Form 8-K

8-K — Midland States Bancorp, Inc.

Accession: 0001104659-26-055732

Filed: 2026-05-05

Period: 2026-05-05

CIK: 0001466026

SIC: 6022 (STATE COMMERCIAL BANKS)

Item: Other Events

Item: Financial Statements and Exhibits

Documents

8-K — tm2613651d2_8k.htm (Primary)

EX-99.1 — EXHIBIT 99.1 (tm2613651d2_ex99-1.htm)

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United

States

Securities

And Exchange Commission

Washington, DC 20549

FORM

8-K

Current

Report Pursuant to

Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of report (Date of earliest event reported):

May 5, 2026

Midland States

Bancorp, Inc.

(Exact Name of Registrant as Specified in Charter)

Illinois

001-35272

37-1233196

(State or Other Jurisdiction

Incorporation)

(Commission File Number)

(IRS Employer Identification

No.)

1201 Network Centre Drive

Effingham, Illinois 62401

(Address of Principal Executive Offices) (Zip Code)

Registrant’s

telephone number, including area code: (217) 342-7321

N/A

(Former Name or Former Address, if Changed Since Last Report)

Securities registered pursuant to Section 12(b)

of the Act:

Check the appropriate box

below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following

provisions (see General Instruction A.2. below):

¨ Written

communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting

material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement

communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement

communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Title

of each class

Trading

Symbol(s)

Name

of each exchange

on which registered

Common stock, $0.01 par value

MSBI

The Nasdaq Stock Market LLC

Depositary Shares (each representing a 1/40th interest in a share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, $2.00 par value)

MSBIP

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant

is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b–2

of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging

growth company ¨

an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 8.01. Other Events.

Dividend

Announcement

May 5, 2026, Midland States Bancorp, Inc. (the “Company”) announced that its Board of Directors (the “Board”)

declared a quarterly cash dividend of $0.32 per share of its common stock. The dividend is payable on May 22, 2026 to all

shareholders of record as of the close of business on May 15, 2026.

The Board also declared a

cash dividend of $0.4844 per depository share on its 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A.

The dividend will be payable on June 30, 2026 to stockholders of record as of June 15, 2026.

copy of the press release regarding the dividends is filed herewith as Exhibit 99.1.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.

Description

99.1

Press

Release of Midland States Bancorp, Inc., dated May 5, 2026

104

Cover Page Interactive Data File (embedded within

the Inline XBRL document)

SignatureS

Pursuant to the requirements

of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto

duly authorized.

Date: May 5,

2026 MIDLAND STATES BANCORP, INC.

By: /s/ Nathan Sturycz

Nathan Sturycz

General Counsel

EX-99.1 — EXHIBIT 99.1

EX-99.1

Filename: tm2613651d2_ex99-1.htm · Sequence: 2

Exhibit 99.1

FOR IMMEDIATE RELEASE

MIDLAND STATES BANCORP, INC. ANNOUNCES

COMMON STOCK

AND PREFERRED STOCK DIVIDENDS

Effingham, IL, May 5, 2026 –

Midland States Bancorp, Inc. (Nasdaq: MSBI) announced today that its Board of Directors declared a quarterly cash dividend of $0.32

per share of its common stock. The dividend is payable on May 22, 2026 to all shareholders of record as of the close of business

on May 15, 2026.

The Board of Directors also declared a cash dividend

of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A. The dividend will

be payable on June 30, 2026 to stockholders of record as of June 15, 2026.

About Midland States Bancorp, Inc.

Midland States Bancorp, Inc. is a community-based

financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of March 31,

2026, the Company had total assets of approximately $6.55 billion, and its Wealth Management Group had assets under administration of

approximately $4.47 billion. The Company provides a full range of commercial and consumer banking products and services, merchant credit

card services, trust and investment management, insurance and financial planning services. For additional information, visit midlandsb.com

or follow Midland States Bank on LinkedIn.

###

CONTACTS:

Claire A. Stack, Interim Chief Financial Officer, at cstack@midlandsb.com

or (217) 342-7321

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