Form 8-K

8-K — Stellus Capital Investment Corp

Accession: 0001104659-26-088224

Filed: 2026-07-29

Period: 2026-07-29

CIK: 0001551901

Item: Results of Operations and Financial Condition

Item: Financial Statements and Exhibits

Documents

8-K — tm2621520d1_8k.htm (Primary)

EX-99.1 — EXHIBIT 99.1 (tm2621520d1_ex99-1.htm)

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of report (Date

of earliest event reported): July 29, 2026

Stellus

Capital Investment Corporation

(Exact Name of Registrant as Specified in

Charter)

Maryland

814-00971

46-0937320

(State

or Other Jurisdiction

of Incorporation)

(Commission

File Number)

(IRS Employer

Identification No.)

4400

Post Oak Parkway, Suite

2200

Houston,

Texas

77027

(Address

of Principal Executive Offices)

(Zip

Code)

Registrant’s Telephone Number, Including

Area Code: (713) 292-5400

Not applicable

(Former Name or Former Address, if Changed

Since Last Report)

Check the appropriate box below if the Form 8-K

filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General

Instruction A.2. below):

¨ Written

communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting

material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement

communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement

communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section

12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each

exchange on which registered

Common

Stock, par value $0.001 per share

SCM

New

York Stock Exchange

Indicate by check mark

whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter)

or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging

growth company ¨

an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02 Results of Operations and Financial Condition.

On July 29, 2026, the Stellus Capital Investment Corporation (the

“Company”) issued a press release announcing certain preliminary estimates of its financial condition and results

of operations for its fiscal quarter ended June 30, 2026, as well as other information. A copy of such press release is attached

hereto as Exhibit 99.1 and is incorporated herein by reference.

The information disclosed herein, including Exhibit 99.1 hereto, shall

be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and shall be deemed incorporated

by reference into the Company’s filings made under the Securities Act of 1933, as amended; provided, however, that information contained

on the Company’s website referred to in the press release attached hereto as Exhibit 99.1 is not incorporated by reference herein

or in Exhibit 99.1 and is not a part of this Form 8-K or Exhibit 99.1.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits:

Exhibit Number

Description

99.1

Press release, dated July 29, 2026

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities

Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: July 29, 2026

Stellus Capital Investment Corporation

By:

/s/ W. Todd Huskinson

Name: W. Todd Huskinson

Title: Chief Financial Officer

EX-99.1 — EXHIBIT 99.1

EX-99.1

Filename: tm2621520d1_ex99-1.htm · Sequence: 2

Exhibit 99.1

Stellus Capital Investment Corporation Reports

Preliminary Results for its Second Fiscal Quarter Ended June 30, 2026

Stellus Capital Investment Corporation Schedules

Second Quarter 2026 Financial Results Conference Call

Houston, Texas, July 29, 2026 (PR Newswire) – Stellus Capital

Investment Corporation (NYSE:SCM) (“Stellus”, “we”, or the “Company”) today announced preliminary

financial results for its second quarter ended June 30, 2026.

Robert T. Ladd, Chief Executive Officer of Stellus, stated, “I

am pleased to report operating results for the quarter ended June 30, 2026, including a preliminary estimate of U.S. GAAP net investment

income of between $0.25 and $0.27 per share. During the quarter, we funded approximately $18 million of investments and received approximately

$49 million of repayments, resulting in a total portfolio between $965 million and $975 million at fair value.”

Preliminary Estimates of Second Quarter 2026 Results

The Company’s preliminary estimate of second quarter 2026 net

investment income (“NII”) is $0.25 to $0.27 per share. The Company’s preliminary estimate of net asset value (“NAV”)

per share as of June 30, 2026, is $12.76 to $12.84, representing an increase of $0.22 to $0.30 per share, or 1.8% to 2.4%, from the NAV

per share of $12.54 as of March 31, 2026. The estimated NAV per share increase is primarily due to the net fair value appreciation on

the investment portfolio and the accretive impact of equity repurchases, partially offset by dividends per share paid in the second quarter

in excess of NII per share. As a result, the Company estimates that it generated an annualized return on equity of more than 17% for the

second quarter of 2026. The Company estimates that investments on non-accrual status comprised 5.4% of the total investment portfolio

at fair value and 8.5% at cost as of June 30, 2026. During the quarter, loans to one portfolio company were returned to accrual status,

and there were no additions to non-accrual status.

Notable Events in Second Quarter 2026

On July 14, 2026, we received a license from the U.S. Small Business

Administration (“SBA”) for our third SBIC which allows us to contribute $125 million of equity and draw up to $250 million

of SBA-guaranteed debentures, subject to the increased family of funds limit of $475 million across all of our SBIC subsidiaries and applicable

SBA regulations and policies. Our partnership with the SBA is an important part of our capital structure and provides long-term, low-cost

growth capital for our business.

Pursuant to the Company's share repurchase program approved by its

Board of Directors, during the second quarter of 2026, the Company repurchased 274,343 shares of its common stock at a weighted average

price of $8.88 per share, representing an aggregate investment of approximately $2.4 million. As of June 30, 2026, approximately $17.6

million remained available for repurchases under the Company's authorized $20.0 million share repurchase program. The Company currently

expects the repurchase program to remain in effect until the earlier of March 2, 2027 or the repurchase of $20.0 million of the Company's

outstanding common stock.

Second Quarter 2026 Earnings Release and

Conference Call Schedule

The Company will release its financial results

for the second quarter ended June 30, 2026 on Monday, August 10, 2026, after the close of the stock market.

Stellus Capital Investment Corporation will host

a conference call to discuss these results on Tuesday, August 11, 2026 at 10:00 AM, Central Time. The conference call will be led by Robert

T. Ladd, Chief Executive Officer, and W. Todd Huskinson, Chief Financial Officer, Chief Compliance Officer, Treasurer, and Secretary.

Conference Call Details

Via Phone: Dial 888-506-0062 (domestic).

Use passcode 218557. Starting approximately two hours after the conclusion of the call, a replay will be available through Tuesday, August

25, 2026 by dialing 877-481-4010 and entering passcode 54324.

Via Live Webcast: Connect via the Public

Company (SCIC) section of our website at www.stelluscapital.com, under the Events tab. A replay of the conference will be available

on our website for approximately 90 days.

About Stellus Capital Investment Corporation

The Company is an externally-managed, closed-end, non-diversified

investment management company that has elected to be regulated as a business development company under the Investment Company Act of

1940. The Company’s investment objective is to maximize the total return to its stockholders in the form of current income and

capital appreciation by investing primarily in private middle-market companies (typically those with $5.0 million to $50.0 million of

EBITDA (earnings before interest, taxes, depreciation and amortization)) through first lien, second lien, unitranche and mezzanine debt

financing, and corresponding equity investments. The Company’s investment activities are managed by its investment adviser, Stellus

Capital Management, LLC. To learn more about Stellus Capital Investment Corporation, visit www.stelluscapital.com under the Stellus

Capital Investment Corporation link. Stellus Capital Management, LLC was acquired by Ridgepost Capital, LLC on June 22, 2026. Ridgepost

Capital, LLC’s parent company, Ridgepost Capital, Inc., is a reporting company listed on the New York Stock Exchange. Please reference

Ridgepost Capital, Inc.’s periodic filings with the Securities and Exchange Commission for additional information.

FORWARD-LOOKING STATEMENTS

The Company cautions that statements in this press release which are

forward-looking and provide other than historical information, including but not limited to the preliminary estimates of second quarter

2026 financial information and results, are based on current conditions and information available to the Company as of the date hereof.

Although its management believes that the expectations reflected in those forward-looking statements are reasonable, the Company can

give no assurance that those expectations will prove to be correct. Those forward-looking statements are made based on various underlying

assumptions and are subject to numerous uncertainties and risks, including, without limitation, such factors described under the captions

“Cautionary Statement Concerning Forward-Looking Statements” and “Risk Factors” included in the Company’s

filings with the U.S. Securities and Exchange Commission (the “SEC”) (www.sec.gov).

The Company undertakes no obligation to update the information contained

herein to reflect subsequently occurring events or circumstances, except as required by applicable securities laws and regulations. The

preliminary estimates of second quarter 2026 financial information and results furnished above are based on the Company’s management’s

preliminary determinations and current expectations, and such information is inherently uncertain. The preliminary estimates provided

herein have been prepared by, and are the responsibility of, management and are subject to completion of the Company’s customary

quarter-end closing and review procedures and third-party review, including the determination of the fair value of the Company’s

portfolio investments. As a result, actual results could differ materially from the current preliminary estimates based on adjustments

made during the Company’s quarter-end closing and review procedures and third-party review, and the Company’s reported information

in its Quarterly Report on Form 10-Q for the quarter ended June 30, 2026 may differ from this information, and any such differences

may be material. In addition, the information furnished above does not include all of the information regarding the Company’s financial

condition and results of operations for the quarter ended June 30, 2026 that may be important to readers. As a result, readers are

cautioned not to place undue reliance on the information furnished in this press release and should view this information in the context

of the Company’s full second quarter 2026 results when such results are disclosed by the Company in its Quarterly Report on Form

10-Q for the quarter ended June 30, 2026. The information furnished in this press release is based on the Company’s management’s

current expectations that involve substantial risks and uncertainties that could cause actual results to differ materially from the results

expressed in, or implied by, such information.

Contacts

Stellus Capital Investment Corporation

W. Todd Huskinson, (713) 292-5414

Chief Financial Officer

thuskinson@stelluscapital.com

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