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Form 8-K

sec.gov

8-K — Enova International, Inc.

Accession: 0001193125-26-300931

Filed: 2026-07-10

Period: 2026-07-10

CIK: 0001529864

SIC: 6141 (PERSONAL CREDIT INSTITUTIONS)

Item: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

Item: Financial Statements and Exhibits

Documents

8-K — enva-20260710.htm (Primary)

EX-99.1 (enva-ex99_1.htm)

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8-K

8-K (Primary)

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 10, 2026

ENOVA INTERNATIONAL, INC.

(Exact name of Registrant as Specified in Its Charter)

Delaware

1-35503

45-3190813

(State or Other Jurisdiction

of Incorporation)

(Commission File Number)

(IRS Employer

Identification No.)

175 West Jackson Boulevard

Chicago, Illinois

60604

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s Telephone Number, Including Area Code: 312 568-4200

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange on which registered

Common Stock, $.00001 par value per share

ENVA

New York Stock Exchange LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

Resignation of Directors

On July 10, 2026, each of William M. Goodyear and Mark McGowan submitted their resignations as directors of Enova International, Inc. (the “Company”), effective immediately. Mr. Goodyear and Mr. McGowan were members of the Audit Committee. The resignations were not the result of any disagreement with the Company on any matter relating to the Company’s operation, policies or practices.

Following the receipt of Mr. McGowan and Mr. Goodyear’s resignations, on July 10, 2026, the Board of Directors of the Company adopted a resolution to reduce the size of the Board to ten directors, as permitted under the Company’s Restated Certificate of Incorporation and Amended and Restated Bylaws.

Appointment of Director

Effective immediately, the Board of Directors of the Company has elected Maria Veltre as a member of its Board. Ms. Veltre will stand for re-election at the Company's 2027 Annual Meeting of Shareholders. A copy of the press release announcing Ms. Veltre’s election to the Board is attached as Exhibit 99.1.

Ms. Veltre will receive a pro rata amount of the Company's director compensation, the terms of which were disclosed in the Company’s Proxy Statement for the 2026 Annual Meeting of Shareholders filed with the Securities and Exchange Commission on April 2, 2026.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

The following exhibits are furnished as part of this Report on Form 8-K:

Exhibit No.

Description

99.1

Enova International, Inc. press release dated July 10, 2026

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Enova International, Inc.

Date:

July 10, 2026

By:

/s/ Sean Rahilly

Sean Rahilly

General Counsel & Secretary

EX-99.1

EX-99.1

Filename: enva-ex99_1.htm · Sequence: 2

EX-99.1

Exhibit 99.1

Enova Announces Board of Directors Appointment and Planned Departures

CHICAGO, July 10, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA) announced changes today to the Board of Directors.

Maria Veltre will join Enova's Board of Directors, effective immediately.

Veltre is an Operating Partner at Lightyear Capital and served as a Board Director for Allworth Financial, a Lightyear Fund V portfolio company. She previously served as US Head of Digital and Innovation at Santander US, as Chief Marketing Officer for Fifth Third Bank and for Citi's Small Business unit, and held senior marketing and digital roles at other financial institutions, including J.P. Morgan Chase. In 2019, she was named one of American Banker's Women to Watch. Veltre received a B.S. in Economics from the University of Pennsylvania's Wharton School and an M.B.A. from New York University's Stern School of Business.

“Maria has built an impressive career leading customer-centered businesses at some of the largest names in financial services. We are extremely pleased to welcome her to Enova's Board,” said David Fisher, Enova’s Executive Chairman of the Board. "Her experience and perspective will be invaluable as we continue our growth, seek to complete our announced acquisition of Grasshopper Bank and deliver value to our shareholders, our customers, our employees and the communities we serve."

At the same time, William M. Goodyear and Mark McGowan are retiring from the Board and have resigned from the Board as part of a planned Board transition. The resignations were not related to any disagreement with the Company.

"On behalf of the Board, I want to express our deepest gratitude to Bill and Mark for their many years of service. Their strategic guidance and stewardship have been instrumental to our success. Enova is stronger from their contributions as Board members over the years, and we wish them the very best," said Fisher.

About Enova

Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks. For over 20 years, Enova has provided approximately $70 billion in loans and financing to nearly 15 million customers by offering a suite of market-leading products powered by the company's world-class analytics, machine learning algorithms and proprietary technology. You can learn more about the company and its portfolio of businesses at www.enova.com.

SOURCE Enova International, Inc.

For further information:

Public Relations Contact:

Erin Yeager

Email: media@enova.com

Investor Relations Contacts:

Lindsay Savarese

Office: 212-331-8417

Email: IR@enova.com

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