China B2B Buy Now Pay Later Business Report 2026: Ant Group and JD Finance Lead as Banks and Cross-Border Fintechs Expand Digital Supply Chain Credit Solutions - Investment Opportunities to 2030
Dublin, April 27, 2026 (GLOBE NEWSWIRE) -- The "China B2B Buy Now Pay Later Business and Investment Opportunities Databook - 45+ KPIs on B2B BNPL Market Size, End-Use Sectors, Retail Product Categories, Sales Channels, Company Size - Q2 2026 Update" report has been added to ResearchAndMarkets.com's offering.
B2B BNPL payments in the country are expected to grow by 21.2% on an annual basis to reach US$33.97 billion in 2025. China B2B BNPL adoption continues to accelerate as businesses increasingly seek flexible payment solutions for procurement and trade transactions. The medium to long-term growth story of the B2B BNPL industry in the country remains strong. B2B BNPL payment adoption is expected to grow steadily, recording a CAGR of 15.5% during 2026-2030. The gross merchandise value is projected to increase from US$33.97 billion in 2025 to US$71.69 billion by 2030.
China's B2B BNPL market is the largest in Asia by transaction volume but differs fundamentally in structure from Western markets, being organised predominantly through platform ecosystems operated by state-linked enterprises and technology conglomerates rather than through independent fintech providers. Ant Group, JD Finance, and bank-affiliated supply chain finance platforms have built integrated products that function as B2B BNPL within their ecosystems, extending payment terms to SME suppliers in anchor buyer programs sponsored by state-owned enterprises and major private manufacturers.
Cross-border B2B BNPL is a growing sub-segment, driven by China's position as the world's largest exporter and by export fintech platforms that enable Chinese manufacturers to extend payment terms to international buyers while receiving renminbi settlement immediately. Over the next 2-4 years, the market will remain platform-dominated.
Key Players and New Entrants
Competitive Landscape Outlook for the Next 2-4 Years
Regulatory Changes
Key Attributes:
Report Scope
China B2B BNPL Market Size and Growth Dynamics, 2021-2030
China B2B BNPL in Retail: Market Size and Forecast, 2021-2030
China B2B BNPL Market Segmentation by Key Retail Product Categories, 2021-2030
China B2B BNPL in Manufacturing: Market Size and Forecast, 2021-2030
China B2B BNPL in Transport and Logistics: Market Size and Forecast, 2021-2030
China B2B BNPL in Professional Services: Market Size and Forecast, 2021-2030
China B2B BNPL in Industrial Applications: Market Size and Forecast, 2021-2030
China B2B BNPL in Healthcare: Market Size and Forecast, 2021-2030
China B2B BNPL in Other Sectors: Market Size and Forecast, 2021-2030
China B2B BNPL Market Segmentation by Sales Channel, 2021-2030
China B2B BNPL Market Segmentation by Company Size, 2021-2030
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