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Form 8-K

sec.gov

8-K — Carter Bankshares, Inc.

Accession: 0001829576-26-000053

Filed: 2026-05-29

Period: 2026-05-27

CIK: 0001829576

SIC: 6021 (NATIONAL COMMERCIAL BANKS)

Item: Submission of Matters to a Vote of Security Holders

Documents

8-K — care-20260527.htm (Primary)

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): May 27, 2026

CARTER BANKSHARES, INC.

(Exact name of registrant as specified in its charter)

Virginia 001-39731 85-3365661

(State or other jurisdiction

of incorporation) (Commission

file number) (IRS Employer

Identification No.)

1300 Kings Mountain Road, Martinsville, Virginia 24112

(Address of Principal Executive Offices) (Zip Code)

(276) 656-1776

(Registrant's telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which

registered

Common Stock, $1.00 par value CARE NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 5.07. - Submission of Matters to a Vote of Security Holders.

On May 27, 2026, Carter Bankshares, Inc. (the “Company”) held its 2026 Annual Meeting of Shareholders (the “Annual Meeting”). A total of 17,183,400 of the Company’s shares were voted in person or by proxy. Following are the final voting results on the matters considered and voted upon at the Annual Meeting, all of which are described in the Proxy Statement for the 2026 Annual Meeting.

Proposal #1

To elect the 11 Directors below to serve until the 2027 Annual Meeting of Shareholders or until their successors are elected:

For Withhold Authority Broker Non-Votes

Michael R. Bird 12,184,489 429,552 4,569,359

Kevin S. Bloomfield 12,235,852 378,189 4,569,359

Robert M. Bolton 12,267,231 346,810 4,569,359

Gregory W. Feldmann 11,765,710 848,331 4,569,359

James W. Haskins 11,878,284 735,757 4,569,359

Phyllis Q. Karavatakis 12,349,880 264,161 4,569,359

Jacob A. Lutz, III 12,170,501 443,540 4,569,359

Catharine L. Midkiff 12,181,980 432,061 4,569,359

Curtis E. Stephens 12,239,156 374,885 4,569,359

Litz H. Van Dyke 12,156,711 457,330 4,569,359

Elizabeth L. Walsh 12,173,513 440,528 4,569,359

Proposal #2

To approve, in an advisory and non-binding vote, the compensation of the Company’s named executive officers as disclosed in the proxy statement.

For Against Abstain Non- Votes

11,748,459 695,815 169,767 4,569,359

Proposal #3

To ratify the appointment of the independent registered public accounting firm of Crowe LLP as the independent auditors of the Company for the fiscal year ending December 31, 2026.

For Against Abstain Non- Votes

17,089,948 90,529 2,923 0

1

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

CARTER BANKSHARES, INC.

(Registrant)

Date: May 29, 2026 By: /s/ Litz H. Van Dyke

Name: Litz H. Van Dyke

Title: Chief Executive Officer

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Entity Address, Address Line One

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