Africa B2C E-Commerce & Payments Report 2026: Instant Payments, Infrastructure, and South Africa Deep Dive Featuring Amazon, Jumia, Kalahari.com, Kilimall, Konga, Noon Shopping, Souq, Takealot, Zando

Dublin, Feb. 10, 2026 (GLOBE NEWSWIRE) -- The "Africa B2C E-Commerce & Payments 2026: Instant Payments, Infrastructure, and South Africa Deep Dive" report has been added to ResearchAndMarkets.com's offering.

As mobile-first connectivity scales, fintech platforms expand, and real-time payment systems mature, these trends are jointly reshaping Africa's digital commerce ecosystem.

Key Forecast Highlights:

Africa's B2C E-Commerce Is Forecast to Enter a Phase of Structural Expansion

Africa's E-Commerce market is forecast to expand rapidly, driven by rising smartphone penetration, expanding internet access, and growing consumer familiarity with online platforms. B2C remains the dominant business model, with market activity concentrated in essential services and everyday retail. South Africa leads the continent in scale and maturity, followed by Nigeria and Egypt, while fragmented infrastructure and trust-related constraints continue to shape uneven adoption.

Africa's Payments Ecosystem Is Shifting Toward Mobile and Instant Models

Africa's payments landscape has evolved through structural leapfrogging, with mobile payments replacing cash as the primary transaction infrastructure. Mobile payments now support E-Commerce, business, and government transactions, embedding financial services into everyday activity. Instant payment systems function as core digital infrastructure, enabling real-time, low-cost transfers, although interoperability and cross-border scalability remain structurally constrained.

Liquidity and Settlement Constraints Continue to Shape Payment Scalability

Africa's ability to scale digital payments is increasingly determined by liquidity management, settlement speed, and execution-layer infrastructure rather than demand alone. Structural fragmentation across currencies and jurisdictions continues to influence scalability, while real-time settlement mechanisms and treasury optimization are improving system efficiency. These factors collectively shape the pace and sustainability of digital payments growth across the continent.

Key Questions Answered:

Companies Featured

Key Topics Covered:

1. Executive Overview

1.1. Key Takeaways

1.2. Management Summary

2. Africa Digital Commerce & Infrastructure

2.1. Sectional Key Takeaways

2.2. Structural Foundations of Digital Commerce

2.3. Digital & Mobile Infrastructure Readiness

3. Africa B2C E-Commerce Market

3.1. Sectional Key Takeaways

3.2. Market Size, Structure & Categories

3.3. Market Concentration & Payment Mix

4. Africa Payments & Mobile Transactions

4.1. Sectional Key Takeaways

4.2. Mobile Payments & Frictionless Models

4.3. Regulation & Risk Environment

5. Africa Instant Payments & Interoperability

5.1. Sectional Key Takeaways

5.2. Instant Payment Systems Landscape

5.3. Volumes, Values & Adoption

6. Africa Liquidity, Settlement & Cross-Border Payments

6.1. Sectional Key Takeaways

6.2. Liquidity & Settlement Infrastructure

6.3. Cross-Border Integration

7. South Africa Deep Dive: B2C E-Commerce & Payments

7.1. Sectional Key Takeaways

7.2. Market & Operations

7.3. Retailer Capabilities

7.4. Merchant Payments

7.5. Consumer Payments & Innovation

7.6. Local Shopping Incentives

For more information about this report visit https://www.researchandmarkets.com/r/glakxn

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