Form 8-K
8-K — CAPITAL ONE FINANCIAL CORP
Accession: 0001193125-26-358268
Filed: 2026-08-20
Period: 2026-08-20
CIK: 0000927628
SIC: 6021 (NATIONAL COMMERCIAL BANKS)
Item: Other Events
Item: Financial Statements and Exhibits
Documents
8-K — d825041d8k.htm (Primary)
EX-99.1 (d825041dex991.htm)
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8-K
8-K (Primary)
Filename: d825041d8k.htm · Sequence: 1
8-K
CAPITAL ONE FINANCIAL CORP false 0000927628 0000927628 2026-08-20 2026-08-20 0000927628 us-gaap:CommonStockMember 2026-08-20 2026-08-20 0000927628 cof:SeriesIPreferredStockMember 2026-08-20 2026-08-20 0000927628 cof:SeriesJPreferredStockMember 2026-08-20 2026-08-20 0000927628 cof:SeriesKPreferredStockMember 2026-08-20 2026-08-20 0000927628 cof:SeriesLPreferredStockMember 2026-08-20 2026-08-20 0000927628 cof:SeriesNPreferredStockMember 2026-08-20 2026-08-20 0000927628 us-gaap:SeniorNotesMember 2026-08-20 2026-08-20
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of The Securities Exchange Act of 1934
August 20, 2026
Date of Report (Date of earliest event reported)
CAPITAL ONE FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
Delaware
001-13300
54-1719854
(State or other jurisdiction
of incorporation)
(Commission
File Number)
(IRS Employer
Identification No.)
1680 Capital One Drive,
McLean, Virginia
22102
(Address of principal executive offices)
(Zip Code)
Registrant’s telephone number, including area code: (703) 720-1000
(Not applicable)
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of Each Class
Trading
Symbol(s)
Name of Each Exchange
on Which Registered
Common Stock (par value $.01 per share)
COF
New York Stock Exchange
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series I
COF PRI
New York Stock Exchange
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series J
COF PRJ
New York Stock Exchange
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series K
COF PRK
New York Stock Exchange
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series L
COF PRL
New York Stock Exchange
Depositary Shares, Each Representing a 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series N
COF PRN
New York Stock Exchange
1.650% Senior Notes Due 2029
COF29
New York Stock Exchange
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 8.01
Other Events.
On August 20, 2026, Capital One Financial Corporation (the “Company”) issued a press release announcing that it will redeem all outstanding shares of its Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M, $0.01 par value per share (“Series M Preferred Stock”).
The Series M Preferred Stock (CUSIP: 14040HCF0) will be redeemed on September 1, 2026 (the “Series M Redemption Date”) at a redemption price of $1,000 per share of Series M Preferred Stock. All 1,000,000 outstanding shares of the Series M Preferred Stock will be redeemed on the Series M Redemption Date.
Regular dividends on the outstanding shares of the Series M Preferred Stock will be paid separately on the Series M Redemption Date to holders of record as of the close of business on August 17, 2026, in the customary manner. On and after the Series M Redemption Date, all dividends on the shares of Series M Preferred Stock will cease to accrue.
A copy of the press release is attached as Exhibit 99.1 hereto and incorporated by reference into this Item 8.01.
Item 9.01
Financial Statements and Exhibits.
(d) Exhibits
Exhibit
No.
Description
99.1
Press Release, dated August 20, 2026
104
The cover page from this Current Report on Form 8-K, formatted in Inline XBRL
1
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized.
CAPITAL ONE FINANCIAL CORPORATION
Date: August 20, 2026
By:
/s/ Matthew W. Cooper
Matthew W. Cooper
General Counsel and Corporate Secretary
2
EX-99.1
EX-99.1
Filename: d825041dex991.htm · Sequence: 2
EX-99.1
Exhibit 99.1
Media Release
Capital One Announces Full Redemption of Its Fixed Rate Reset
Non-Cumulative Perpetual Preferred Stock, Series M
MCLEAN, Va.—(BUSINESS WIRE)—Aug. 20,
2026—Capital One Financial Corporation (NYSE: COF) today announced that it will redeem all outstanding shares of its Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M, $0.01 par
value per share (“Series M Preferred Stock”) on September 1, 2026 (the “Series M Redemption Date”).
All one million
outstanding shares of the Series M Preferred Stock (CUSIP: 14040HCF0) will be redeemed at a price of $1,000 per share of preferred stock on the Series M Redemption Date.
Regular dividends on the outstanding shares of the Series M Preferred Stock of $9.875 per share will be paid separately on the Series M Redemption Date, to
holders of record as of the close of business on August 17, 2026, in the customary manner. Accordingly, the redemption price for the Series M Preferred Stock will not include any accrued and unpaid dividends. On and after the redemption date,
all dividends on the shares of Series M Preferred Stock will cease to accrue.
The Series M Preferred Stock is held through The Depository Trust Company
(“DTC”) and will be redeemed in accordance with the procedures of DTC. Payment to DTC for the Series M Preferred Stock will be made by Computershare Trust Company, N.A., as redemption agent, in accordance with the Transfer Agency and
Service Agreement and the Redemption Agent Agreement that govern the redemption of the Series M Preferred Stock. The address for the redemption agent is as follows:
Computershare Trust Company, N.A.
Attn: Corporate Actions
150 Royall St.
Canton, MA 02021
Forward-Looking Statements
Certain statements in this
release may constitute forward-looking statements, which involve a number of risks and uncertainties. Forward-looking statements often use words such as “will,” “anticipate,” “target,” “expect,”
“think,” “estimate,” “intend,” “plan,” “goal,” “believe,” “forecast,” “outlook” or other words of similar meaning. Any forward-looking statements made by
Capital One or on its behalf speak only as of the date they are made or as of the date indicated, and Capital One does not undertake any obligation to update forward-looking statements as a result of new information, future events or otherwise.
Capital One cautions readers that any forward-looking information is not a guarantee of future performance and that actual results could differ materially from those contained in the forward-looking information due to a number of factors. For
additional information on factors that could materially influence forward-looking statements included in this press release, see the risk factors set forth under “Part I—Item 1A. Risk Factors” in the Annual Report on Form 10-K for the year ended December 31, 2025 filed with the Securities and Exchange Commission (the “SEC”) and Quarterly Reports on Form 10-Q and Current Reports
on Form 8-K filed with the SEC.
1
About Capital One
Capital One Financial Corporation (NYSE: COF) is a leading technology-based financial services company with $484.3 billion in deposits and
$673.8 billion in total assets as of June 30, 2026. Headquartered in McLean, Virginia, the company operates as a premier global payments provider and diversified financial institution, delivering a broad suite of products and consumer
lifestyle and shopping experiences through its Credit Card, Consumer Banking including its Global Payment Network, and Commercial Banking lines of business. As the only major U.S. bank to migrate entirely to the public cloud, Capital One leverages
proprietary data and advanced analytics to democratize financial tools across its primary markets in the United States, Canada, and the United Kingdom.
Contacts
Jeff Norris
Jeff.Norris@capitalone.com
Danielle Dietz
Danielle.Dietz@capitalone.com
Angela Solomon
Angela.Solomon@capitalone.com
2
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Trading Symbol
COF PRN
Security Exchange Name
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Senior Notes [Member]
Document And Entity Information [Line Items]
Security 12b Title
1.650% Senior Notes Due 2029
Trading Symbol
COF29
Security Exchange Name
NYSE
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