Form 8-K

8-K — MVB FINANCIAL CORP

Accession: 0001277902-26-000056

Filed: 2026-04-08

Period: 2026-04-08

CIK: 0001277902

SIC: 6022 (STATE COMMERCIAL BANKS)

Item: Regulation FD Disclosure

Documents

8-K — mvbf-20260408.htm (Primary)

EX-99.1 (centricapitalconferencepre.htm)

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8-K

8-K (Primary)

Filename: mvbf-20260408.htm · Sequence: 1

mvbf-20260408

FALSE000127790200012779022026-04-082026-04-08

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 8, 2026

MVB Financial Corp

(Exact name of registrant as specified in its charter)

West Virginia

001-38314

20-0034461

(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

301 Virginia Avenue, Fairmont, WV

26554-2777

(Address of principal executive offices) (Zip Code)

(304) 363-4800

(Registrant's telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common stock, $1.00 par value MVBF The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01. Regulation FD Disclosure.

On April 8, 2026, MVB Financial Corp. ("MVB") and its wholly-owned bank subsidiary, MVB Bank, Inc., issued a press release announcing that MVB will be presenting at the Centri Capital Conference at Nasdaq in New York, NY on Tuesday, April 14, 2026.

Larry F. Mazza, MVB President and Chief Executive Officer, and Michael Sumbs, MVB Executive Vice President and Chief Financial Officer, will participate in a fireside chat from 9:30 to 9:55 a.m. For those joining the conference in-person, Mr. Mazza will also participate in a panel discussion from 4:45 to 5:30 p.m.

A live webcast of the fireside chat will be available here: https://event.summitcast.com/view/KrjsLipAGeqbsaZrYptLHv/LKFHwSujzEAQ6EVaNtCC5v. The link will also be on MVB’s investor relations website at https://ir.mvbbanking.com (under Events and Presentations section). An archived replay of the audio from the webcast will be available following the event.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

99.1 Press release of MVB Financial Corp. dated April 8, 2026

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

MVB Financial Corp.

By: /s/ Michael R. Sumbs

Michael R. Sumbs

Executive Vice President and Chief Financial Officer

Date: April 8, 2026

EX-99.1

Filename: centricapitalconferencepre.htm · Sequence: 2

Document

Exhibit 99.1

N E W S R E L E A S E

MEDIA CONTACT

Amy Baker

VP, Corporate Communications and Marketing

MVB Bank

abaker@mvbbanking.com

(304) 288-9540

INVESTOR RELATIONS

Marcie Lipscomb

mlipscomb@mvbbanking.com

(844) 682-2265

MVB Financial to Present at Centri Capital Conference

FAIRMONT, W.Va. (April 1, 2026) – MVB Financial Corp. (Nasdaq: MVBF) (“MVB,” “MVB Financial”), the parent holding company for MVB Bank, will be part of the diverse lineup of exciting and disruptive presenting companies at the Centri Capital Conference at Nasdaq in New York City on Tuesday, April 14.

Larry F. Mazza, MVB Chief Executive Officer and President, and Michael Sumbs, MVB Chief Financial Officer, will participate in a fireside chat from 9:30-9:55 a.m. April 14. For those joining the conference in-person, Mazza will also participate in a panel discussion from 4:45 to 5:30 p.m.

A live webcast of the fireside chat will be available here:

https://event.summitcast.com/view/KrjsLipAGeqbsaZrYptLHv/LKFHwSujzEAQ6EVaNtCC5v. The link will also be on MVB’s investor relations website at https://ir.mvbbanking.com (under Events and Presentations section). An archived replay of the audio from the webcast will be available following the event.

The Centri Capital Conference will gather attendees from across the capital markets ecosystem and investment community, including investment bankers, private equity investors, family offices and high-net-worth individuals. The highly anticipated conference will feature company presentations and fireside chats, facilitated investor 1:1 meetings and panel discussions featuring insights from thought leaders in the capital markets space.

For more information about the Centri Capital Conference visit: www.CentriConsulting.com/capital-conference

About MVB Financial Corp.

MVB Financial Corp. (Nasdaq: MVBF) is an innovative bank powering Fintech solutions in payments, card issuance, sponsorship lending and online gaming programs for leading Fintech companies nationwide, while providing traditional retail and commercial banking services within established markets. MVB’s comprehensive platform includes money movement solutions across all modalities and embedded finance capabilities. MVB combines proven Fintech builder/incubator capabilities, innovative culture, regulatory expertise, core banking and AI-driven operational efficiency to enable Fintech partners to navigate complex regulatory requirements while accelerating time-to-market. For more information about MVB, please visit http://ir.mvbbanking.com.

About Centri Business Consulting, LLC

Centri Business Consulting provides the highest quality advisory consulting services to its clients by being reliable and responsive to their needs. Centri provides companies with the expertise they need to meet their reporting demands. Centri specializes in financial reporting, internal controls, technical accounting research, valuation, mergers & acquisitions, and tax, CFO and HR advisory services for companies of various sizes and industries. From complex technical accounting transactions to monthly financial reporting, our professionals can offer any organization specialized expertise and multilayered skillsets to ensure the project is completed timely and accurately.

Forward-looking Statements

MVB Financial has made forward-looking statements, within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, in this press release that are intended to be covered by the protections provided under the Private Securities Litigation Reform Act of 1995. These forward-looking statements are based on current expectations about the future and are subject to risks and uncertainties. Forward-looking statements include, without limitation, information concerning possible or assumed future results of operations of the Company and its subsidiaries. Forward-looking statements can be identified by the use of words such as “may,” “could,” “should,” “would,” “will,” “plans,” “believes,” “estimates,” “expects,” “anticipates,” “intends,” “continues” or the negative of those terms or similar expressions. Note that many factors could affect the future financial results of the Company and its subsidiaries, both individually and collectively, and could cause those results to differ materially from those expressed in forward-looking statements. Therefore, undue reliance should not be placed upon any forward-looking statements. Those factors include but are not limited to: market, economic, operational, liquidity and credit risk; changes in market interest rates; inability to successfully execute business plans, including strategies related to investments in Fintech companies; competition; unforeseen events, such as pandemics or natural disasters, and any governmental or societal responses thereto; changes in economic, business and political conditions, including, without limitation, the imposition of international trade policies and any retaliatory responses thereto; changes in demand for loan products and deposit flow; changes in deposit classifications; operational risks and risk management failures; and government regulation and supervision. Additional factors that may cause actual results to differ materially from those described in the forward-looking statements can be found in the Company’s Annual Report on Form 10-K for the year ended December 31, 2025, as well as its other filings with the Securities and Exchange Commission (“SEC”), which are available on the SEC’s website at www.sec.gov. Except as required by law, the Company disclaims any obligation to update, revise or correct any forward-looking statements.

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