY - Tompkins Financial Corporation (NYSE American: TMP)

Tompkins Financial Corporation announced today that its Board of Directors approved payment of a regular quarterly cash dividend of $0.74 per share, payable on November 13, 2026, to common shareholders of record on November 6, 2026. The dividend amount represents an increase of $0.04 per share, or 5.7% over the dividend paid in the third quarter of 2025.

ABOUT TOMPKINS FINANCIAL CORPORATION

Tompkins Financial Corporation is a banking and financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. Headquartered in Ithaca, NY, Tompkins Financial is parent to Tompkins Bank & Trust, which offers a full array of financial products and services, including commercial and consumer banking. Tompkins Bank & Trust provides wealth management services, including investment management, trust and estate, financial and tax planning services, under the Tompkins Financial Advisors brand. For more information on Tompkins Financial, visit www.tompkinsfinancial.com.

GRAPHIC

Filename: image.jpg · Sequence: 7

Binary file (25083 bytes)

Download image.jpg

GRAPHIC

Filename: image1.jpg · Sequence: 8

Binary file (25083 bytes)

Download image1.jpg

XML — IDEA: XBRL DOCUMENT

XML

Filename: R1.htm · Sequence: 10

v3.26.3

Cover Page

Oct. 22, 2026

Cover [Abstract]

Document Type

8-K

Document Period End Date

Oct. 22, 2026

Entity Registrant Name

Tompkins Financial Corp

Entity Incorporation, State or Country Code

Entity File Number

1-12709

Entity Tax Identification Number

16-1482357

Entity Address, Address Line One

118 E. Seneca Street,

Entity Address, Address Line Two

PO Box 460,

Entity Address, City or Town

Ithaca

Entity Address, State or Province

Entity Address, Postal Zip Code

14851

City Area Code

(888)

Local Phone Number

503-5753

Written Communications

false

Soliciting Material

false

Pre-commencement Tender Offer

false

Pre-commencement Issuer Tender Offer

false

Title of 12(b) Security

Common Stock, $0.10 par value

Trading Symbol

TMP

Security Exchange Name

NYSEAMER

Entity Emerging Growth Company

false

Entity Central Index Key

0001005817

Amendment Flag

false

- Definition

Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.

+ References

No definition available.

+ Details

Name:

dei_AmendmentFlag

Namespace Prefix:

dei_

Data Type:

xbrli:booleanItemType

Balance Type:

Period Type:

duration

- Definition

Area code of city

+ References

No definition available.

+ Details

Name:

dei_CityAreaCode

Namespace Prefix:

dei_

Data Type:

xbrli:normalizedStringItemType

Balance Type:

Period Type:

duration

- Definition

Cover page.

+ References

No definition available.

+ Details

Name:

dei_CoverAbstract

Namespace Prefix:

dei_

Data Type:

xbrli:stringItemType

Balance Type:

Period Type:

duration

- Definition

For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.

+ References

No definition available.

+ Details

Name:

dei_DocumentPeriodEndDate

Namespace Prefix:

dei_

Data Type:

xbrli:dateItemType

Balance Type:

Period Type:

duration

- Definition

The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.

+ References

No definition available.

+ Details

Name:

dei_DocumentType

Namespace Prefix:

dei_

Data Type:

dei:submissionTypeItemType

Balance Type:

Period Type:

duration

- Definition

Address Line 1 such as Attn, Building Name, Street Name

+ References

No definition available.

+ Details

Name:

dei_EntityAddressAddressLine1

Namespace Prefix:

dei_

Data Type:

xbrli:normalizedStringItemType

Balance Type:

Period Type:

duration

- Definition

Address Line 2 such as Street or Suite number

+ References

No definition available.

+ Details

Name:

dei_EntityAddressAddressLine2

Namespace Prefix:

dei_

Data Type:

xbrli:normalizedStringItemType

Balance Type:

Period Type:

duration

- Definition

Name of the City or Town

+ References

No definition available.

+ Details

Name:

dei_EntityAddressCityOrTown

Namespace Prefix:

dei_

Data Type:

xbrli:normalizedStringItemType

Balance Type:

Period Type:

duration

- Definition

Code for the postal or zip code

+ References

No definition available.

+ Details

Name:

dei_EntityAddressPostalZipCode

Namespace Prefix:

dei_

Data Type:

xbrli:normalizedStringItemType

Balance Type:

Period Type:

duration

- Definition

Name of the state or province.

+ References

No definition available.

+ Details

Name:

dei_EntityAddressStateOrProvince

Namespace Prefix:

dei_

Data Type:

dei:stateOrProvinceItemType

Balance Type:

Period Type:

duration

- Definition

A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b-2

+ Details

Name:

dei_EntityCentralIndexKey

Namespace Prefix:

dei_

Data Type:

dei:centralIndexKeyItemType

Balance Type:

Period Type:

duration

- Definition

Indicate if registrant meets the emerging growth company criteria.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b-2

+ Details

Name:

dei_EntityEmergingGrowthCompany

Namespace Prefix:

dei_

Data Type:

xbrli:booleanItemType

Balance Type:

Period Type:

duration

- Definition

Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.

+ References

No definition available.

+ Details

Name:

dei_EntityFileNumber

Namespace Prefix:

dei_

Data Type:

dei:fileNumberItemType

Balance Type:

Period Type:

duration

- Definition

Two-character EDGAR code representing the state or country of incorporation.

+ References

No definition available.

+ Details

Name:

dei_EntityIncorporationStateCountryCode

Namespace Prefix:

dei_

Data Type:

dei:edgarStateCountryItemType

Balance Type:

Period Type:

duration

- Definition

The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b-2

+ Details

Name:

dei_EntityRegistrantName

Namespace Prefix:

dei_

Data Type:

xbrli:normalizedStringItemType

Balance Type:

Period Type:

duration

- Definition

The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b-2

+ Details

Name:

dei_EntityTaxIdentificationNumber

Namespace Prefix:

dei_

Data Type:

dei:employerIdItemType

Balance Type:

Period Type:

duration

- Definition

Local phone number for entity.

+ References

No definition available.

+ Details

Name:

dei_LocalPhoneNumber

Namespace Prefix:

dei_

Data Type:

xbrli:normalizedStringItemType

Balance Type:

Period Type:

duration

- Definition

Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 13e

-Subsection 4c

+ Details

Name:

dei_PreCommencementIssuerTenderOffer

Namespace Prefix:

dei_

Data Type:

xbrli:booleanItemType

Balance Type:

Period Type:

duration

- Definition

Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 14d

-Subsection 2b

+ Details

Name:

dei_PreCommencementTenderOffer

Namespace Prefix:

dei_

Data Type:

xbrli:booleanItemType

Balance Type:

Period Type:

duration

- Definition

Title of a 12(b) registered security.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b

+ Details

Name:

dei_Security12bTitle

Namespace Prefix:

dei_

Data Type:

dei:securityTitleItemType

Balance Type:

Period Type:

duration

- Definition

Name of the Exchange on which a security is registered.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection d1-1

+ Details

Name:

dei_SecurityExchangeName

Namespace Prefix:

dei_

Data Type:

dei:edgarExchangeCodeItemType

Balance Type:

Period Type:

duration

- Definition

Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 14a

-Subsection 12

+ Details

Name:

dei_SolicitingMaterial

Namespace Prefix:

dei_

Data Type:

xbrli:booleanItemType

Balance Type:

Period Type:

duration

- Definition

Trading symbol of an instrument as listed on an exchange.

+ References

No definition available.

+ Details

Name:

dei_TradingSymbol

Namespace Prefix:

dei_

Data Type:

dei:tradingSymbolItemType

Balance Type:

Period Type:

duration

- Definition

Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Securities Act

-Number 230

-Section 425

+ Details

Name:

dei_WrittenCommunications

Namespace Prefix:

dei_

Data Type:

xbrli:booleanItemType

Balance Type:

Period Type:

duration